Discovering the Benefits of the AU LIT Credit Card

[Raghav2006]

Hi all,

I'd be very thankful if anyone holding a LIT rupay could tell me if using scan to pay on an apparel store would give me the 10 times rp, plus other cb milestones?

And with upi what works? 10X online or offline?

 

[vine]

Understood, see I am having a purchase of around 50k worth of apparels this monday, and by mistake ordered rupay not visa. (could've added to gpay if supported as samsung pay is not)
I am out of town on monday due to some work and will shop there itself and cant receive the card.

So, if I add the same milestones as you and pay using upi would I get all the benefits?
Like 5% apparel, 200rs etc etc?

Because all I can do is ask the delivery guy to hand it a trusted friend nearby who could send me the pics of the card and I could activate it and pay there without the physical card.
My other option is only axis ace and it will give only 1.5%.

So please try and let me know if I could do this

Thank you

I just got new au LIT card last week. So I don't know subscriptions yet.
But you can have someone receive the card and activate the card and add it to gpay or any app, and use it for, UPI with cc or tap and pay.

 

[Raghav2006]

I just got new au LIT card last week. So I don't know subscriptions yet.
But you can have someone receive the card and activate the card and add it to gpay or any app, and use it for, UPI with cc or tap and pay.

I've ordered rupay so cant do tap and only upi.
The thing is apparel shopping is necessary this monday, and I am expecting to receive the card too the same day.
The apparel bill is going to be north of 70-80k so wanted someone to confirm if I'll get subscription cb on upi scan anf what rp multiplier to use.

 

[vine]

So it's upto 1k cashback every month, I do this every month

I don't see AU cards these days.
I only see Bobcards.
Is AU only on specific weekdays or times?

 

[navdeep22]

Understood, see I am having a purchase of around 50k worth of apparels this monday, and by mistake ordered rupay not visa. (could've added to gpay if supported as samsung pay is not)
I am out of town on monday due to some work and will shop there itself and cant receive the card.

So, if I add the same milestones as you and pay using upi would I get all the benefits?
Like 5% apparel, 200rs etc etc?

Because all I can do is ask the delivery guy to hand it a trusted friend nearby who could send me the pics of the card and I could activate it and pay there without the physical card.
My other option is only axis ace and it will give only 1.5%.

So please try and let me know if I could do this

Thank you

Donot know about UPI and appearals on offline spends, but yes you you get ₹200 and milestone based cashbacks for sure

 

[navdeep22]

I don't see AU cards these days.
I only see Bobcards.
Is AU only on specific weekdays or times?

I bought yesterday only , u should have checked before 12 mid night

 

[Raghav2006]

Donot know about UPI and appearals on offline spends, but yes you you get ₹200 and milestone based cashbacks for sure

I know we get milestone cashback, but do we get it on using upi?

 

[vine]

but do we get it on using upi?

Have you tried to ask customer care about it

 

[Raghav2006]

Have you tried to ask cu/stomer care about it

No, should I use twitter?

 

[vine]

No, should I use twitter?

Please call up and ask them
Email/Twitter will take more time since you need information by Monday.

 

[vine]

I bought yesterday only , u should have checked before 12 mid night

Thanks , I will keep an eye on it now.
1) do you buy monthly or quarterly subscriptions?
2) can I DM you for more specific questions and detaaaailed information.

 

[Raghav2006]

Please call up and ask them
Email/Twitter will take more time since you need information by Monday.

Understood, and just received welcome email from them, they've provided only a limit of 2L (least in all my cc) whereas while application it was 5L

 

[vine]

Understood, and just received welcome email from them, they've provided only a limit of 2L (least in all my cc) whereas while application it was 5L

Does it show CL anywhere during application?
I don't remember seeing it.
Anyway, I got very less, even less than my monthly take home. IG they were smoking cheap stuff.

 

[Raghav2006]

Does it show CL anywhere during application?
I don't remember seeing it.
Anyway, I got very less, even less than my monthly take home. IG they were smoking cheap stuff.

Yeah they show CL when they give option to choose variant.
Ok, then they must be giving less to everyone.
Mine is around my monthly take home.

 

[ujjwal2024]

Yeah they show CL when they give option to choose variant.
Ok, then they must be giving less to everyone.
Mine is around my monthly take home.

I spend 10k every month and earn Rs. 800 but gives charge of Rs. 225 every month (3monthly subscription charges /3)
Hence, Rs, 575 profit for 10K that is 5.75% and and for me this is for offline (any spends except fuel)
this is my offline general spend card right now...as no card will give no nonsense offline reward of 5.75%

 

[Raghav2006]

I spend 10k every month and earn Rs. 800 but gives charge of Rs. 225 every month (3monthly subscription charges /3)
Hence, Rs, 575 profit for 10K that is 5.75% and and for me this is for offline (any spends except fuel)
this is my offline general spend card right now...as no card will give no nonsense offline reward of 5.75%

Yeah that's why I got it too.
I currently use axis ace.

Can you tell me if these rp and cashback and accrued on UPI scans too?

 

[JimCarrey]

Yeah that's why I got it too.
I currently use axis ace.

Can you tell me if these rp and cashback and accrued on UPI scans too?

Read somewhere that UPI spends are treated as online by AU Lit. It's best if you call and confirm and if possible do an UPI txn to make 100% sure from CS about that txn.

 

[ujjwal2024]

Read somewhere that UPI spends are treated as online by AU Lit. It's best if you call and confirm and if possible do an UPI txn to make 100% sure from CS about that txn.

I donot have rupay LIT card...hence, I never used UPI using AU LIT

 

[navdeep22]

Thanks , I will keep an eye on it now.
1) do you buy monthly or quarterly subscriptions?
2) can I DM you for more specific questions and detaaaailed information.

Yes, it's all there is chat though

 

[navdeep22]

I spend 10k every month and earn Rs. 800 but gives charge of Rs. 225 every month (3monthly subscription charges /3)
Hence, Rs, 575 profit for 10K that is 5.75% and and for me this is for offline (any spends except fuel)
this is my offline general spend card right now...as no card will give no nonsense offline reward of 5.75%

Yeah man, you can combine these with ajio sale, where we get 10% off and milestone gifts like American tourister bag on 20k spends and small bag on 10k spend