Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[vijaypathak077]

Why does Cards section in IndusInd website always show disabled. Can someone tell me how to enable? I am unable to transfer my debit card rewards to cash!

go to card management to transfer rewards point

 

[codenerd]

go to card management to transfer rewards point

Cards section on left menu is anyhow blocked. No hyperlink there. Also I cant find Card Management tab anywhere. Could you please guide me. I have logged in to Account Summary.

 

[codenerd]

Ok got it! Its under Debit Card Limit Management -> Redeem Reward Points!!

 

[codenerd]

Ok got it! Its under Debit Card Limit Management -> Redeem Reward Points!!
View attachment 24950

FYI, Above is the proof of points I received by just paying my credit card bills (since last 3-4 months) of all the banks via Indusind Debit Card (Visa Signature) through Mobikwik. If I am correct, each point has a cash redemption value of 30-35p/point which is much better than AMEX (0.25p)

 

[iAmPm]

Is there any redemption fees if we redeem from net banking?
similarly what about credit card RPs redemption fees?

 

[4uziaul]

Is there any redemption fees if we redeem from net banking?
similarly what about credit card RPs redemption fees?

No fees, as far as I know.

 

[rishabk27775]

Is there any redemption fees if we redeem from net banking?
similarly what about credit card RPs redemption fees?

No fees for redemption for any card.

 

[Nitheesh]

No fees for redemption for any card.

But you can redeem only 5000 points per month.

 

[rishabk27775]

But you can redeem only 5000 points per month.

Didn't knew that Never tried more than 3000 points redemption. Thanks for telling

 

[docmaniac]

You're not doing anything wrong; that's how it's supposed to work. Split the payments into 20k each. Additionally, you can try using the Mobikwik Beta Version.

No it's not working with even beta version any other suggestions. Allowing to pay only 20k per day too

 

[4uziaul]

No it's not working with even beta version any other suggestions. Allowing to pay only 20k per day too

@jack333

 

[jack333]

No it's not working with even beta version any other suggestions. Allowing to pay only 20k per day too

See this it worked for me. Paid 48,575 in one go

 

[docmaniac]

See this it worked for me. Paid 48,575 in one go

App version please

 

[jack333]

22.65.5.1856

 

[rishabk27775]

I have 2 cards in indusind how can we apply third debit card?

 

[4uziaul]

I have 2 cards in indusind how can we apply third debit card?

Assuming you have a Select or Exclusive account, simply apply through the mobile app for those account types.

 

[kshitij_0]

See this it worked for me. Paid 48,575 in one go

For me, it worked only once even in Beta version. Now it's not working.

 

[itsds]

can anyone please guide me which IndusInd Account should i open and which debit card should i apply for to get 0.93% on credit card payment ?

 

[4uziaul]

can anyone please guide me which IndusInd Account should i open and which debit card should i apply for to get 0.93% on credit card payment ?

Select or Exclusive account.

For any additional questions, please try searching through this thread, as all the answers are available here. 🤣

 

[itsds]

Select or Exclusive account.

For any additional questions, please try searching through this thread, as all the answers are available here. 🤣

but on their website they are saying , credit card bill payment is not eligible for IndusIndRewardPoint , Please clarify.

Terms & Conditions: Indus Rewards Program - IndusInd Bank

Find the Indus Rewards Program for individual savings account holders at IndusInd Bank. Terms & conditions are applicable to accrual & redemption of reward points. Read more.

www.indusind.com

see the third point.