Can I use Axis Easy Access Savings Account without Physical DC only with Virtual DC ?

[Captain Levi]

I think you can change the branch even after opening account through net banking.

Yeah . Seen after activation .
Hey can you help me about one thing ?
My account is showing on Internet Banking .
But in mobile banking I am only able to see the details of the account through Profile tab . But can't see the balance and Virtual DC details .
How to resolve this ?

 

[SUBARNA Mahato]

Yes. Close only before renewal. Otherwise we paid issuance fee for nothinar

Yes. Close only before renewal. Otherwise we paid issuance fee for nothing.

Around second week of December 2025, i will block my physical card...🥺🥺🥺 No sense to block my physical card right now as they will obviously deduct balance from my account..
I am worried if axis deduct 354 or 590 as a issuance charges of ♦️ easy secure plus debit card?

 

[Captain Levi]

Try contacting customer care.

Sent a mail today through the link provided by @Mr. Bean . Let's see what they come up with .

 

[althafvly]

Let see how much axis deduct for this debit card issuance charge?❓
Agent told me that around 354 will be deducted..let see. They provide easy secure plus debit card

I got charged 590rs oct 2023

 

[Captain Levi]

Around second week of December 2025, i will block my physical card...🥺🥺🥺 No sense to block my physical card right now as they will obviously deduct balance from my account..
I am worried if axis deduct 354 or 590 as a issuance charges of ♦️ easy secure plus debit card?

Easy Secure Plus comes with 300 + GST charges .

 

[Garry]

Yeah . Seen after activation .
Hey can you help me about one thing ?
My account is showing on Internet Banking .
But in mobile banking I am only able to see the details of the account through Profile tab . But can't see the balance and Virtual DC details .
How to resolve this ?

I'm also in the same situation bro. I was thinking i just opened account today, thats why it is like this but you're also facing it.

 

[SANTOSHJ1983]

Did anyone got Axis easy access account ( 15k funding and 12L MAB ) in Bangalore recently ?
When i select Axis Bangalore M.G Road branch for my spouse ( for adding to priority family banking) ,it does not allow easy access and gives error after VKYC . "Selected account variant is not available for your region. Request you to select a different account variant".
I have to select Liberty and above only.

So if i select any other branch in Bangalore will it allow Easy access account or it is same for any branch in Bangalore ?
For auto upgrade to priority family banking only few accounts eligible( Easy Access Savings / Easy Access Prime /Prestige Savings Account /Women's Savings Account /Senior Privilege A/C)

Any idea about Axis Women's Savings Account anybody opened this in Bangalore ?

My home branch MG Road is not so helpful.

 

[Captain Levi]

I'm also in the same situation bro. I was thinking i just opened account today, thats why it is like this but you're also facing it.

Then the possibility is it takes time to be updated in MB .
They advertise that as soon as your account gets activated you will able to shop though virtual DC and earn tons of rewards .
But here we are . Still waiting for CVV . 😂

 

[Garry]

Then the possibility is it takes time to be updated in MB .
They advertise that as soon as your account gets activated you will able to shop though virtual DC and earn tons of rewards .
But here we are . Still waiting for CVV . 😂

Lets see how many days it take. Please do update here when you got it working.

 

[SUBARNA Mahato]

Easy Secure Plus comes with 300 + GST charges .

Just one things pop up in my mind that
My punjab national bank every year deducted almost 300 (exact 297) for debit card annual charges.. it's better to close punjab national bank and keep remain AXIS easy access savings account as both bank charges almost same ammount of debit card annual charges .

Punjab National bank: 297 for visa platinum debit card, axis easy access savings axis Bank 300 for easy secure + debit card

 

[Garry]

Just one things pop up in my mind that
My punjab national bank every year deducted almost 300 (exact 297) for debit card annual charges.. it's better to close punjab national bank and keep remain AXIS easy access savings account as both bank charges almost same ammount of debit card annual charges .

Punjab National bank: 297 for visa platinum debit card, axis easy access savings axis Bank 300 for easy secure + debit card

try to get rupay platinum dc from pnb to get rupay friday offer.

 

[Beyond]

Did anyone got Axis easy access account ( 15k funding and 12L MAB ) in Bangalore recently ?
When i select Axis Bangalore M.G Road branch for my spouse ( for adding to priority family banking) ,it does not allow easy access and gives error after VKYC . "Selected account variant is not available for your region. Request you to select a different account variant".
I have to select Liberty and above only.

So if i select any other branch in Bangalore will it allow Easy access account or it is same for any branch in Bangalore ?
For auto upgrade to priority family banking only few accounts eligible( Easy Access Savings / Easy Access Prime /Prestige Savings Account /Women's Savings Account /Senior Privilege A/C)

Any idea about Axis Women's Savings Account anybody opened this in Bangalore ?

My home branch MG Road is not so helpful.

MG Road is posh area so it's obvious they are catering HNI customers, try branch in cv raman nagar or nearby to that

 

[SANTOSHJ1983]

MG Road is posh area so it's obvious they are catering HNI customers, try branch in cv raman nagar or nearby to that

Ok its possible in other Bangalore locations ? Since my home branch was that so i had selected that branch.
Old a/c opening link did not allow branch change as VKYC was over and not its expired. Will try with fresh application.
I suppose axis priority family banking should be possible with any branch account.

 

[Mr. Bean]

You don't need debit card for UPI. You can use adhaar for verification.

I didn't know this. At least until a year ago, Axis didn't support it. Now, I just checked at...

https://www.npci.org.in/what-we-do/user-onboarding-on-upi/live-member-banks

Axis is listed in it. To be double-sure, I tried to reset UPI PIN. Axis indeed supports Aadhaar based UPI PIN (re)set. Thanks for the updated info. I just corrected my previous post too.

 

[Beyond]

Ok its possible in other Bangalore locations ? Since my home branch was that so i had selected that branch.
Old a/c opening link did not allow branch change as VKYC was over and not its expired. Will try with fresh application.
I suppose axis priority family banking should be possible with any branch account.

Yes, Now a days you can do anything from any branch, just cash upload has some restriction on non home branch.

 

[Captain Levi]

-------UPDATE------
So as advised by @Mr. Bean I contacted Axis .
Just have a telephonic conversation with Customer Service Executive.
According to her Virtual Card have an issuance fees of 500 and annual fees 0 .
And Physical DC have 0 issuance fees and 500 annual charges.
So if I block the Physical DC I don't have to pay annual fees and for V DC it is 0 already.
They provided me a link through e-mail and I verified the same .
The Link 👇

Fees and Charges

( Select Digital Easy Access Savings Account not Easy Access Savings Account )
@althafvly .

 

[SUBARNA Mahato]

Agent came to my house on 14th January 2025, they opened my essay acess account by using their tab
Now tell ne whether my account will be digital easy access or Easy access savings account.. if not digital easy access, that means no Virtual card will be provided for easy access account 🥺

 

[Captain Levi]

Agent came to my house on 14th January 2025, they opened my essay acess account by using their tab
Now tell ne whether my account will be digital easy access or Easy access savings account.. if not digital easy access, that means no Virtual card will be provided for easy access account 🥺

Probably no . Because Banks now use Tabs to open Offline accounts . I have seen that in ICICI . So it will be offline Easy Access Savings Account ( SBEZY ) . The scheme code for digital one is DBEZY .
Contact bank for clarification.

 

[SUBARNA Mahato]

Probably no . Because Banks now use Tabs to open Offline accounts . I have seen that in ICICI . So it will be offline Easy Access Savings Account ( SBEZY ) . The scheme code for digital one is DBEZY .
Contact bank for clarification.

I found it in my axis app.. it's ♦️SBEZY🥺🥺🥺🥺
That's means no Virtual DC for me...
If i continue to keep my physical Dc without blocking it, every year i have to give 354 as secure plus debit card annual charges..
No cashback,no reward points for this debit card.. nothing 🤨🤨🤨

 

[Captain Levi]

Lets see how many days it take. Please do update here when you got it working.

Bro , Just checked the app . My Account is showing now . Till noon it was not showing . My Physical DC was also issued yesterday and same is on the way . Still some sections are not working but I can see the Virtual DC details .
One thing you can try . De register then register . If not showing them wait for 4 to 5 days . It took 4 days for me .