Editing Salary Slip for Bank Credit Card Application - Is it Acceptable?

[shubhamosy]

I would like to seek some clarification regarding an aspect of bank credit card applications. Specifically, I have a query related to the possibility of editing a salary slip to meet the minimum income requirement set by the bank.

Suppose I am interested in obtaining a credit card from a particular bank, and their minimum monthly salary requirement for the card is 90K. However, my current salary falls short at 50K.

My question is whether it is permissible or advisable to edit the salary amount on the slip to show a higher income and submit it to the bank as part of my credit card application. I understand that altering official documents is generally regarded as unethical, but I am curious if anyone has encountered similar situations or has insights to share.

In practice, do banks typically verify the authenticity of the salary slip through other means, or is it possible to get away with such modifications? I am concerned about potential consequences and wish to approach this matter responsibly.

I sincerely appreciate any guidance, advice, or personal experiences that forum members can share regarding this topic.

 

[Predator]

if there is some economic offence or terror related angle,
apply to all organic way & non organic way, it's not related with editing etc.

But he committed forgery to cause Public harm. So , all the serious sections would kick in.

 

[RewardsAlert]

Subha subha bawal macha diye bhai aap.

Ye sahi bola aapne. The title of this post is so tempting that every gyaani baba will now come to throw their pravachan free of cost as a cashback.

 

[shubhamosy]

Ye sahi bola aapne. The title of this post is so tempting that every gyaani baba will now come to throw their pravachan free of cost as a cashback.

i am sure, most people ne ek time ye kvi socha hi hoga.

 

[Deleted member 7241]

I would like to seek some clarification regarding an aspect of bank credit card applications. Specifically, I have a query related to the possibility of editing a salary slip to meet the minimum income requirement set by the bank.

Suppose I am interested in obtaining a credit card from a particular bank, and their minimum monthly salary requirement for the card is 90K. However, my current salary falls short at 50K.

My question is whether it is permissible or advisable to edit the salary amount on the slip to show a higher income and submit it to the bank as part of my credit card application. I understand that altering official documents is generally regarded as unethical, but I am curious if anyone has encountered similar situations or has insights to share.

In practice, do banks typically verify the authenticity of the salary slip through other means, or is it possible to get away with such modifications? I am concerned about potential consequences and wish to approach this matter responsibly.

I sincerely appreciate any guidance, advice, or personal experiences that forum members can share regarding this topic.

Genuine Reply :-
Yes..You Can Edit and kafi log aisa karte bhi hai....But As you aware that its Illegal then agar Future me kutch issue hota hai to Bank aapke againts Action le sakti hai aur sirf ek hi Evence kafi hai...

So..Better hai Aap Sahi RM ko approach karo...bcoz RM ka internal contacts hota hai to wo Approve ho jata hai...

 

[shubhamosy]

Genuine Reply :-
Yes..You Can Edit and kafi log aisa karte bhi hai....But As you aware that its Illegal then agar Future me kutch issue hota hai to Bank aapke againts Action le sakti hai aur sirf ek hi Evence kafi hai...

So..Better hai Aap Sahi RM ko approach karo...bcoz RM ka internal contacts hota hai to wo Approve ho jata hai...

prefect, really very good advice.

 

[Deleted member 7241]

prefect, really very good advice.

Agar Aapka us bank me Premium Acount hai to aapke RM ko Push karo...Wo Easily Approval Dila dega...
bcoz aap FD, Mutual Fund aisa investment karte ho to aapke RM ko benefit milta hai..

Approval Actually Aapke Relaionship pe Depend karta hai..baki Minimum Criteria jaisa kutch nahi hota..

wo Customer to Customer Vary karta hai..

 

[shubhamosy]

Agar Aapka us bank me Premium Acount hai to aapke RM ko Push karo...Wo Easily Approval Dila dega...
bcoz aap FD, Mutual Fund aisa investment karte ho to aapke RM ko benefit milta hai..

Approval Actually Aapke Relaionship pe Depend karta hai..baki Minimum Criteria jaisa kutch nahi hota..

wo Customer to Customer Vary karta hai..

Smjha

 

[jack333]

Section 463 of IPC:
Whoever commits forgery, intending that the document or electronic record forged shall be used for the purpose of cheating, shall be punished with imprisonment of either description for a term which may extend to seven years, and shall also be liable to fine.

You yourself take a call if the credit card is as important as to commit a criminal act and risk prison.

I think papa ji has made it crystal clear for you now

 

[shubhamosy]

I think papa ji has made it crystal clear for you now

papa ji always rocks.

 

[krishc]

Its fraud,
But one of my frnd use to work in 3rd party credit card agency some 3 years back, they use to edit document for smooth approval.

a very good reason for never to apply via 3rd party agency

 

[nadeem]

I think after this thread payslips will be verified

 

[Strange]

I think after this thread payslips will be verified

All Banks' snitch might have seen this post.

 

[Dragon_slayer]

You are indirectly asking, is it acceptable to do fraud. I think the answer is known

 

[jack333]

All Banks' snitch might have seen this post.

Bro its a common thing. Many people do. Mujhe khud axis ke cc agent ne bola 5l bana do edit karke main LTF magnus dila dunga. That over phone which i could have recorded. The agents make extra money by getting approval of people who wouldn't get credit cards otherwise. But what's wrong is wrong and the gains are not worth of doing it

 

[Strange]

Bro its a common thing. Many people do. Mujhe khud axis ke cc agent ne bola 5l bana do edit karke main LTF magnus dila dunga. That over phone which i could have recorded. The agents make extra money by getting approval of people who wouldn't get credit cards otherwise. But what's wrong is wrong and the gains are not worth of doing it

I've seen a YouTube video where a guy edited his cc statement of 50k to 5L and He got Axis Magnus . Now he has deleted that video.

 

[jack333]

Bank wale pahunch gaye honge abhi tak ghar pe FIR ke sath

 

[jade]

If found, the consequences can be very serious. Certainly a credit card is not worth a fraud.

 

[CC-Muncher]

Don't even think about it OP

 

[shubhamosy]

Bro its a common thing. Many people do. Mujhe khud axis ke cc agent ne bola 5l bana do edit karke main LTF magnus dila dunga. That over phone which i could have recorded. The agents make extra money by getting approval of people who wouldn't get credit cards otherwise. But what's wrong is wrong and the gains are not worth of doing it

true

 

[shubhamosy]

Don't even think about it OP

aye aye captain