Canara Rupay Select credit card

[nitinmits]

Finally Canara Rupay Select credit card approved with wellness benefits. Card is LTF. Tried to apply online but no pre approved offers available so rejected. Then applied via branch. CIBIL hit done on 30.3.24 and card approved today with 1.50L limit. Delay in approval due to March ending and holidays.

 

[pprakash11]

Any joining fee / Renewal fee?

Card inactivity fee if not spent 1Lac in a year

 

[SonyTom]

Card inactivity fee if not spent 1Lac in a year

So you plan to spend 1L on this card? Is the reward rate good?

And How much is the inactivity fee?

 

[pprakash11]

So you plan to spend 1L on this card? Is the reward rate good

Ye to ho jayega aaram se !!

And How much is the inactivity fee?

IIRC, ₹354

 

[TheGuy]

Ye to ho jayega aaram se !!

really? kaise bhai? itne melee items kharidte ho!
T: Really? How brother? Do you buy so many small items!

Inactivity fee is 300 (and 54 GST). If no rewards given then on 1L that is return of 0.35%

But for select offers- a fee worth paying. hopefully 2 addon cards will 3x the fun.

 

[pprakash11]

really? kaise bhai? itne melee items kharidte ho!
T: Really? How brother? Do you buy so many small items!

Need not to translate. I can understand Hindi, English, Bangla 😂😂

M not buying small items. But remember it's a RUPAY Card 😂

Inactivity fee is 300 (and 54 GST). If no rewards given then on 1L that is return of 0.35%

But for select offers- a fee worth paying. hopefully 2 addon cards will 3x the fun.

Exactly. For select benefits the fee is justified.

 

[TheGuy]

But remember it's a RUPAY Card 😂

and credit to credit rotation is plugged 😛

Exactly. For select benefits the fee is justified.

Let us know if addon cards behave as independent cards in Rupay website.

 

[pprakash11]

and credit to credit rotation is plugged 😛

One goes another comes !!
But RUPAY UPI is also option. That will fo the job.

Let us know if addon cards behave as independent cards in Rupay website.

Yes. Since card numbers are different.

 

[nitinmits]

Hi, I too tried to apply via branch but my application got rejected and they said that I have too many Credit Cards.

How many Cards you had before applying for this one?

around 18 credit cards and too many enquiries

 

[Abhigyan kumar]

Hi, I too tried to apply via branch but my application got rejected and they said that I have too many Credit Cards.

How many Cards you had before applying for this one?

I think you pissed them off in any way because card is approved by branch (upto 1 lakh limit). I have many credit cards. There was no problem with me while applying the card.

 

[anonymuos]

I think you pissed them off in any way because card is approved by branch (upto 1 lakh limit). I have many credit cards. There was no problem with me while applying the card.

What? Card is approved by branch? Not by some central credit card team?

 

[ggniranjan]

Is ott benefits available in canara rupay select credit card.

 

[chadsterpiece]

Is ott benefits available in canara rupay select credit card.

Did you get the answer to this?

 

[jetesh]

As per bank website .......... YES

 

[Swastik]

Did you get the answer to this?

Dear Customer, we are glad to inform you that your credit card application CRXXXXXXXXXXXX is approved for the credit limit of Rs. XXXXXX/-. Dispatch details will be communicated after further processing. - Canara Bank

I'll confirm once i get the card in my hand

 

[Swastik]

Hi, I too tried to apply via branch but my application got rejected and they said that I have too many Credit Cards.

How many Cards you had before applying for this one?

My initial application was rejected because i had too many cards and credit enquiries,
So i waited for about 6 months applied again, this time got approved

It's not that you pissed off branch employees,
It's that branch manager has to vouch for by forwarding your application, if they see any obvious red flags, they'll hesitate

It really depends on your profile, Occupation, salary, TRV, NRV etc, even your personality and impression plays a role,
If you instill confidence in them, if they feel like you're a credit worthy person, they'll happily give a card

 

[jetesh]

My initial application was rejected because i had too many cards and credit enquiries,
So i waited for about 6 months applied again, this time got approved

It's not that you pissed off branch employees,
It's that branch manager has to vouch for by forwarding your application, if they see any obvious red flags, they'll hesitate

It really depends on your profile, Occupation, salary, TRV, NRV etc, even your personality and impression plays a role,
If you instill confidence in them, if they feel like you're a credit worthy person, they'll happily give a card

Bro........... Select me lounge kitne hai .......... 2 or 3 in a quarter ?

 

[Swastik]

Bro........... Select me lounge kitne hai .......... 2 or 3 in a quarter ?

Domestic 2/qtr
International 2/yr

 

[Abhigyan kumar]

My initial application was rejected because i had too many cards and credit enquiries,
So i waited for about 6 months applied again, this time got approved

It's not that you pissed off branch employees,
It's that branch manager has to vouch for by forwarding your application, if they see any obvious red flags, they'll hesitate

It really depends on your profile, Occupation, salary, TRV, NRV etc, even your personality and impression plays a role,
If you instill confidence in them, if they feel like you're a credit worthy person, they'll happily give a card.

Wrong bro branch has the authority to approve credit card upto 1 lakh limit. You see when you apply for the card they asked from you what limit do you want to request and if you choose above 1 lakh then branch cannot approve it.

 

[Abhigyan kumar]

My initial application was rejected because i had too many cards and credit enquiries,
So i waited for about 6 months applied again, this time got approved

It's not that you pissed off branch employees,
It's that branch manager has to vouch for by forwarding your application, if they see any obvious red flags, they'll hesitate

It really depends on your profile, Occupation, salary, TRV, NRV etc, even your personality and impression plays a role,
If you instill confidence in them, if they feel like you're a credit worthy person, they'll happily give a card

Here is the proof

 

[Abhigyan kumar]

What? Card is approved by branch? Not by some central credit card team?

Yes upto 1 lakh