Guys, if you want immediate upgrade to exclusive account from any other variant, just make your balance at least 1 lakh and then make a service request for account upgrade in service request option in indus mobile app. Your account and debit card will get updated immediately.
Then link you cc to account or skip this if its already linked. You can do this from link relationship option from app or netbanking.
After linking you can take out you funds. It will be zero balance. No need to have 1 lakh balance.
Note - 1 lakh balance is needed for immediate upgrade to exclusive via indus mobile app.