CELESTA approved after two times rejected

[ajitshukla19]

I had applied for federal credit card on July 23 and then of Feb 24 both times card got rejected stating location not serviceable.
Tried today - 25/05/24 and it asked only for PAN no. And DOB then asked to select address.
Next screen option to select card variant - Celesta, Imperio and Signet. I had selected Celesta and it shown 10l limit approved . No Kyc and instantly card generated.

Fastest application processed even faster than IDFC

 

[jetesh]

Congratulations

 

[AlgoTrader]

mine was rejected last month, i will try after a month

 

[AllThatStuff]

I had applied for federal credit card on July 23 and then of Feb 24 both times card got rejected stating location not serviceable.
Tried today - 25/05/24 and it asked only for PAN no. And DOB then asked to select address.
Next screen option to select card variant - Celesta, Imperio and Signet. I had selected Celesta and it shown 10l limit approved . No Kyc and instantly card generated.

Fastest application processed even faster than IDFC

Can you share your following details plz:
1. CIBIL score
2. No. of CIBIL Inquiries in last 3 months
3. Any relationship with Federal Bank (eg. saving a/c, Fi or Jupiter a/c etc.)
4. Your city (if not exact at least metro or non-metro)

 

[Tarun239]

I had applied for federal credit card on July 23 and then of Feb 24 both times card got rejected stating location not serviceable.
Tried today - 25/05/24 and it asked only for PAN no. And DOB then asked to select address.
Next screen option to select card variant - Celesta, Imperio and Signet. I had selected Celesta and it shown 10l limit approved . No Kyc and instantly card generated.

Fastest application processed even faster than IDFC

Plz share details, cibil/experian score, enquiries etc, if federal/fi/Jupiter account holder, etc?

 

[ajitshukla19]

Can you share your following details plz:
1. CIBIL score
2. No. of CIBIL Inquiries in last 3 months
3. Any relationship with Federal Bank (eg. saving a/c, Fi or Jupiter a/c etc.)
4. Your city (if not exact at least metro or non-metro)

1- 770
2- 2 enquiries
3. FI account
4. Kanpur

 

[KGSIPO]

Is Celesta credit card has any fees or life time free

 

[jetesh]

Is Celesta credit card has any fees or life time free

L T F

 

[D₹V]

Congratulations, did you see FI card pre approved in FI app earlier?

 

[ajitshukla19]

Congratulations, did you see FI card pre approved in FI app earlier?

No, Co branded cards are banned by federal

 

[Fini7777]

Can you share your following details plz:
1. CIBIL score
2. No. of CIBIL Inquiries in last 3 months
3. Any relationship with Federal Bank (eg. saving a/c, Fi or Jupiter a/c etc.)
4. Your city (if not exact at least metro or non-metro)

Their Logic behind approval is unpredictable
My mom's Celesta application was Rejected with 790 CIBIL, 9 cards , high limits on most of the cards
I've seen this scenario in my family members too
But my application was approved instantly after video kyc(for Celesta MC CC)- CIBIL 781, No existing relation with bank, non metro
so Give a try it totally depends on ur luck

 

[AllThatStuff]

Their Logic behind approval is unpredictable
My mom's Celesta application was Rejected with 790 CIBIL, 9 cards , high limits on most of the cards
I've seen this scenario in my family members too
But my application was approved instantly after video kyc(for Celesta MC CC)- CIBIL 781, No existing relation with bank, non metro
so Give a try it totally depends on ur luck

I am also pondering whether to give it a try or not as my CIBIL is below 750 due to some temporary reasons. Or shall I wait for it to go above 750??
Also, I got new SCB card this month itself!!
Waise last I applied in Nov-2023 when it was declined !!!

 

[Fini7777]

try after crossing 750
In my case there's no CIBIL enquiry But There's an Experian enquiry
They checked my experian score instead of cibil I don't know if it is their common practice to check Experian instead of CIBIL

 

[jetesh]

Their Logic behind approval is unpredictable
My mom's Celesta application was Rejected with 790 CIBIL, 9 cards , high limits on most of the cards
I've seen this scenario in my family members too
But my application was approved instantly after video kyc(for Celesta MC CC)- CIBIL 781, No existing relation with bank, non metro
so Give a try it totally depends on ur luck

Apply for other celesta .... better features and rewarding points.........

 

[Rahul Gupta]

try after crossing 750
In my case there's no CIBIL enquiry But There's an Experian enquiry
They checked my experian score instead of cibil I don't know if it is their common practice to check Experian instead of CIBIL

It means you had a pre-approved offer.

 

[Fini7777]

It means you had a pre-approved offer.

But I did not get any mail, sms, and I don't have any relationship with federal bank
I applied from their website directly

 

[wiizzard]

Same, I had been rejected by Federal last year, but today it went without a hitch.

They fetched credit score from Experian though, so that was interesting

 

[Rahul Gupta]

But I did not get any mail, sms, and I don't have any relationship with federal bank
I applied from their website directly

Idk but they don't do cibil inquiry for pre-approved ones.

 

[Rahul Gupta]

Same, I had been rejected by Federal last year, but today it went without a hitch.

They fetched credit score from Experian though, so that was interesting

Because they got your data last year and now it was pre-approved for you.

 

[AllThatStuff]

Same, I had been rejected by Federal last year, but today it went without a hitch.

They fetched credit score from Experian though, so that was interesting

How did you apply….app or website??