Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

[Deleted member 26954]

Currently Ajio is running a offer on ICICI credit cards wherein you can get 10% discount on gold coins (max Rs 1000)...Net cost is below market rate...You may take advantage

 

[sm9811911]

Any issues with P.N.GADGIL jewelers? Was lowest price when I bought Tuesday.

Also, Kundan has the most premium packing.
MMTC PAMP has the best finish, packaging, and purity.
BRPL is the most value for money.

 

[MangoRush]

thats for digital gold. Generally buying and selling is same price if doing it through jewelers (they have separate mark up: making charges etc).

Jewelers buy coins at 3-4% discount

 

[RTR01]

No I think the program start and end date was always including early access and sale. So, only one gift per user during the whole duration

No. Previously one gift for purchase between 27th and 29th May and second gift during sale. I dont have any SS but I definitely remember reading it.

 

[Random123]

No. Previously one gift for purchase between 27th and 29th May and second gift during sale. I dont have any SS but I definitely remember reading it.

Oh ok, I don't remember reading that. But yes it is bad if they changed their tnc after publishing it with different criteria before

 

[RTR01]

@SSV do you sell the free gifts?
If yes where?

 

[gamersgzb]

Are you sure they give 5% back for gold coin thru AJIO and I was thinking about buying 5g coin of it works. But I need confirmation from someone who got CB in this case…
Have you done it before

I got the cashback.. But some how it was 100 rupees less..i ordered for 1 lakh+ and got cashback as 4910 only.. i am fine with this as don't want to lose the 4910

 

[Random123]

I got the cashback.. But some how it was 100 rupees less..i ordered for 1 lakh+ and got cashback as 4910 only.. i am fine with this as don't want to lose the 4910

Thanks for the info. Probably 90 was already given as cashback for some other transactions in the same statement cycle

 

[pjain2712]

Sbi cb doesn't give you cb on jewellery items.
Which mcc ajio send to sbi matters here

it does, I have received earlier. I ordered when there was 5% prepaid discount offer running. I got additional 5% cashback making it to 10% in total

 

[SSV]

it does, I have received earlier. I ordered when there was 5% prepaid discount offer running. I got additional 5% cashback making it to 10% in total

Excellent, thanks for sharing

 

[Rahul Gupta]

it does, I have received earlier. I ordered when there was 5% prepaid discount offer running. I got additional 5% cashback making it to 10% in total

Actually it doesn't but ajio is tagging wrong mcc here so that's why we are getting cashback on all the cards.

 

[Random123]

Are you sure they give 5% back for gold coin thru AJIO and I was thinking about buying 5g coin of it works. But I need confirmation from someone who got CB in this case…
Have you done it before

Now we got confirmation from others that SBI CB also works, looks like yes marquee might be still better for 3g since it will be 10% off upto 1K on Tuesday and 4.5% cashback. But not sure if it will be present in next month since the bank offer https://www.ajio.com/bankyes-ajio-tnc says until 28th May.

 

[SSV]

Now we got confirmation on others that SBI CB also works, looks like yes marquee might be still better for 3g since it will be 10% off upto 1K on Tuesday and 4.5% cashback. But not sure if it will be present in next month since the bank offer https://www.ajio.com/bankyes-ajio-tnc says until 28th May.

I would not touch marquee here..
I would rather stay with the proven SBI CB

 

[SSV]

@SSV do you sell the free gifts?
If yes where?

No . I keep it

 

[krishc]

I got the cashback.. But some how it was 100 rupees less..i ordered for 1 lakh+ and got cashback as 4910 only.. i am fine with this as don't want to lose the 4910

it would probably be due to SBI's weird calculation tactics

 

[RTR01]

Now we got confirmation on others that SBI CB also works, looks like yes marquee might be still better for 3g since it will be 10% off upto 1K on Tuesday and 4.5% cashback. But not sure if it will be present in next month since the bank offer https://www.ajio.com/bankyes-ajio-tnc says until 28th May.

Yeah I got it with Yes reserve 5x. Since it apperal mcc. With points 4:1 I got 1 gram for 6900(7400 paid). But now with one card I am getting it for 7050 . Don't want to buy 2 coins ,thinking of cancelling the coin bought with Yes reserv since one card points are better redeemable.

 

[sm9811911]

Any issues with P.N.GADGIL jewelers? Was lowest price when I bought Tuesday.

Just checked, did not receive any zomato voucher or confirmation of free gift. Have emailed now.

 

[Random123]

Just sharing one thing which I observed. Some cards which are previously saved / tokenized gives 10% off though there is no current offer running
I can see for airtel axis, ola sbi and kotak debit card. Looks to be bug but can be useful if you have saved cards

 

[SSV]

Just sharing one thing which I observed. Some cards which are previously saved / tokenized gives 10% off though there is no current offer running
I can see for airtel axis, ola sbi and kotak debit card. Looks to be bug but can be useful if you have saved cards

Good observation..
But my SBI CB card is already saved but showing only 500 off.
May be it applies to only a few banks

 

[Random123]

Good observation..
But my SBI CB card is already saved but showing only 500 off.
May be it applies to only a few banks

Yes seems only to few BINs. Not all SBI, Axis or Kotak cards work. It is random as of now.

 

[signior-x]

I just transacted on Ajio using OneCard after activating 5 percent valueback.

No reward points were credited :/