This is common for most of ICICI account holders. Also if you have checked cibil on ICICI or given permission to check cibil to ICICI then ICICI reads your cibil and provides some of these offers. E.g. they read you have some outstanding in your homeloan account so they will also offer similar amount of pre-approved home loan offer there.I have bomberded with ICICI offers. Although I will not use any of them.
Have anyone got offers?
it ask 440 rupeee to check ?Just tell them your cibil is very less and recently some cards are declined. It will stop most of the calls. Personal experience
Those charges are for you to check on their website. Banks can check it anytime once you give them consent to check your cibil.it ask 440 rupeee to check ?