Can BOB LITE account be used without debit card properly ?

[harshn]

Asking Regarding BOB LITE account if opened online (don't want to go branch for any purpose so ans accordingly) :
1. Can we de-select / reject debit card in last page of online account opening ?
2. Can we use this account without taking debit card ?
3. Will registration of net banking be possible without debit card ?
4. How will we get net banking user ID for the first time? Will we get in welcome mail ?
5. Will we get CIF no in welcome mail ?
6. Will registration of BOB World app possible without debit card ?
7. Let's say even if first time registration of net banking , BOB World is done then :
Will there be any compulsory use of debit card later on like for updating profile / income / profession etc or while making payment via net banking or doing NEFT /IMPS etc (like happens in ICICI where grid no is printed in debit card so we hav to compulsory take it).
8. Will I face any problem without debit card ?
9. Can SMS alerts be turned off through app without debit card?
10. Can home branch be changed via app / net banking without debit card
11. Without debit card , will I have to run to branch for all works ?

I'm asking this bcz badi mushkil se BOB 0 balance account select Kiya hai lekin just crossed 25 years 😭😭😭 ab badi mushkil se BOB LITE select kiya hai lekin I don't want debit card and don't want to maintain balance as I have 4 more accounts.
Thanx in advance 🙏🏻 🙏🏻

 

[harshn]

Asking Regarding BOB LITE account if opened online (don't want to go branch for any purpose so ans accordingly) :
1. Can we de-select / reject debit card in last page of online account opening ?
2. Can we use this account without taking debit card ?
3. Will registration of net banking be possible without debit card ?
4. How will we get net banking user ID for the first time? Will we get in welcome mail ?
5. Will we get CIF no in welcome mail ?
6. Will registration of BOB World app possible without debit card ?
7. Let's say even if first time registration of net banking , BOB World is done then :
Will there be any compulsory use of debit card later on like for updating profile / income / profession etc or while making payment via net banking or doing NEFT /IMPS etc (like happens in ICICI where grid no is printed in debit card so we hav to compulsory take it).
8. Will I face any problem without debit card ?
9. Can SMS alerts be turned off through app without debit card?
10. Can home branch be changed via app / net banking without debit card
11. Without debit card , will I have to run to branch for all works ?

I'm asking this bcz badi mushkil se BOB 0 balance account select Kiya hai lekin just crossed 25 years 😭😭😭 ab badi mushkil se BOB LITE select kiya hai lekin I don't want debit card and don't want to maintain balance as I have 4 more accounts.
Thanx in advance 🙏🏻 🙏🏻

Pls koi batao yaar 😭😭😭 par thik se soch ke batana for what I asked. 🙏🏻

 

[newinnov]

Debit card is free in this account, for some of the services you will require debit card(do'nt have exhaustive list), But bob world can be accessed without debit card.

 

[s1t2y3a3m6]

You can option out debit card

But can't use UPI, net banking, mobile banking if you option out of issuing.

Solution:

Take it and after received debit card register for UPI, net banking, mobile banking then block it.

No AMC will charge and enjoy all services.

Note: some services require debit card like password reset, profile details change

 

[s1t2y3a3m6]

Debit card is free in this account, for some of the services you will require debit card(do'nt have exhaustive list), But bob world can be accessed without debit card.

Free only if your quarterly avg balance>3000

 

[newinnov]

Free only if your quarterly avg balance>3000

Thanks for mention, I ignore that limit as it's way lower than other private banks 🙂