Cheq app data breaching illegally

[karankayastha]

Recently cheq posted that they found out many of its users are paying for cc bill which they don't own. But how come they know this as its illegal for any app to store & see the credit card information according to RBI rules @TechnoFino Please enlighten to this situation as its clear breach of privacy

 

[Tejo]

Recently cheq posted that they found out many of its users are paying for cc bill which they don't own. But how come they know this as its illegal for any app to store & see the credit card information according to RBI rules @TechnoFino Please enlighten to this situation as its clear breach of privacy

You people are giving permission to cheq to check cibil or credit report.

Analysing that they might stated.

Simply blindly giving permission now wasting others time.

 

[karankayastha]

You people are giving permission to cheq to check cibil or credit report.

Analysing that they might stated.

Simply blindly giving permission now wasting others time.

Still they have no permission to see my card details how can they conclude how many cards i personally hold

 

[Tejo]

Still they have no permission to see my card details how can they conclude how many cards i personally hold

In cibil, how many credit cards and which bank details can be found na.

Also what we see in cibil is different, what bank can see in cibil different. Once ask any cc/loan agent from bank or nbfc to show your credit report info. You will see there.

 

[CardSeeker]

In cibil, how many credit cards and which bank details can be found na.

Also what we see in cibil is different, what bank can see in cibil different. Once ask any cc/loan agent from bank or nbfc to show your credit report info. You will see there.

this might be wrong

 

[Tejo]

this might be wrong

Cred app, tracked my card is upgraded one.

How could their aware that.

I can't see in cibil that my cc is upgraded one.

 

[CardSeeker]

Cred app, tracked my card is upgraded one.

How could their aware that.

I can't see in cibil that my cc is upgraded one.

come on u gave sms access
they read sms of cards transactions

 

[Rohith_Kumar_Sp]

You're figure sms and email access. Cred also detects I payed outside cred when I make payment and asks to update the unbilled section. It's common. You gave them the access. Don't play fool.

 

[TechnoFino]

I never used cheq and didn't find it useful. I don't give my sensitive data to a third party without a proper privacy policy. Cheq's privacy policy looks shady as they ask for your PAN card number and CVV number of credit cards, which are not required for bill payment. Remember one thing - nothing is free (except TF Community 😛).
When you check your CIBIL score for free, they get permission to store your CIBIL data for six months.
Do you read the terms and conditions before checking cibil on cheq? They take permission to share your data with third parties too. 😂 It's better to stick to the bank portal for credit card bill payment. And we are building CreditPedia while respecting users' privacy and data. Everything we offer in the future will come with a 100% clear privacy policy.

 

[gurubhai]

Remember one thing - nothing is free (except TF Community 😛).

Wow no * marks and TnC applied written

 

[TheMentalist]

Recently cheq posted that they found out many of its users are paying for cc bill which they don't own. But how come they know this as its illegal for any app to store & see the credit card information according to RBI rules @TechnoFino Please enlighten to this situation as its clear breach of privacy

Maybe same card was added in multiple Cheq accounts

 

[karankayastha]

Maybe same card was added in multiple Cheq accounts

Yes but they should not have any data on cards right. They can't store any card info

 

[gurubhai]

Yes but they should not have any data on cards right. They can't store any card info

I don't know how Credit card tokenisation works, but I think these companies are allowed to store the tokenised details of credit card.
Or just simply can store some hash value of CC number.
May be that way they can check this on cheq

 

[Swann]

Maybe same card was added in multiple Cheq accounts

But they dont allow adding it in another account clearly they mention this card has been registered with another cheq account.
Maybe that trick of failed transaction and getting points on that
It is due to that😜

 

[karankayastha]

This is the reply i got when i asked them

 

[vaibhav111]

i used the app only once, so how we remove our data from cheq app if possible.

 

[Tejo]

i used the app only once, so how we remove our data from cheq app if possible.

Mail them.