Closing HDFC credit card

[NCC]

I have two HDFC Bank credit cards - Moneyback Plus MC (for around 1 year) and virtual Rupay UPI card (for around 3 months) with a shared limit of just 30k. As the limit is too low, I cannot use much and the cards are almost useless. So, I am thinking of closing one card and keeping one for a while. Which card should I close? I am thinking of closing the moneyback card. What do you think? Any suggestions.

 

[VasukiVasuki is verified member.]

I was thinking about doing this. I have convinced the branch near me to lower the initial cheque to 3 lakh for wealth management. So I’ll probably go and open that account when I have time. I don’t want to have a secured cc though. I will probably wait for pre-approved cc offer from icici.

I am able to apply for the amazon card from the app but I am not doing it since I am under 21.

U made argument to above statement & countered yourself

Fd card is only way to get apay before 21
No other way around.
Keep waiting for pre approval offer with wm account on icici with 3-4 l
😁
Meet legend @Akashn @Rahul Gupta who waited and got _____ what ? Ask them 😍

 

[Deleted member 30446]

U made argument to above statement & countered yourself

Fd card is only way to get apay before 21
No other way around.
Keep waiting for pre approval offer with wm account on icici with 3-4 l
😁
Meet legend @Akashn @Rahul Gupta who waited and got _____ what ? Ask them 😍

Interesting. So will the Amazon Pay ICICI Card be secured too or will that be unsecured?

 

[VasukiVasuki is verified member.]

Interesting. So will the Amazon Pay ICICI Card be secured too or will that be unsecured?

Unsecured . .

 

[Deleted member 30446]

Unsecured . .

Nice. Thanks for all the info. I will definitely consider this.

 

[Rahul Gupta]

Unsecured . .

Yes but they mostly reject it if you are using a secured core card.

 

[Rahul Gupta]

U made argument to above statement & countered yourself

Fd card is only way to get apay before 21
No other way around.
Keep waiting for pre approval offer with wm account on icici with 3-4 l
😁
Meet legend @Akashn @Rahul Gupta who waited and got _____ what ? Ask them 😍

He needs to maintain atleast required MAB to get pre-approved sapphiro offer that to isn't guaranteed as they might offer some lower variant-coral, rubyx.

 

[VasukiVasuki is verified member.]

Yes but they mostly reject it if you are using a secured core card.

Who got rejected. Saying it's secured

 

[Rahul Gupta]

Who got rejected. Saying it's secured

I have seen many people in different threads getting rejected for apay cc becuase of existing secured icici cc.

 

[VasukiVasuki is verified member.]

I have seen many people in different threads getting rejected for apay cc becuase of existing secured icici cc.

MY 1 year cc on old card will be there too now
So
Approval should be either way

 

[knockoffaxis101]

I think you should close all 3 and negotiate to get millenia LTF.
Etna homework karo to fir Tata Neu lifetime free kaise lena hai wo batata hun.

Mujhe bata de bhai

 

[knockoffaxis101]

Mujhe bata de bhai

@DocFixIt
Need a little help !

I got some card like kotak , rbl , union with limits like 20,25K.

This were my firsts Cards. Should i close them ?

(*Closed union)

 

[VasukiVasuki is verified member.]

@DocFixIt
Need a little help !

I got some card like kotak , rbl , union with limits like 20,25K.

This were my firsts Cards. Should i close them ?

(*Closed union)

Stop using kotak ( which kotak cc)

Rbl - no idea mate.
They are infamous for limit reduction

Union - you got cc wow wow wow

 

[knockoffaxis101]

Stop using kotak ( which kotak cc)

Rbl - no idea mate.
They are infamous for limit reduction

Union - you got cc wow wow wow

Platinum league Ltf,
Kotak are stupid, i asked them to increase limit of credit card they increased of Debit Card EMI Limit. 🤦
I'm fed up with those guyz.

About RBL play card, limit is not a problem but now it's a headache where to spend 5K to get movie tickets.


Union - 🙇🙏🪦

 

[VasukiVasuki is verified member.]

Platinum league Ltf,
Kotak are stupid, i asked them to increase limit of credit card they increased of Debit Card EMI Limit. 🤦
I'm fed up with those guyz.

About RBL play card, limit is not a problem but now it's a headache where to spend 5K to get movie tickets.


Union - 🙇🙏🪦

Apply kotak Myntra card
Will be on same limit
Stop using league .
Is it rupay or visa

 

[knockoffaxis101]

Apply kotak Myntra card
Will be on same limit
Stop using league .
Is it rupay or visa

Visa , what does Myntra offer ?

 

[VasukiVasuki is verified member.]

Visa , what does Myntra offer ?

Unlimited 1.25% cashback on UPI that too instant
7.5 discount on Myntra
Sometimes 12% on sale

 

[knockoffaxis101]

Unlimited 1.25% cashback on UPI that too instant
7.5 discount on Myntra
Sometimes 12% on sale

Woah... Really unlimited cashback on upi or are there any (*)

 

[AllThatStuff]

How can one close his HDFC add-on credit card??

 

[VasukiVasuki is verified member.]

Woah... Really unlimited cashback on upi or are there any (*)

Unlimited 🐱 . Means unlimited

 

[shivamk]

Unlimited 1.25% cashback on UPI that too instant
7.5 discount on Myntra
Sometimes 12% on sale

Is there any min transaction limit for 1.25% cashback