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Devaluation on HDFC Smartbuy FK and ASV gv
- Thread starter Farhad sekh
- Start date
Dazzwilliams
TF Premier
Do you have any other alternative
6ix9ine
TF Legend
@vaibhav111 yeh hota hai comment toh 🤣 merge pls
vishalgupta2
TF Buzz
This is sad.
someone replied on my reply. So I thought to post is here and confirm if its true.
If not, then this is definitely devaluation
no daily limit.. only monthly at 15k
He price matches accounting SmartBuy!? Crazy stuff. Yeah, in hand savings is always better.
Centurion_wala
TF Premier
adldeeps
TF Buzz
All these crazy things will go on. All these rewards were just to attract people getting addicted to shop while collecting Rewards.
This year's 2 big setback due to devaluation is when they reduced 20K to 10K for buying voucher and now this new 2.5% on vouchers.
I am rethinking my decision going from LTF Regalia Gold to FYF DCBM as earlier I thought rewards will balance out Annual charges.
Althought annual charges can be easily balanced in terms of value also some extra rewards.
But the time, energy and effort we spend on juggling with smartbuy/Gyftr/Planning expenses may not be worth in longer term.
This year's 2 big setback due to devaluation is when they reduced 20K to 10K for buying voucher and now this new 2.5% on vouchers.
I am rethinking my decision going from LTF Regalia Gold to FYF DCBM as earlier I thought rewards will balance out Annual charges.
Althought annual charges can be easily balanced in terms of value also some extra rewards.
But the time, energy and effort we spend on juggling with smartbuy/Gyftr/Planning expenses may not be worth in longer term.
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adldeeps
TF Buzz
Agree. For this kind of level we should stop chasing Gyftr/Smartbuy and focus on just default rewards of paid cards with range of 3-5%. Or else totally relax by switching to LTF options with basic 1-2% rewards.
Yaar please don't compare Axis GyFTR platform with Infinia.
Axis GyFTR platform is a curse, with no exit route, worst then even worst policy of Infinia.
Axis GyFTR platform is clear display axis arrogance. I don't know how, but someone must teach them a lesson.
Infinia people must be pissed with current devaluation but they have no idea how worst Axis is.
Axis GyFTR platform is a curse, with no exit route, worst then even worst policy of Infinia.
Axis GyFTR platform is clear display axis arrogance. I don't know how, but someone must teach them a lesson.
Infinia people must be pissed with current devaluation but they have no idea how worst Axis is.
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bran_the_shipwright
TF Buzz
they are once again charging 3% plus gst on Amazon pay gift voucher. It’s better to buy AGV from Amazon card than from hdfc gyftr
I’m confused. How is it better to buy AGV with Amazon pay ICICI? You don’t get 5% back on buying AGV on amazon on this card.
It may be better to buy stuff on Amazon directly using the Apay card.
Or buy AGV if you have SBI CB.
If you have DCB, there is 5.4% return, but IMO thats not better than the above two options.
Infinia would still be better with the >11% return
bran_the_shipwright
TF Buzz
Sorry should have been more clear, I don’t have sbi king cashback. I only have apay and Swiggy hdfc. I took Swiggy only for AGV 5%. DCB and infinia toh door ki baat.
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