They might have missed ur mail. I usually get reply in 3 to 7 days from indusfor that no one beats me with Indus, last week they responded for my July mail. Asking about 'whats the query?'
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BoB Masterstroke Savings account | LTF VISA Opulence Debit card (Metal) | LTF VISA Eterna Credit card
- Thread starter credible65
- Start date
helloworld
TF Legend
never once for me, all mails to exclusive never responded within 3 weeks (that is shortest period for me), somehow they always take time to respond. Like above cases, too much time.
Been a week, still account not opened. Asked BM, he saying that they got some queries. Delay is due to existing account.
These banks cant even provide quick services to 10L mab accounts lol
I have a Radiance account with BOB, but I genuinely think this masterstroke ac is a 100% improvement over Radiance. The only thing I’ll miss is the Relationship Manager service, although that wasn’t a big advantage either. In fact, BOB removed the RM from my branch about 6-8 months ago, I shared it here in aug
Plus the bob opulence card seems good better than my existing radiance card for sure.
Plus the bob opulence card seems good better than my existing radiance card for sure.
so basically from last 1 yrs its missing whats wrong with BOB?
Absolutely!! Totally agree with you!! 💯I have a Radiance account with BOB, but I genuinely think this masterstroke ac is a 100% improvement over Radiance. The only thing I’ll miss is the Relationship Manager service, although that wasn’t a big advantage either. In fact, BOB removed the RM from my branch about 6-8 months ago, I shared it here in aug
Plus the bob opulence card seems good better than my existing radiance card for sure.
so basically from last 1 yrs its missing whats wrong with BOB?
There are some people who has recently opened Radiance and trying to show Radiance is better but your feedback is genuine.
Honestly this is the best product of BOB till now and way better than Radiance.😤😤
Why can't you check with BOB to do something for your account variant!!
Bob is totally worst bank!
They took 17days but no update. I raised complaint and one branch executive called & told me that they can't open new account, instead they converted my zero balance account to masterstroke on 8th nov itself.
How can they do it without my consent??
Not even informed after conversion.
Many services in mobile app not working like i cant apply any debit card as its showing not eligible.
Went to branch today, scolded BM, he simply saying we can close this account and new account takes weeks.
And regarding ltf eterna, now bm saying I don't know about credit card, just call credit card agent whose number is outside. I called him and he's on leave and had to visit tomorrow.
Total shameless, careless, negligent bank this bob is. They are not capable of maintaining premium accounts. Will close this account asap.
fradela
TF Premier
Criteria:
10L QAB or 5L QAB + 10L TD required.
Interest rate is 2.75%.
After 1 year, the interest is 27,785.
If you invest in 12% return investment.
After 1 year, the return is 1,25,509.
Are you going to lose 1 lakh?
Eterna is not that much costly, only 2,500.
You will get waived off both Joining [Spend 25,000 in the first 60 days] and annual fees [2,50,000 in annual]
It is very much doable. If you spend a lot of amounts in this card, surely you will get Life Time Free next year.
Opulence is only 9,500.
Just have normal account. Get Eterna (LTF) and pay Opulence just 9,500.
This bank not at all worth for any premium banking.
10L QAB or 5L QAB + 10L TD required.
Interest rate is 2.75%.
After 1 year, the interest is 27,785.
If you invest in 12% return investment.
After 1 year, the return is 1,25,509.
Are you going to lose 1 lakh?
Eterna is not that much costly, only 2,500.
You will get waived off both Joining [Spend 25,000 in the first 60 days] and annual fees [2,50,000 in annual]
It is very much doable. If you spend a lot of amounts in this card, surely you will get Life Time Free next year.
Opulence is only 9,500.
Just have normal account. Get Eterna (LTF) and pay Opulence just 9,500.
This bank not at all worth for any premium banking.
True this bank is incapable of premium banking.
B
But TD rate is 7.15(max rate offered by BOB today) so 2.75% cannot be considered for whole amount if someone can park funds in TD. Similar case like Axis Magnus Burgundy requiring true burgundy account status.
fradela
TF Premier
Why you want put 10L in FD that too 7.15 + 5L should be savings [2.75]?
Total return 5.68 % with 85,250.
Inflation is 8 %. 🤣 🤣
If you invest in 12% return investment.
After 1 year, the return is 1,88,263.
Again you will lose 1 lakh.
100% true. For everything there we have to give a form.
Even BM has no idea on mobile app and products.
Where can we get 12% interest?
fradela
TF Premier
Pls let us know why you would need BoB Masterstroke Savings account?
Both Eterna and Opulence is very cheap and everybody get with normal account.
Eterna is not that much costly, only 2,500.
You will get waived off both Joining [Spend 25,000 in the first 60 days] and annual fees [2,50,000 in annual]
It is very much doable. If you spend a lot of amounts in this card, surely you will get Life Time Free next year.
Opulence is only 9,500.
Just have normal account. Get Eterna (LTF) and pay Opulence just pay 9,500.
fradela
TF Premier
Mutual Funds. 12% is possible without taking much risk.
For banks, insurance upto 5L.
Always keep 4L in FD, beyond you should go to mutual funds.
Yeah, I'm closing this scrap masterstroke account this month end. I'm done with BoB.
fradela
TF Premier
Forget to include 10 % TDS as well.
If you are in 30% tax slab, the interest is 3.98% only.
only ₹59,675.
Again you will lose 1.20 lakh.
Great insights 🫡
Bob World going down every 2-3 days with no accountability is frustrating even sbi seems better sometimes.
It seems my instinct and decision was Right!!💯