Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[tryabp]

I didn't get Cashback for Cheq trn on MC DC. Probably they have stopped giving.
Best is to use Mobikwik in all scenarios.
I am able to pay more than 20k in one go now by joining beta version. And it's working without any problem.

@VISHESH_BANSAL @4uziaul

I mentioned Indusind Visa Signature Card.

 

[hemant89]

What about the debit card of Axis Infinity and easy access accounts? They also mention 1% CB on online spends.

@VISHESH_BANSAL @4uziaul

 

[4uziaul]

@VISHESH_BANSAL @4uziaul

Yes, you will get up to 200 CB using the E-Debit card.

Check this thread here:

1% Cashback Upto 200 by Paying Credit Card Bill Using Mobikwik From Axis E-Debit Card

So Axis is Giving 1% cashback on all online spends* done via E-Debit Card T&C's Applicable only on transactions of Rs. 500 and above Maximum applicable cashback amount of Rs. 200 per month Cashback amount to be credited to your linked Axis Bank savings account within 90 days. Applicable on all...

www.technofino.in

 

[hemant89]

Yes, you will get up to 200 CB using the E-Debit card.

Check this thread here:

1% Cashback Upto 200 by Paying Credit Card Bill Using Mobikwik From Axis E-Debit Card

So Axis is Giving 1% cashback on all online spends* done via E-Debit Card T&C's Applicable only on transactions of Rs. 500 and above Maximum applicable cashback amount of Rs. 200 per month Cashback amount to be credited to your linked Axis Bank savings account within 90 days. Applicable on all...

www.technofino.in

Thanks @4uziaul

 

[Ravana_88]

With any debit card on Mobikwik , it is saying pay 20k only and after that , it is not letting me use that debit card for more payments . What am I doing wrong here ? Suggestions are welcome

 

[4uziaul]

With any debit card on Mobikwik , it is saying pay 20k only and after that , it is not letting me use that debit card for more payments . What am I doing wrong here ? Suggestions are welcome

You're not doing anything wrong; that's how it's supposed to work. Split the payments into 20k each. Additionally, you can try using the Mobikwik Beta Version.

 

[codenerd]

Till last 3-4 months I have been using Mobikwik to pay all my credit card bills using Indusind Visa Signature debit card(Indus Partner Account) and have received reward points for each and every card bill payment.

Why does Cards section in IndusInd website always show disabled. Can someone tell me how to enable? I am unable to transfer my debit card rewards to cash!

 

[vijaypathak077]

Why does Cards section in IndusInd website always show disabled. Can someone tell me how to enable? I am unable to transfer my debit card rewards to cash!

go to card management to transfer rewards point

 

[codenerd]

go to card management to transfer rewards point

Cards section on left menu is anyhow blocked. No hyperlink there. Also I cant find Card Management tab anywhere. Could you please guide me. I have logged in to Account Summary.

 

[codenerd]

Ok got it! Its under Debit Card Limit Management -> Redeem Reward Points!!

 

[codenerd]

Ok got it! Its under Debit Card Limit Management -> Redeem Reward Points!!
View attachment 24950

FYI, Above is the proof of points I received by just paying my credit card bills (since last 3-4 months) of all the banks via Indusind Debit Card (Visa Signature) through Mobikwik. If I am correct, each point has a cash redemption value of 30-35p/point which is much better than AMEX (0.25p)

 

[iAmPm]

Is there any redemption fees if we redeem from net banking?
similarly what about credit card RPs redemption fees?

 

[4uziaul]

Is there any redemption fees if we redeem from net banking?
similarly what about credit card RPs redemption fees?

No fees, as far as I know.

 

[rishabk27775]

Is there any redemption fees if we redeem from net banking?
similarly what about credit card RPs redemption fees?

No fees for redemption for any card.

 

[Nitheesh]

No fees for redemption for any card.

But you can redeem only 5000 points per month.

 

[rishabk27775]

But you can redeem only 5000 points per month.

Didn't knew that Never tried more than 3000 points redemption. Thanks for telling

 

[docmaniac]

You're not doing anything wrong; that's how it's supposed to work. Split the payments into 20k each. Additionally, you can try using the Mobikwik Beta Version.

No it's not working with even beta version any other suggestions. Allowing to pay only 20k per day too

 

[4uziaul]

No it's not working with even beta version any other suggestions. Allowing to pay only 20k per day too

@jack333

 

[jack333]

No it's not working with even beta version any other suggestions. Allowing to pay only 20k per day too

See this it worked for me. Paid 48,575 in one go

 

[docmaniac]

See this it worked for me. Paid 48,575 in one go

App version please