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Bohot hua credit card, credit card... aab hoga debit card | Show your debit card challenge

Show your active debit card collection challenge! #SundayFunday

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@TechnoFino
Why do you have two Pioneer cards is there a difference among the two?

the only debit cards that matter...


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Do share the requirements for opening YES Private account and do they downgrade if amb not kept. I know ICICI does downgrade without good amb earlier they did not used to.

These are the ones that matter took with flash due to the effect they have. The Pioneer is metal and the IDFC Wealth is suppose to be upgraded to Private for the last 1 year 😛

Axis burgundy debit card is the most ugly out of the three and I will leave the program by May.

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@Eye of Ajay kindly take the pictures without flash and a bit away why is your axis card different than OP's even though they are the same? Also why you want to close your burgundy relationship?
 
I have following accounts and debit cards:
1. SBI Platinum a/c: Platinum intl debit card.
2. Axis Burgundy a/c: Burgundy debit card.
3. HDFC Imperia a/c: Easyshop platinum debit card.
4. ICICI Wealth Management a/c: wealth management world debit card
 
Already koi Debit Card Portfolio wala thread hai TF pe to maaf kar dena, ek search ke baad to nahi mila. 😅

If we really don't have the DC Portfolio thread, then take the stage and flash your DC portfolio.

My beginner level DC Portfolio:
1. SBI Wealth RuPay Select
2. SBI Wealth Visa Signature
3. ICICI Mine MasterCard (paid 🥲)
4. IDFC Future First Visa Signature
5. IDFC FIRSTAP RuPay Platinum
6. Indian Bank Visa Classic (paid 😕)
7. HDFC Easyshop Platinum MasterCard
8. NSDL Jiffy RuPay Platinum (Virtual)
9. Jio Payments Bank RuPay Platinum (Virtual)
10. BoB RuPay Platinum (Virtual)

Edit:
11. Jana Small Finance Bank RuPay Select (paid)
 
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My beginner level DC Portfolio:
1. SBI Wealth RuPay Select
2. SBI Wealth Visa Signature
3. ICICI Mine MasterCard (paid 🥲)
4. IDFC Future First Visa Signature
5. IDFC FIRSTAP RuPay Platinum
6. Indian Bank Visa Classic (paid 😕)
7. HDFC Easyshop Platinum MasterCard
8. NSDL Jiffy RuPay Platinum (Virtual)
9. Jio Payments Bank RuPay Platinum (Virtual)
10. BoB RuPay Platinum (Virtual)
This by no means is a beginner lever portfolio, you obviously have a SBI Wealth account and a HDFC Preferred(at minimum) account

My Portfolio :-

1. Union Rupay Select D/C (Free)
2. Canara Rupay Select D/C (Paid, will downgrade before fee hits next yr)
3. SBI Rupay Plat Domestic D/c (Paid but very nominal, like 200+Gst)
4. HDFC Easyshop Platinum Visa (Free)
5. ICICI some basic debit card, i don't remember the name (Paid, but the cheapest one they have)

How did you manage IDFC D/Cs for free, do you have a wealth account there as well ?
 
Saying beginner level because except SBI and IDFC DCs, all other cards are basic cards that you get by default with normal savings accounts.

I don't have any wealth 🥲, the normal SBI savings account is upgraded to wealth due to the insti offer without any NRV criteria.

IDFC Future First is a student account too. The account is not into Select/Wealth banking. There DCs are always free on all accounts. The FIRSTAP has ₹99 joining fee and no annual charge.

HDFC Savings Max account is in the standard banking program only. HDFC gives ES Plat DC for free with the Savings Max account. Was thinking of making it Classic, but after seeing HDFC taking steps towards ending 1% cashback on CC bill payments, instead thinking of closing the savings account once we stop getting cashback from the use of Jio Finance/Canara Setu/SBI Unipay portals on CC bill payments.
 
This by no means is a beginner lever portfolio, you obviously have a SBI Wealth account and a HDFC Preferred(at minimum) account

My Portfolio :-

1. Union Rupay Select D/C (Free)
2. Canara Rupay Select D/C (Paid, will downgrade before fee hits next yr)
3. SBI Rupay Plat Domestic D/c (Paid but very nominal, like 200+Gst)
4. HDFC Easyshop Platinum Visa (Free)
5. ICICI some basic debit card, i don't remember the name (Paid, but the cheapest one they have)

How did you manage IDFC D/Cs for free, do you have a wealth account there as well ?
Does Union bank give the RuPay Select DC foe free?

I think RuPay Select card is still beneficial if the fees are less than ₹700-800.😅
 
Saying beginner level because except SBI and IDFC DCs, all other cards are basic cards that you get by default with normal savings accounts.

I don't have any wealth 🥲, the normal SBI savings account is upgraded to wealth due to the insti offer without any NRV criteria.

IDFC Future First is a student account too. The account is not into Select/Wealth banking. There DCs are always free on all accounts. The FIRSTAP has ₹99 joining fee and no annual charge.

HDFC Savings Max account is in the standard banking program only. HDFC gives ES Plat DC for free with the Savings Max account. Was thinking of making it Classic, but after seeing HDFC taking steps towards ending 1% cashback on CC bill payments, instead thinking of closing the savings account once we stop getting cashback from the use of Jio Finance/Canara Setu/SBI Unipay portals on CC bill payments.
You an IITian ?

Anyways I've got a basic SBI account,

HDFC was upgraded to Preferred on its own about 2 Yrs ago, didn't do anything special for it

I've been getting Mails and WhatsApp from IDFC for a 0 MAB account, never bothered with it,
Are the D/Cs any good ?, if so will consider opening one
 
Does Union bank give the RuPay Select DC foe free?

I think RuPay Select card is still beneficial if the fees are less than ₹700-800.😅
I've got a salary account with Union, and Free Rupay Select D/C is the only worthwhile benefit of that,

But yes if you can use Ola/Uber 4 times a year, OTT and SPA benefit, it quite worth

Also can't wait for Rupay Lounge in DEL to open, wanna try it out
 
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