BOB Eterna Credit Card Launched on RuPay network

[Abhishek012]

BOB Eterna Credit Card Launched on RuPay network:​

BOB RuPay Eterna Select Credit Card Register - https://rupay.golftripz.com/​

View attachment BOB Eterna RuPay Credit Card Video.mp4

Dining Experiences​

Earn 5X Rewards* i.e 15 Reward Points per ₹100 when you spend on dining.

Travel Benefits​

Witness enhanced travel experiences with Unlimited Complimentary Access to Domestic Airport lounges.

Fitness & Frolic​

Get a fit welcome gift and keep your health in check with a complimentary 6-months FITPASS Pro Membership worth ₹15,000^.

Movie Magic & Shopping Fun​

Delight in the latest flicks with your near and dear, via a Buy One Get One Offer on movie tickets every month with Paytm Movies, upto ₹250 per month.
Know more
When you shop for loved ones or yourself, you earn 5X Rewards* i.e 15 Reward Points per ₹100 on your online shopping spends too!

Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*.​

Be it a lifestyle upgrade, a new adventure, or a change of professional pace, ETERNA gives you the power to step up and seize the day.

Milestone Rewards​

Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹5,00,000 in a year. Know more

Fee Waiver​

Spend ₹25,000 in the first 60 days and get your joining fee reversed***.

Spend ₹2,50,000 in every card anniversary year and get your annual fee reversed***.

Fuel Surcharge Waiver​

1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
Note: No Reward Points are earned on fuel transactions.

Core Reward Points​

3 Reward Points for every ₹100 spent on other categories*.

Free Add-on card​

Get up to 3 lifetime free add-on cards for your spouse, parents, siblings, or kids (above age 18).

In-built insurance cover​

Get free Personal Accidental Death Cover to ensure financial protection of your family (Air: ₹1 Crs, Non-Air: ₹10 Lakhs).

Zero Liability on lost card​

Report loss of card immediately to ensure zero liability on any fraudulent transactions.
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*Please note that 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and fuel. Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

***First year fee reversal will reflect in the 4th bill statement from the card issuance month, provided no dues. First year fee reversal and annual fee reversal is applicable only to non-delinquent credit cardholders.

^Benefit Expiry Date: 60 days from the Card Issuance date. Benefits are applicable on the Primary Card only.



@chenrichy share this pic on twitter -

 

[jetesh]

Someone mentioned that RuPay variant of Eterna does not fetch any points on UPI transactions, is this true?

Y E S

 

[Abhishek012]

Someone mentioned that RuPay variant of Eterna does not fetch any points on UPI transactions, is this true?

Y E S

No, he told It gives only core reward points of 3 per 100 on UPI spend and no 5x of 15 per 100 through UPI spend.

However, another person told you will get 5x of 15 per 100 through UPI spend only on selected merchant categories (im not sure about this).

 

[peregrine0falcon]

folks,

for the card upgrade from premier to eterna, will cibil be updated as premier with 50k closed and eterna with new limit opened or the card will just get replaced?

 

[Reaper]

No, he told It gives only core reward points of 3 per 100 on UPI spend and no 5x of 15 per 100 through UPI spend.

However, another person told you will get 5x of 15 per 100 through UPI spend only on selected merchant categories (im not sure about this).

This makes sense since as per latest RBI policy, UPI transactions on credit card should be treated equally and fairly.

Ideally we should be getting accelerated rewards as well as this should go against RBI’s policy

 

[Abhishek012]

This makes sense since as per latest RBI policy, UPI transactions on credit card should be treated equally and fairly.

Ideally we should be getting accelerated rewards as well as this should go against RBI’s policy

NPCI release this circular and yes this makes sense because banks earn MDR on all Credit on UPI transactions above 2k for small merchants and large merchants all transactions under 2k or above 2k.

Some banks have also imposed capping on Credit on UPI transactions reward points/cashback, that will also have to be removed.

 

[helloworld]

Lol shall I send conversion cancellation request now😉. No payzapp benefits, no rupay select benefits and rumours about international lounge coming on all Eterna cards. Only remaining thing to be announced is "No points or 1% upto 250" for UPI spends 😅.

could you update about reward rate on rupay card? along annual fee or milestone If converted in between?

1) So far it does - I use Payzapp
2) Yes, I am not seeing wallet transactions

 

[jack333]

No, he told It gives only core reward points of 3 per 100 on UPI spend and no 5x of 15 per 100 through UPI spend.

However, another person told you will get 5x of 15 per 100 through UPI spend only on selected merchant categories (im not sure about this).

Also the capping on upi is 500 points in a cycle

 

[Harry1]

could you update about reward rate on rupay card? along annual fee or milestone If converted in between?

No i didn't convert. Sent conversion cancellation request.

But multiple people have confirmed what I predicted earlier from their actual usage or from customer care.

UPI spends get only base points i.e. 3/100 upto 500 points. Annual 5L milestone reset back to zero. 10K welcome points on 50K in first 60 days are available again.

 

[helloworld]

No i didn't convert. Sent conversion cancellation request.

But multiple people have confirmed what I predicted earlier from their actual usage or from customer care.

UPI spends get only base points i.e. 3/100 upto 500 points. Annual 5L milestone reset back to zero. 10K welcome points on 50K in first 60 days are available again.

so, its a fresh card again like sbi switches b/w simplysave to simplyclick.

then I believe it has new account in CIBIL, will check. T!

 

[pranjal1984]

folks,

for the card upgrade from premier to eterna, will cibil be updated as premier with 50k closed and eterna with new limit opened or the card will just get replaced?

Card will be replaced in CIBIL. Card open date will be date of previous card prior to Eterna.