Can I use Axis Easy Access Savings Account without Physical DC only with Virtual DC ?

[Beyond]

Maine 2022 account open kiya tha ...tab axis ka branch manager ne bola agar maine unka physical debit rakha yea nahi rakha (virtual e debit hai) to bhi mujhe 590 charge de na parega after 1 year... Tho maine rak liya....
Now - i habe Axis online reward visa card and E-debit card(BookMyShow buy1Get1 offer)

Correct Yes https://www.axisbank.com/retail/cards/debit-cards/e-debit-card/fees-charges#menuTab

If someone can update current status of this situation it would be great.
Asking 590 rs for a virtual card is too much.
Only solution till now has been given by @Mr. Bean , which can be very subjective.

 

[Captain Levi]

If someone can update current status of this situation it would be great.
Asking 590 rs for a virtual card is too much.
Only solution till now has been given by @Mr. Bean , which can be very subjective.

Reffer to the SS . When they are saying Virtual DC fees is NIL there is no * mark .
And what @althafvly send is saying otherwise .
Classic Axis experience 🙂 .

 

[Captain Levi]

I have just opened axis easy access digital savings account on 14th January.agent came to my house and opened my axis savings account in their Tab with initial funding 3000( they provide instant kit debit and cheque book). Today on 16th January my account has been activated . 3000 has been also reflected in my account.

Now tell what's the benefits of keeping this debit card( as agent told me that 354 ammount will be debited for issuance of this debit card , although as today no ammount has been deducted for ATM)
Benefits of this debit card? Can i get return in the name lf cashback for this card spending?

AFAIK this is basic card . Only ATM withdrawal and Debit purpose . No cashback . That's why opening online is better . They give Online Rewards Card . On activation and 1st transaction you get 500 Grabdeals voucher .

 

[Garry]

Yes . As I have opened the account on 13th , the debit cards are not yet updated in my MB & IB . Otherwise I will try to find the option.
Btw , how many days does axis take to issue physics DC 🙂 ?
I have opened account on 11 th . Activated on 13th . Still I can't see the account on MB but in IB it is showing . I am using UPI by setting the UPI PIN using Virtual DC .
But I can't see my Virtual DC in my IB .
( Set DC PIN during account opening and got the details from welcome mail )
And Physical one is not issued yet.

Where can we see CVV of virtual DC? I too opened new account and got virtual DC in email but no CVV.

 

[Captain Levi]

Where can we see CVV of virtual DC? I too opened new account and got virtual DC in email but no CVV.

My DC is not shown yet on MB & IB .
Physical DC got issued today .

 

[SUBARNA Mahato]

AFAIK this is basic card . Only ATM withdrawal and Debit purpose . No cashback . That's why opening online is better . They give Online Rewards Card . On activation and 1st transaction you get 500 Grabdeals voucher .

Actually i already had customer id of axis as i hold Flipkart axis Credit card, that's why whenever i try to open online easy access savings axis account, it automatically fetch a metro city branch according to my adress that's why i have to deposit 16000 initial funding.but I don't want open my account in metro branch due to higher maintaince ammount.. luckily i get a rural branch hardly 5 km from my house, a friend 🤨 recently joined there, forcefully opened my axis account in his rural branch ( only 3000 initial deposit)

 

[Garry]

Actually i already had customer id of axis as i hold Flipkart axis Credit card, that's why whenever i try to open online easy access savings axis account, it automatically fetch a metro city branch according to my adress that's why i have to deposit 16000 initial funding.but I don't want open my account in metro branch due to higher maintaince ammount.. luckily i get a rural branch hardly 5 km from my house, a friend 🤨 recently joined there, forcefully opened my axis account in his rural branch ( only 3000 initial deposit)

I too am having flipkart cc and today when I opened online easy access account, it showed me nearest branch which was a metro branch, but there's option to change the branch and i chose branch from rural area. Also it asked only to fund 590 only as an offer and MAB is 2500 from next month.

 

[SUBARNA Mahato]

Let see how much they deduct from my axis account...,❓. They provide insta kit with easy secure visa debit card..
I got account activation msg today.. physical dc already generated,but virtual dc still not generate

 

[Captain Levi]

Actually i already had customer id of axis as i hold Flipkart axis Credit card, that's why whenever i try to open online easy access savings axis account, it automatically fetch a metro city branch according to my adress that's why i have to deposit 16000 initial funding.but I don't want open my account in metro branch due to higher maintaince ammount.. luckily i get a rural branch hardly 5 km from my house, a friend 🤨 recently joined there, forcefully opened my axis account in his rural branch ( only 3000 initial deposit)

I see . Then think it as Axis has already compensated you by giving Cashback on Flipkart Axis .
And something like you also happened with me . Some months ago a guy in the branch told me he could open my account in a semiurban branch . So low maintainance. But that branch is 50 km away from my home . If any day I had to go to branch it would be hell .
And I was also holding two Axis CC before account opening .
So I applied through MB and account got opened instantly in nearest branch . My home branch is Urban .

 

[SUBARNA Mahato]

Can you tell me is there any kind of benefits i can avail from my *🎸EASY SECURE PLUS DEBIT CARD ♦️ ??ANY KIND OF CASHBACK OR OFFER
ISSUANCE CHARGES STILL NOT DEDUCTED FROM MY SAVINGS ACCOUNT AS MY ACCOUNT HAS BEEN ACTIVATED TODAY.. i already set my debit card pin and login in axis app where i can see my axis Flipkart Credit card as well as savings account

 

[Captain Levi]

I too am having flipkart cc and today when I opened online easy access account, it showed me nearest branch which was a metro branch, but there's option to change the branch and i chose branch from rural area. Also it asked only to fund 590 only as an offer and MAB is 2500 from next month.

There are two branches near my house . But I didn't get the option to change . However the distance is same so I didn't mind it .
But the thing that surprised me is that they were asking for only 5000 initial funding ( MAB is still 12000 ) . I know the initial funding for Urban is 1500 . I thought it was glitch . As I have to maintain 12000 I deposited 20000.
As you are now saying that some kind of offer is ongoing probably that's the reason for low initial funding .

 

[Beyond]

Can you tell me is there any kind of benefits i can avail from my *🎸EASY SECURE PLUS DEBIT CARD ♦️ ??ANY KIND OF CASHBACK OR OFFER
ISSUANCE CHARGES STILL NOT DEDUCTED FROM MY SAVINGS ACCOUNT AS MY ACCOUNT HAS BEEN ACTIVATED TODAY.. i already set my debit card pin and login in axis app where i can see my axis Flipkart Credit card as well as savings account

Even if you close, you will be charged issuance fees, so just take a sour bite.

 

[althafvly]

What will you do for verification purposes like forget NetBanking password, upi pin forget..of somehow this type of scenario generate,what will you do? What will you do if somehow you de-link axis savings account from gpay Phone pe,and for relink account you need debit card

You don't need debit card for UPI. You can use adhaar for verification.

 

[Captain Levi]

Can you tell me is there any kind of benefits i can avail from my *🎸EASY SECURE PLUS DEBIT CARD ♦️ ??ANY KIND OF CASHBACK OR OFFER
ISSUANCE CHARGES STILL NOT DEDUCTED FROM MY SAVINGS ACCOUNT AS MY ACCOUNT HAS BEEN ACTIVATED TODAY.. i already set my debit card pin and login in axis app where i can see my axis Flipkart Credit card as well as savings account

Don't worry. It will definitely get deducted . And there is no offer or cashback for Secure Plus DC .

 

[Garry]

There are two branches near my house . But I didn't get the option to change . However the distance is same so I didn't mind it .
But the thing that surprised me is that they were asking for only 5000 initial funding ( MAB is still 12000 ) . I know the initial funding for Urban is 1500 . I thought it was glitch . As I have to maintain 12000 I deposited 20000.
As you are now saying that some kind of offer is ongoing probably that's the reason for low initial funding .

I think you can change the branch even after opening account through net banking.

 

[SUBARNA Mahato]

Even if you close, you will be charged issuance fees, so just take a sour bite.

Let see how much axis deduct for this debit card issuance charge?❓
Agent told me that around 354 will be deducted..let see. They provide easy secure plus debit card

 

[althafvly]

How you guy's 🤨🤨🤨🤨 do transaction with oit any any debit card? Let suppose you de-link axis account from phone pe gpay, for further adding or reset password or reset internet banking Password you need debit card

Last time i logged in with OTP. Asked for customer id and pan card number

 

[SUBARNA Mahato]

Like HDFC 😍😍😍😍❤️ , hdfc always gives first time refund of your debit card annual charges as a nice gesture ❤️..after deduction of issuance charges, i will raise a request for reversal of my issuance charges of debit card....

My family has 4 HDFC savings account and HDFC reverse one time annual charges of debit card as a gesture..

Hopefully axis will do 🤞

 

[althafvly]

Even if you close, you will be charged issuance fees, so just take a sour bite.

Yes. Close only before renewal. Otherwise we paid issuance fee for nothing.

 

[althafvly]

Reffer to the SS . When they are saying Virtual DC fees is NIL there is no * mark .
And what @althafvly send is saying otherwise .
Classic Axis experience 🙂 .

Try contacting customer care.