Its not guaranteed but atleast bank will not deny if you have good credit history. In most cases, bank itself would send pre-approved offer if everything is alright.
Yes ... If your Cibil is good, RM competent. I got my first Axis CC, FYF Privilege, via Axis priority account.
Bro i think we are in same boat. but as per my experience, if your credit score is 750+ and you maintain good MAB and do regular transactions then banks will provice cc for sure. Whenever banks rejects my card, i just open a premium account and it gives me card in 3 to 4 months. I am gonna apply for axis via card to card and if they reject then I'll go with priority account.
But beware before opening account in Axis just for getting CC. They levy unnecessary consolidated charges. If you have other use cases of that Account then its okay.
I think its 50rs for 3 months right?
I don't know but might not be just ₹50 coz so many ppl are irritated with this. They must not be worried if its just 50
I'll close it as soon as i get the pre-approved cc. So, even if they charge me some hundreds. it will be worth it.
Now you're giving me hope of opening Burgundy account for Select CC. But account closure isn't that easy.
I don't care if they don't close it. Just gonna take all the money out.
Man you're a legend. I will open an account now, haha
Nice. Update me when you get your card and btw try to maintain minimum 4x MAB with regular transactions.
Any update bro? You got anything?
yea bro, I did open an account around 2 months ago, my RM asked the credit card department to apply for the privilege card. But unfortunately it was declined. And I just stopped using that account. However my RM open an SIP on axis business mutual fund, I think 2 SIP was deducted, then about 2 weeks ago out of a blue moon I got a call from the credit card department stating I might be eligible for the card. The person guided me on the call, and asked me to apply for an Axis Flipkart card on axis mobile app, which I did and it was approved instantly with a limit of 75k. I got the card, and after calling customer care they gave me another card which is Axis Aura. So yea, I got it, indirectly.
One more thing, I just had around 1,500 rupees on this account, stopped maintaining the balance, now will close it when they remove me from priority.
any experience about standard chartered bank about opening a bank account and getting cc
I don't know anything about STAN C but @Wealth is my birth right! may be able to help you.
how many banks have u opened acc for preapproved cc ...me also doing same now a days..share your exp plox
Bro banks usually takes 3-6 months for pre-approved offers. but you just stopped maintaining in two months then how can you expect pre- aprroved offer?
