Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[4uziaul]

😅

Usually the cc bill generate in 15-20th month. And due date is 1-5th of the month.
Pay 1part in 25th
Pay 2part in 1th.
As his bill amount is 3L,
He will get 6k reward for this.

Why will they divide? You can use both the cards separately and on each card you earn 3000 points. Itna ghumao mat banda pagal ho jayega 🤣

 

[AritraSaha]

Why will they divide? You can use both the cards separately and on each card you earn 3000 points. Itna ghumao mat banda pagal ho jayega 🤣

I thought that 1 person can have 3k max per month.

Does the 2nd dc belongs to someone else.

 

[4uziaul]

I thought that 1 person can have 3k max per month.

Does the 2nd dc belongs to someone else.

At IndusInd, with Select and higher variant accounts, you can hold as many as 4 debit cards.

 

[AritraSaha]

At IndusInd, with Select and higher variant accounts, you can hold as many as 4 debit cards.

So reward limit capped per dc or customer id?

 

[4uziaul]

So reward limit capped per dc or customer id?

Per debit card re Baba 😁

 

[AritraSaha]

Per debit card re Baba 😁

 

[FinanceBaBa]

Use hdfc bank billpay and mobikwik to get cashback using hdfc platinum dc

Does mobikwik+ HDFC millenia DC combo also gives cashback.?

 

[Nitheesh]

At IndusInd, with Select and higher variant accounts, you can hold as many as 4 debit cards.

Is there any per day transaction limit for Paytm?

 

[4uziaul]

Does mobikwik+ HDFC millenia DC combo also gives cashback.?

Yes

Is there any per day transaction limit for Paytm?

No idea, but I have paid bigger and multiple amounts without any issues in the past.

 

[Oscar]

Is there any per day transaction limit for Paytm?

I don't think there is a daily limit, but there is a monthly limit. However, I'm not sure what the upper limit for the monthly limit is.

 

[Nitheesh]

I don't think there is a daily limit, but there is a monthly limit. However, I'm not sure what the upper limit for the monthly limit is.

If anyone can confirm the monthly limit, it would be useful.

 

[4uziaul]

If anyone can confirm the monthly limit, it would be useful.

How much are you planning to pay? Don't tell me you are going to pay your entire neighborhood's credit card bills. 😄

 

[Nitheesh]

How much are you planning to pay? Don't tell me you are going to pay your entire neighborhood's credit card bills. 😄

Lol. As of now, 2.5 for this month.

 

[4uziaul]

Lol. As of now, 2.5 for this month.

Ja balak kar de payment 🤣

Assuming you meant 2.5L and not 2.5Cr 🤣

 

[Oscar]

Lol. As of now, 2.5 for this month.

I made payments above 10L for a month via Paytm, and after a certain number of transactions, I received a message:
"Dear User, you have exhausted your monthly transaction limit. Please try again next month."

So you should be good with a 2.5L payment.

 

[gamersgzb]

What is the expiry of HDFC debit card rewards points.. and is their any total limit .. i know monthly limit of 750 is their but can I collect every month and then redeem in one go... Let's say after 12 months or something..

 

[gamersgzb]

@4uziaul @VISHESH_BANSAL

What is the expiry of HDFC debit card rewards points.. and is their any total limit .. i know monthly limit of 750 is their but can I collect every month and then redeem in one go... Let's say after 12 months or something..

 

[VISHESH_BANSAL]

What is the expiry of HDFC debit card rewards points.. and is their any total limit .. i know monthly limit of 750 is their but can I collect every month and then redeem in one go... Let's say after 12 months or something..

@Chaitanya-a

 

[Chaitanya-a]

What is the expiry of HDFC debit card rewards points.. and is their any total limit .. i know monthly limit of 750 is their but can I collect every month and then redeem in one go... Let's say after 12 months or something..

Promotional cashback (Smartbuy ones) expire after 3 months.
Product feature cashback (₹750 one) expire after 12 months.

 

[Ravana_88]

Hi. I usually have 1.2 L monthly credit card spend between Magnus , Vistara Infinite and Tata Infinity Rupay ( 80% , 10% , 10%) . I pay 75k from Billpay via HDFC platinum debit card and get Rs. 750 . Used Cheq for a while for rest but now it has gone to shit . Where should I pay the rest of the amount from . The post is very long and didn't get much clarity . Would be great if someone can summaries tips