Editing Salary Slip for Bank Credit Card Application - Is it Acceptable?

[shubhamosy]

I would like to seek some clarification regarding an aspect of bank credit card applications. Specifically, I have a query related to the possibility of editing a salary slip to meet the minimum income requirement set by the bank.

Suppose I am interested in obtaining a credit card from a particular bank, and their minimum monthly salary requirement for the card is 90K. However, my current salary falls short at 50K.

My question is whether it is permissible or advisable to edit the salary amount on the slip to show a higher income and submit it to the bank as part of my credit card application. I understand that altering official documents is generally regarded as unethical, but I am curious if anyone has encountered similar situations or has insights to share.

In practice, do banks typically verify the authenticity of the salary slip through other means, or is it possible to get away with such modifications? I am concerned about potential consequences and wish to approach this matter responsibly.

I sincerely appreciate any guidance, advice, or personal experiences that forum members can share regarding this topic.

 

[CardSeeker]

don't do like this

 

[beingmohit]

I would like to seek some clarification regarding an aspect of bank credit card applications. Specifically, I have a query related to the possibility of editing a salary slip to meet the minimum income requirement set by the bank.

Suppose I am interested in obtaining a credit card from a particular bank, and their minimum monthly salary requirement for the card is 90K. However, my current salary falls short at 50K.

My question is whether it is permissible or advisable to edit the salary amount on the slip to show a higher income and submit it to the bank as part of my credit card application. I understand that altering official documents is generally regarded as unethical, but I am curious if anyone has encountered similar situations or has insights to share.

In practice, do banks typically verify the authenticity of the salary slip through other means, or is it possible to get away with such modifications? I am concerned about potential consequences and wish to approach this matter responsibly.

I sincerely appreciate any guidance, advice, or personal experiences that forum members can share regarding this topic.

What you are planning to do is considered fraud! Although I doubt there will be any major implications, they can be anything ranging from getting blocked by the CC provider to your employer firing you for forging official documents.

 

[shubhamosy]

What you are planning to do is considered fraud! Although I doubt there will be any major implications, they can be anything ranging from getting blocked by the CC provider to your employer firing you for forging official documents.

sun ke to dr lg raha

 

[raniphore]

Don't do such malpractices. We do not know how it will hit us back.

 

[jack333]

Its fraud bro. Don't do this. Not worth might seem to be tempting though. You can be sued both by cc issuing bank and your employer too. Might lose your job too. I once asked an axis cc agent to give me LTF magnus. He told me to edit my salary slips to make it more than 5 l a month. I said tu rehne de bhai

 

[Deathsnatcher]

Bro its forgery ..avoid at all cost you wont earn anything via credit card but you will be liable to pay huge sums to banks as per law.

 

[shubhamosy]

Its fraud bro. Don't do this. Not worth might seem to be tempting though. You can be sued both by cc issuing bank and your employer too. Might lose your job too. I once asked an axis cc agent to give me LTF magnus. He told me to edit my salary slips to make it more than 5 l a month. I said tu rehne de bhai

haha

 

[Strange]

I would like to seek some clarification regarding an aspect of bank credit card applications. Specifically, I have a query related to the possibility of editing a salary slip to meet the minimum income requirement set by the bank.

Suppose I am interested in obtaining a credit card from a particular bank, and their minimum monthly salary requirement for the card is 90K. However, my current salary falls short at 50K.

My question is whether it is permissible or advisable to edit the salary amount on the slip to show a higher income and submit it to the bank as part of my credit card application. I understand that altering official documents is generally regarded as unethical, but I am curious if anyone has encountered similar situations or has insights to share.

In practice, do banks typically verify the authenticity of the salary slip through other means, or is it possible to get away with such modifications? I am concerned about potential consequences and wish to approach this matter responsibly.

I sincerely appreciate any guidance, advice, or personal experiences that forum members can share regarding this topic.

Such post by a Premium Card holder who is a VIP lounge member. @TechnoFino

 

[vijaypathak077]

Its fraud,
But one of my frnd use to work in 3rd party credit card agency some 3 years back, they use to edit document for smooth approval.

 

[shubhamosy]

Such post by Premium Card holder who is a VIP lounge member. @TechnoFino

brother every one don't have all information, although this was just a asking suggestion thread not asking to do thread.
so aache se pdh lo, then craft your reply, oversmart

 

[shubhamosy]

Its fraud,
But one of my frnd use to work in 3rd party credit card agency some 3 years back, they use to edit document for smooth approval.

 

[jack333]

Its good that you asked. I know it can get very tempting sometimes . But im happy that you didn't do it and just asked here. Or had you already done?

 

[shubhamosy]

Its good that you asked. I know it can get very tempting sometimes . But im happy that you didn't do it and just asked here. Or had you already done?

1st place i though to edit.
but then i though take suggestion then decide.

so finally i decided to skip, after reading replies.

 

[Walter White]

Don't tamper with your salary slips. The best you can do is mention your CTC or Gross Salary instead of Net Salary while applying.

 

[Deleted member 13981]

Hehe.. Fun discussion. I would say stay away from such thoughts. Every change made to a digital document leaves it's footprints. Anyone with average skills can find it if they want.

 

[D7162]

Sometimes bank asks to your employer - but some employer may deny replying to Banks as Salary is confidential (as per my previous employer). I remembered I applied for SCB card in initial days when I was working in one of the MNC, they send someone to verify but he was not allowed to enter as we had lengthy process if someone has to enter in company (take approval till plant head and I am sure he wouldnt allowed if asked) and my card was rejected and that too twice

 

[jack333]

On a lighter note we saved your marriot points for booking a night behind the bars

 

[shubhamosy]

Don't tamper with your salary slips. The best you can do is mention your CTC or Gross Salary instead of Net Salary while applying.

in monthly salary box?

 

[Venky]

It’s not worth the risk. Had it been “permissible” wouldn’t all of get Magnus’s & Infinia’s bro. Get another card and please don’t get to using this method.