Closed Credit Cards list so far

[Andy1]

Let's talk about all the credit cards which you have closed so far and also list reason for it.
I have closed
Icici Platinum- Poor Reward points
Axis Flipkart- list of exemptions
Axis Ace - devaluation
Yes Finbooster- never used
Yes Exclusive- Annual Fees
RBL ICON- pathetic reward system for a premium card
Axis Magnus- Reason well known
IDFC Select- upgraded to Wealth

 

[PRIYANSHU_]

HDFC Tata Nue - Chargeable card but after closing they made it LTF, so no use.
Axis MyZone - Low Limit

 

[SSV]

May I know which card is useful to you??

I strongly doubt he is like he gets bored with anything after he got it..
Also he always looks for green pastures, I guess.... 😉 😉


Disclaimer:
No offence intended either explicitly or implicitly

 

[ak95]

—IDFC Select: was not getting upgrade to Wealth (maybe apply again after 6-8 months)
—AU Vetta: Never used that card except Railway Lounge
—Axis IOCL:
Used that card everytime at only 1 Petrol Pump, but sometimes I got RP … and sometimes I did not. Every time I had to raise a complain and follow up till PNO to get reward points.

But 1 time … Customer care told me that “you will get reward points only for ONLINE fuel transactions and NOT physical swipe”. That was enough … Closed my card the very next day.

 

[SSV]

for ONLINE fuel transactions and NOT physical swipe”. That was enough … Closed my card the very next day

I am sorry, I could not understand it..did I miss anything here?? Online fuel transaction.. are they selling petrol on Amazon??
Or may be he meant scanning the QR Code instead of swiping..
Anyway this speaks high volumes of Customer Service in Indian Banks..

 

[srichaitanya]

Closed cards:
SBI bpcl octane - not getting reward points and fuel surcharge on all BPCL pumps.
Amex MRCC - very low acceptance at offline stores. Difficult to make 4*1500 transactions every month.
Axis Flipkart - not using it after getting SBI cashback card, so closed it since it's paid card.
RBL Zomato - useless card, so closed it.

 

[jade]

SBI Vistara Prime … I don’t travel a lot and vistara tickets are not much of use for me.
SBI Simplysave …. Useless card. Also I have SBI cashback
Amex SmartEarn…restricted to certain sites and low acceptance. Also for Amex specific offers I can use Amex MRCC

Planning to close
.IDFC Select…Useless card.
Axis MyZone…from next month onwards it will become useless.

 

[Akashn]

*ICICI Bank Platinum Card - no special reason
*SBI FBB Style Up Card - no special reason
*ICICI Bank Amazon Pay Card - useless
*ICICI Bank Ferrari Card - no special reason
*ICICI Bank Expression Card - no special reason
*ICICI Bank Coral Amex Card - no special reason
*One Card Lite - Notorious card 🤬👹👺
*SBI Simply Click Card - Life destroyer 😡🤨👺
*HDFC Bank MoneyBack Card - Cheater & life destroyer 👺👹🤬
*HDFC Bank Tata Neu Card - 😄
*Axis Bank Freecharge Plus Card - no special reason
*Axis Bank Flipkart Card - Useless
*ICICI Bank Mine Card - Waste (cancelled today)

Did you get any cc offers after closing hdfc cards?

 

[edm]

HDFC moneyback
Hdfc business
Icici sapphiro
Axis flipkart LTF
Rbl paisabazzar LTF

 

[Arun Pratheep]

Closed IDFC Select - They were not ready to give LE or upgrade to Wealth

 

[Deleted member 5552]

Did you get any cc offers after closing hdfc cards?

Yes, I closed in last October, now I am getting pre approved offers for Freedom, Indian Oil and Tata Neu Cards 😄 I didn't apply 😄

 

[rajcasio]

Actually this thread is a mind opener.

People are longing(literally banging their head) to get a particular CC, and i see some guys just throwing it to BIN just like that.

It reminds me....The grass is always greener on the other side of the fence.

 

[plastikman]

SC Super Value Titanium
RBL Titanium Delight
SBI Simply Click
SBI Ola

😀

 

[Akash Topder]

AXIS FLIPKART (Paid) - Closed, as I couldn't meet waiver criteria & Axis denied fee waiver/LTF
AXIS IOCL (LTF) - Closed, as even after 4 months and repeated follow-ups, they didn't give the welcome benefit.
CITI Rewards (Paid) - Closed, Didn't wanted to deal w/ AXIS post merger
SC Rewards (Paid) - Closed, Didn't activate but closed. Was mis-sell as LTF but was paid

Planned Closure
PNB Platinum - Their email statement are non-reliable. They failed to send statement twice and I missed payment. Its now Dormant, will soon be retired.
AMEX MRCC - Acceptance is really an issue. I struggle to complete 4*1500 transactions
SBI Cashback - De-valuation. May not be worth anymore (Have met waiver criteria this year, will keep another year)

and (may b) some dormant LTF cards which are never used and don't have much benefits either

If one has considerable online spends than SBI CB is still VFM. With considerable online spends it's not hard to hit the fee waiver criteria.

 

[ak95]

I am sorry, I could not understand it..did I miss anything here?? Online fuel transaction.. are they selling petrol on Amazon??
Or may be he meant scanning the QR Code instead of swiping..
Anyway this speaks high volumes of Customer Service in Indian Banks..

Exactly … even I got confused what he meant by saying “Online Fuel Transaction”
He promptly explained that “POS” transactions by physically swiping the card … are not eligible for 5x Fuel Reward Points and only Online transactions are eligible.

 

[SMGROW]

Closed cards
1) Yes First Exclusive - closed in 2022 as they downgraded the reward structure
2) HSBC Classic - closed in 2015 this was an old card with low credit limit

 

[BCh]

Closed Cards:
SBI Prime Pro
SBI Simply Click
SBI Simply Save
IDFC Classic
Axis Freecharge Plus
ICICI A Pay
ICICI Expressions

 

[SmartSave]

About to close IDFC First Millennia. No LE or Upgrade despite holding other premium cards and requesting them multiple times. Useless with low CL.

SBI Ola is another which is paid but rarely used (however, I've met their fee waiver target and got refund recently). I wanna keep some SBI core card, not sure which one to apply for.

 

[raj007]

Closed:
1. Citi paytm (didn't take any card)
2. Axis Flipkart (LTF)
3. Rbl zomato (didn't take any card)
4. Rbl world safari (didn't get LTF)
5. Idfc classic cc closed in Jan 23 (received idfc select cc last month)

Planning to close:
1. Sbi simply click
2. Axis myzone

 

[Lobogris]

Closed Yes First Preferred and RBL Monthly Treats about 2 years ago as both were secured.

 

[sathwik]

Axis Flipkart -- Can't meet the spending criteria and have ACE card