BOB Premier CC

[Vrushank]

A few days ago, I applied for the BOB Premier Credit Card just for fun. At that time, I uploaded my ICICI Bank credit card, which has a massive credit limit. Later, home verification was done, but no video KYC was requested.

Are there any chances of approval?

@SSV

 

[Vrushank]

The PSU thinks that I'm an over-leveraged person.

 

[SSV]

A few days ago, I applied for the BOB Premier Credit Card just for fun. At that time, I uploaded my ICICI Bank credit card, which has a massive credit limit. Later, home verification was done, but no video KYC was requested.

Are there any chances of approval?

@SSV

Bob card process is very lengthy. They may ask for so many documents again and again and can take months time as well..
So be prepared for this.
They might even surprise you..
All the best

 

[Vrushank]

Bob card process is very lengthy. They may ask for so many documents again and again and can take months time as well..
So be prepared for this.
They might even surprise you..
All the best

Applied just for testing

 

[butaiiem]

Mine was also approved without Vkyc. Bobcard works in a mysterious way, keep your fingers

 

[Vrushank]

Mine was also approved without Vkyc. Bobcard works in a mysterious way, keep your fingers

Ha.. Ha.. That's why I'm Testing

 

[Vrushank]

Thanks all for valuable information

 

[Chacha_vidhayak]

Uploaded documents 3 times … still asking again & again … I think it’s an automated mail prompting up daily . Now don’t need this bullshit card

 

[rockyBalboa]

Applied just for testing

What are you testing my friend?

If it's your patience that you want to test then you'll surely get a run for your money.

"Applied for being tested" is more appropriate.

 

[EternallyHopeful]

My BoB Premier was approved almost one and a half month after I started the process. Had to mail them documents twice (even when I had many FDs in BoB and I am a former employee of BoB). So be patient with BoB.

 

[Vrushank]

My BoB Premier was approved almost one and a half month after I started the process. Had to mail them documents twice (even when I had many FDs in BoB and I am a former employee of BoB). So be patient with BoB.

Thanks sir... I Just Applied and forgot.... If miracle happens then I will update here...

 

[Ccme]

It is suprising to see many having bad experience with bobcard. My application was approved after doing vkyc and uploading statement of my kotak credit card. I got my card in 5days at my doorstep after i started the process. I didn’t have any relation with the bank before I applied. I was approved for bob premier visa card.

 

[Vrushank]

Just

It is suprising to see many having bad experience with bobcard. My application was approved after doing vkyc and uploading statement of my kotak credit card. I got my card in 5days at my doorstep after i started the process. I didn’t have any relation with the bank before I applied. I was approved for bob premier visa card.

what was your credit limit on kotak ?

 

[Ccme]

Just

what was your credit limit on kotak ?

2.5L and i hold 11 other cards as well.

 

[SonyTom]

Mine was also approved without Vkyc. Bobcard works in a mysterious way, keep your fingers

Do you have a BOB account?

 

[Farhad sekh]

Mine bob premier approved after 48 days.
They didn't do vkyc

 

[SonyTom]

Mine bob premier approved after 48 days.
They didn't do vkyc

Were you holding a BOB savings account at the time of application for bob premier

 

[butaiiem]

Do you have a BOB account?

No prior relation with Bob

 

[kiwi195]

does the bank conduct physical KYC in case of no video KYC or is it simply processed without verification of that sort? Thought it was mandatory

 

[butaiiem]

does the bank conduct physical KYC in case of no video KYC or is it simply processed without verification of that sort? Thought it was mandatory

In my case,both Home and office verification were done but no vkyc