Here it is…the original posting…
Post in thread 'ICICI Bank Emeralde Private Metal Credit Card Launched | TechnoFino Review'
https://www.technofino.in/community...-launched-technofino-review.15348/post-635406
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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion
- Thread starter abhiaj_geek
- Start date
Post in thread 'ICICI Bank Emeralde Private Metal Credit Card Launched | TechnoFino Review'
https://www.technofino.in/community...-launched-technofino-review.15348/post-635406
Doest this clearly mean there is a strict requirement of decent PPOP unless CEO/CXO thing?
Yes, I have already watched this. But these are official records. It is not necessary that you will get the card only if you meet these criteria. Your past relationship with the bank, your current credit card, and the status of your existing account matter more in the approval process.
Whatever benefits I get are good. Anyway, I am not expecting it to be lifetime free because the chances of that happening are very low.
You can do it on iMobile directly.
But the question here, Is account mandatory for ICICI EPM, because even BM is not aware of this and he’s trying for approvals.
After this demand I doubt LTF EPM for normal clients. May be CEOs or CFOs might get it.
Once my complaint is resolved, I will post a detailed update about it. That will provide a lot of useful information for everyone. Right now, it wouldn't be appropriate for me to share the details.
Everything will be clear in a few days.
I mean it may take a lot of time for approvals given there are so many, and any one of them can delay it ghost
I understand. However, it's too early to say anything for certain. The details will only be clear once a new user's card gets approved. There might have been some changes in the process, especially with the increased demand. I'm hopeful that the rules have been relaxed or improved in some way. Everything else will be clarified soon.
Right ofc. Thanks for patiently explaining your pov.
ozil10
TF Buzz
Yes, hoping for a bit more relaxed process to get this card. ICICI has a winner in its hands after the launch of iShop and it should try to get a decent customer base for EPM before financial year end.
In my case , i am definitely rooting for a spend based criteria as i have a hefty spend of 8L coming next month and will happily do this spend on my LTF sapphiro if that opens up the possibility of EPM upgrade 2-3 months down the line.
At this point, I guess many are willing to let go of 40-50k gains to get hands on EPM!
Be it in terms of Lost opportunity for holding funds in Icici or cc spending on their non rewarding cards.
Be it in terms of Lost opportunity for holding funds in Icici or cc spending on their non rewarding cards.
It's the talk of the town!
I know people who are rushing to banks to get this card and moving their funds from Axis/HDFC to ICICI.
I would have done the same. Except I dont have any funds 🙂
But will be moving my salary acc.
One definitely need good trv, but nowhere near to officially mentioned figure.
Good connection with BM is needed. And BM should be willing and capable to get you card if you can give him some business. I was also told about PPOP, but I was clear with my BM that it's give and take. He can take care of approvals & whatever criteria they need internally, I will give him business from my friends/colleagues.
Today, I am happy that I went for EPM last year, even after almost everyone saying it's not worth it. I wanted to try it for one year to check out its usefulness with my usage. With recent revaluation, my bet paid off.
I talked with my BM about getting EPM for sister-in-law, she has salary wealth management account with bank but in other city branch. My BM has given his nod that he will get her card. I just have to do some official work favor to one of his family member, can't disclose it in detail. But it's very doable for me as it's under my jurisdiction & easy.
So the summary is, one don't need to be super rich to get this card or whatever PPOP thing they say during negotiation.
If you can give good business or you have powerful position in your professional place/business which you can use for leverage/pressure to your advantage, it should work.
Good connection with BM is needed. And BM should be willing and capable to get you card if you can give him some business. I was also told about PPOP, but I was clear with my BM that it's give and take. He can take care of approvals & whatever criteria they need internally, I will give him business from my friends/colleagues.
Today, I am happy that I went for EPM last year, even after almost everyone saying it's not worth it. I wanted to try it for one year to check out its usefulness with my usage. With recent revaluation, my bet paid off.
I talked with my BM about getting EPM for sister-in-law, she has salary wealth management account with bank but in other city branch. My BM has given his nod that he will get her card. I just have to do some official work favor to one of his family member, can't disclose it in detail. But it's very doable for me as it's under my jurisdiction & easy.
So the summary is, one don't need to be super rich to get this card or whatever PPOP thing they say during negotiation.
If you can give good business or you have powerful position in your professional place/business which you can use for leverage/pressure to your advantage, it should work.
Last edited:
Yes. Then there is this iScore also that ICICI considers to evaluate the overall relationship.
Post in thread 'ICICI Bank Emeralde Private Metal Credit Card Launched | TechnoFino Review' https://www.technofino.in/community...-launched-technofino-review.15348/post-664410
ozil10
TF Buzz
Good decision on your part to get EPM last year.
Given the experiences shared by people here, this card still is extremely difficult to get and one has to navigate tough waters to get it through.
ICICI has gone with iShop for a reason and i hope they streamline the approval process for EPM and not stick to extremely stringent process as it defeats the purpose.
Official EPM proposition PDFs shared here:
Post in thread 'Should we switch from Infinia metal to Emeralde Private metal ?' https://www.technofino.in/community...l-to-emeralde-private-metal.37997/post-940738
Post in thread 'Should we switch from Infinia metal to Emeralde Private metal ?' https://www.technofino.in/community...l-to-emeralde-private-metal.37997/post-940738
Isn't this valid everywhere too?
Bro, at the time you were applying and we were advising against it, the card wasn’t worth it. Now, it is. In your position, you could still get it even now.
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