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fradela said:
Tell me reasons why people should have salary account with SBI.
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All banks are the same when it comes to salary accounts. Your motto is on getting LTF CCs, which SBI obviously can't fulfill.

I find mental peace with SBI due to no bs charges for anything. If you're looking for a specific advantage, then loan rates are significantly cheap compared to other private banks. I've had excellent experiences with PSU banks, whether it's BOI or SBI.
 
6ix9ine said:
All banks are the same when it comes to salary accounts. Your motto is on getting LTF CCs, which SBI obviously can't fulfill.

I find mental peace with SBI due to no bs charges for anything. If you're looking for a specific advantage, then loan rates are significantly cheap compared to other private banks. I've had excellent experiences with PSU banks, whether it's BOI or SBI.
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All salary accounts are zero balance account. No charges for anything.
I had salary accounts with Private and PSUs.
Got all LTF cards from respective banks.
Now, salary account with BOB.
All debit and credit cards are LTF.

Compare to others PSUs, SBI is costlier.
Loan rates are low and 100% processing fee waiver on other PSUs even if you don't have salary account.

Other PSU , RuPay select cards refresh quarterly.

For SBI, only salary above 1 lakh, that no refresh on quarterly.
 
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fradela said:
All salary accounts are zero balance account. No charges for anything.
I had salary accounts with Private and PSUs.
Got all LTF cards from respective banks.
Now, salary account with BOB.
All debit and credit cards are LTF.

Compare to others PSUs, SBI is costlier.
Loan rates are low and 100% processing fee waiver on other PSUs even if you don't have salary account.

Other PSU , RuPay select cards refresh quarterly.

For SBI, only salary above 1 lakh, that no refresh on quarterly.
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As I mentioned earlier, your motto is completely different.

Now, you're contradicting yourself.

You previously said: SBI is costlier than private banks.

Was that a random typo, or did you mean something else? Btw I remember you even posted if you open hdfc imperia account, will you get hdfc infinia that too for LTF? Good luck with that.
 
fradela said:
All salary accounts are zero balance account. No charges for anything.
I had salary accounts with Private and PSUs.
Got all LTF cards from respective banks.
Now, salary account with BOB.
All debit and credit cards are LTF.

Compare to others PSUs, SBI is costlier.
Loan rates are low and 100% processing fee waiver on other PSUs even if you don't have salary account.

Other PSU , RuPay select cards refresh quarterly.

For SBI, only salary above 1 lakh, that no refresh on quarterly.
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I have BOB Privilege salary account. I have taken three debit cards ; Safire, Rupay select and EasemyTrip . Can you confirm there will be be no charge for any of above debit card.
 
fradela said:
Compare to others PSUs, SBI is costlier.
Loan rates are low and 100% processing fee waiver on other PSUs even if you don't have salary account.
Click to expand...
For you it is costlier for us it is cheaper. As @6ix9ine rightly said "I find mental peace with SBI due to no bs charges for anything. If you're looking for a specific advantage, then loan rates are significantly cheaper compared to other private banks. I've had excellent experiences with PSU banks, whether it's BOI or SBI." Using SBI(First Account) nearly for a decade never faced any issues and the services are also pretty fast.
 
Anindya98 said:
For you it is costlier for us it is cheaper. As @6ix9ine rightly said "I find mental peace with SBI due to no bs charges for anything. If you're looking for a specific advantage, then loan rates are significantly cheaper compared to other private banks. I've had excellent experiences with PSU banks, whether it's BOI or SBI." Using SBI(First Account) nearly for a decade never faced any issues and the services are also pretty fast.
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Agreed, I am not saying PSUs are best. It's just SBI is definitely not costlier than private banks. That I can vouch 100%. Private and PSUs both are good, depends on user to user.

fradela said:
I find mental peach with all banks in terms of salary account. 🤣 🤣 🤣
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Before converting it to a salary account, I was using it as a regular account. Guess what? It still never bothered me as it didn't had any charges. The only major difference is the debit card fee. You will never find this type of regular account in private banks.
 
Itachi_Uchiha said:
Guys, I have redeemed the 250 Flipkart e voucher but I received a mail with code as NA. It also mentioned that I would receive the code within 48 hours but I haven’t received any mail after that. Whom should I contact now? Any one faced similar issue?
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48 hrs over?
I received all my codes within the first 24 hours on both Select and EMT.
Check the same Email where you receive the code as NA generally, they reply on the same mail that's why you don't receive any new mail.
 
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