Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[mojo_jojo123]

Use MobiKwik

I want to use cheq because it is giving 0% processing fee now and will get 0.25% effective money .. mobikwik never gives me any reward

 

[Cebu]

Is anybody here able to make cc bill payment on cheq using indusind exclusive master card now?

Tried payment of 1L yesterday failed 2-3 times then retried after 30 mins worked ...

 

[Cebu]

I want to use cheq because it is giving 0% processing fee now and will get 0.25% effective money .. mobikwik never gives me any reward

You will get around 0.9% reward on debit card by using indus visa on Mobikwik. On cheq not sure if it gives rewards...

 

[kshitij_0]

how do i pay idfc cc bill?
i have 2 hdfc debit cards (after 20k +20k) mobikwik is saying only one transaction upto 20k.
10 days bill payment left. credit is instantaneous. should i pay each day for 20k+20k (until 75k reached on both cards)
then i will use indusind debit cards for paying rest of the amount.
have to pay 3 lakhs as i have used it for buying car.

Most probably they'll allow more than 20k in one go as well, at least if you have opted for beta version from play store.
They allowed me to do so. From this month they are allowing me that even through HDFC.
BTW that 20k per day transaction is very rare. Probably it's because your account is new. Check after 1 day.
I can do at least 10-15 transactions of 20 k amount in 1 day. Sometimes they stop working after so many transaction but they start allowing after 1 hour or something.

Also if you have Indus Visa Sign/Plat, you can directly do trn through Cred and it will be credited instantly irrespective of your bank.

 

[Daya A]

You will get around 0.9% reward on debit card by using indus visa on Mobikwik. On cheq not sure if it gives rewards...

Will indus ind visa signature (Rs 5000fee) or indus ind visa signature select (free) debit card which one will give rewards on paying credit card bill through mobikwick.pls give clarification.

 

[pprakash11]

Will indus ind visa signature (Rs 5000fee) or indus ind visa signature select (free) debit card which one will give rewards on paying credit card bill through mobikwick.pls give clarification.

Both

 

[Daya A]

Both

Pls explain of both are same then what is the need to pay 5k for visa signature

 

[pprakash11]

Pls explain of both are same then what is the need to pay 5k for visa signature

For low MAB accounts, you can get VISA signature but that will cost you 5000+GST
Simple
While it's fee for select account with 50,000 MAB

 

[Daya A]

For low MAB accounts, you can get VISA signature but that will cost you 5000+GST
Simple
While it's fee for select account with 50,000 MAB

Thanq bro very much,one more doubt will both give rewards for wallet loading if yes then how much?

 

[pprakash11]

Thanq bro very much,one more doubt will both give rewards for wallet loading if yes then how much?

No reward points for wallet load

 

[mojo_jojo123]

is indus visa signature giving points for cheq ?

 

[pprakash11]

is indus visa signature giving points for cheq ?

No

 

[mojo_jojo123]

No

thank you .. so no point of cheq 0% fee offer .. is paytm + Indusind Visa signature giving ?

 

[pprakash11]

thank you .. so no point of cheq 0% fee offer .. is paytm + Indusind Visa signature giving ?

Yes that's giving

 

[Ak754955]

U can withdraw that amount in full after account opening... If u can do some jugaad for 1 week... Work done

Is it still running offer?

 

[4uziaul]

Is it still running offer?

No, it's over.

 

[mojo_jojo123]

No, it's over.

which offer ?

 

[4uziaul]

which offer ?

This offer

Post in thread 'Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card' https://www.technofino.in/community...nd-0-93-and-hdfc-1-debit-card.4373/post-76959

 

[gautamcool]

Yesterday I first tried to pay my CC bills from mobikwik via Select MC but it failed multiple times. I think bank may be blocking mobikwik transactions.
Then I tried with Select Visa. It succeeded.
@4uziaul How long for the DC cashback to get credited ?
I checked today and it's not added yet

 

[CardSeeker]

Yesterday I first tried to pay my CC bills from mobikwik via Select MC but it failed multiple times. I think bank may be blocking mobikwik transactions.
Then I tried with Select Visa. It succeeded.
@4uziaul How long for the DC cashback to get credited ?
I checked today and it's not added yet

Takes 3-7 working days