Hi. I usually have 1.2 L monthly credit card spend between Magnus , Vistara Infinite and Tata Infinity Rupay ( 80% , 10% , 10%) . I pay 75k from Billpay via HDFC platinum debit card and get Rs. 750 . Used Cheq for a while for rest but now it has gone to shit . Where should I pay the rest of the amount from . The post is very long and didn't get much clarity . Would be great if someone can summaries tips