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Dhinchak trick - 5% SBI Cashback Credit Card to Bank

I tried this method but on the OTP Page, the Merchant name showed as 'CRED Wallet' for me and not 'CRED'. Does it make any difference from a Cashback perspective?
 
What is the mcc of this transaction ....any other card apart frm CB card that will be beneficial on this trick
 
Did not get cashback even for the merchant CRED lost 400 rs :/
MCC was 5399 with IDFC card. But I didn't receive CB on SBI 🙁. SBI chat says MCC is 0000 and it is not confirmed by the merchant yet.
Wait for 1 more day, even though settled, the transaction is missing in Transaction History.


CB credited 😀

@doomlord
 
Last edited:
Dhinchak trick - 5% SBI Cashback Credit Card to Bank:

Signup/login Cred app - https://play.google.com/store/apps/details?id=com.dreamplug.androidapp&hl=en_IN

Go to CRED Wallet and complete FULL KYC

View attachment 75768

Now Add Money using 5% SBI Cashback credit card -

But click on bank page link -

View attachment 75769

Here check once again merchant name - "CRED" and pay using 5% SBI Cashback credit card -

2.3% charges and 5% Cashback on SBI Cashback credit card.

View attachment 75770

Now after load money, use "send money" option and free transfer to bank -

View attachment 75771

Source:



Hasta la vista.

Tried this method,
on OTP page it was CRED only, but after transaction, just again seen otp sms care fully, and it was CRED WALLE without T in messege.

So which one will work for cashback? otp page's CRED or sms page CRED WALLE? Although CRED WALLET with T in transaction completed messege.

Let's see in 2-3 days, whether cashback receive or not?
 
Tried this method,
on OTP page it was CRED only, but after transaction, just again seen otp sms care fully, and it was CRED WALLET in messege.

So which one will work for cashback? otp page's CRED or sms page CRED WALLET? Let's see in 2-3 days, whether cashback receive or not?
CRED wallet is the merchant now.
 
Dhinchak trick - 5% SBI Cashback Credit Card to Bank:

Signup/login Cred app - https://play.google.com/store/apps/details?id=com.dreamplug.androidapp&hl=en_IN

Go to CRED Wallet and complete FULL KYC

View attachment 75768

Now Add Money using 5% SBI Cashback credit card -

But click on bank page link -

View attachment 75769

Here check once again merchant name - "CRED" and pay using 5% SBI Cashback credit card -

2.3% charges and 5% Cashback on SBI Cashback credit card.

View attachment 75770

Now after load money, use "send money" option and free transfer to bank -

View attachment 75771

Source:



Hasta la vista.

Cool trick brother
 
SBI Cashback card, although later tried with AU LIT Card, same case for that also
Did 3 txn same time with SBI CB, but not received CB for CRED txn, Other 2 CB received. And in statement also CRED WALLET MUMBAI IN written
 
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