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Devaluation on HDFC Smartbuy FK and ASV gv

Previously Axis, now HDFC, I hope it stops here.

Amex Baba Ki Jai!
Amex already patched the multiple gyftr access to single card.

 
Amex already patched the multiple gyftr access to single card.

Still works on add-on and atleast they dont charge lol.
 
For infinia/DCB, amazon/flipkart from smartbuy still valuable as the 5X return is 16.65%.
But for regalia or similar diners club, there hardly anything left as the 5X rewards is just 6.66%. The net rewards is only 3.7%.
 
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