BOB LITE Debit Card charge

[harshn]

Anyone knowing or having "BOB LITE" account pls confirm 🙏🏻🙏🏻 :
1. ISSUANCE (first time) CHARGES for debit card of BOB LITE account r being deducted or not ?
2. If yes , when deducted , just after opening account or after debit card received at address or when activated and debit card using ATM ?
3. Also If maintained QAB : 3000 , were ISSUANCE CHARGES still deducted ?

Pls consider & tell abt ISSUANCE CHARGES and not Annual Maintainence charges

4. In BOB LITE any variant virtual debit card cannot be generated ?
5. In BOB LITE , can we get any ither debit card with less fees like Rypay Classic ?
6.Does BOB offer UPI pin set without debit card option or not ?
7. How likely that in future it will offer setting UPI PIN via aadhaar ? (As all banks r already offering using Aadhaar)

 

[doraemon]

Can I open zero balance account in SBI and get virtual card aswell? Or do I need to get physical card with fees?

Basically I just want these accounts for debit offers on online shopping.

I use HDFC as my primary

All sbi accounts are zero balance with no sms and no non mab charges
Open one for yourself through yono vkyc
And u can generate a virtual dc through the app itself
No need to visit branch

 

[harshn]

@doraemon
HDFC me online opening se freeze ka khatra toh nhi hai ?
Without IP cheque branch vale open kr sakte hain IMPS / NEFT se ? Apne bhi savings Max abhi open kiya tha IP cheque li thi ya nhi ?

 

[doraemon]

@doraemon
HDFC me online opening se freeze ka khatra toh nhi hai ?
Without IP cheque branch vale open kr sakte hain IMPS / NEFT se ? Apne bhi savings Max abhi open kiya tha IP cheque li thi ya nhi ?

Maine digisave online khola tha
Pehle account khula fir upi se IF
Branch Wale cheque se kholte h
Better open online it's fast and easy
Bonus tip
Open through payzapp app and u will get 250 Amazon voucher after 90 days

 

[harshn]

Can I open zero balance account in SBI and get virtual card aswell? Or do I need to get physical card with fees?

Basically I just want these accounts for debit offers on online shopping.

I use HDFC as my primary

SBI is Zero balance account , no charges at all, but i m unsure of its successful generation of virtual card , 5 yrs back i tried to generate virtual card but that was not happening , but since then yono app improved a lot , maybe now possible , watch YouTube video for confirmation.

 

[harshn]

Maine digisave online khola tha
Pehle account khula fir upi se IF
Branch Wale cheque se kholte h
Better open online it's fast and easy
Bonus tip
Open through payzapp app and u will get 250 Amazon voucher after 90 days

So apne savings Max through branch nhi khola tha ?
I remember ur "garib si branch" vala thread.

 

[praful47]

I want to open BOB Lite Account. But i have some questions.

Can i open it online with the number that isn't linked to aadhar?
if the answer is no, can i open it offline?
Can i get Virtual Rupay Platinum Card?
If yes, will there charges for only having Virtual card and not physical card even if 3k balance not maintained?

@doraemon help sir

Aadhar linked phone number is required, whether you open online or offline account.

 

[doraemon]

So apne savings Max through branch nhi khola tha ?
I remember ur "garib si branch" vala thread.

that was shinchan's thread
i opened savings max of my family member at my home

 

[harshn]

that was shinchan's thread
i opened savings max of my family member at my home

They took cheque or not?

 

[doraemon]

They took cheque or not?

yea they took 25k cheque

 

[SureShot]

I have opened BoB Lite Savings Account yesterday after doing VKYC. The account got created and I am able to access mobile & netbanking as well.
I am able to generate a virtual rupay debit card in the app and its even visible with CVV now. My questions are

1. Will I able to get a physical card since I didn't opt for it during application process? It is showing error in both the app & netbanking when I try to apply.
2. If yes, will I get a different one than virtual card or will I be getting the same VDC printed in physical card as well?
3. Can I use the both the cards simultaneously with the same account if i get both? And see the both the cards in the app?

Please let me know if someone has gone through as mine, thanks.