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Ive been trying to get EPM for the past month now.
I have a wealth banking account, sapphiro and MMT card with a seperate10 L limit for both but do not qualify on salary criteria.
Although I am trying to push for it based on my existing relationship, My company has a 4cr loan which is ongoing. Will that count in my TRV?
3 lacs salary means how much ITR is required ?ICICI is now on the lookout for new HNI customers. They would easily offer wealth account with EPM on a salary credit of 3 lacs in ICICI account.
All those who plan to shift salary account to ICICI should negotiate directly with BM first (prefer a branch which has dedicated wealth section).
Also do check if your company has corporate tie-up for salary with ICICI. That would make things easier.
Would not be easy to get relief on 3 lacs salary criteria.
Can try and offer purchase of other products, FDs and show interest in long term relationship with ICICI.
3 lacs salary means how much ITR is required ?
If it is for card eligibility, then they consider either one of these.3 lacs salary means how much ITR is required ?
Some one here is saying 45L ITR is required , thats why asking ..If it is for card eligibility, then they consider either one of these.
Net Salary 3L in ICICI salary account is enough no need of ITR.
I am, that is what I thought but haven't heard anything positive yet from them.If you are the owner of the company, then loan may count in your TRV.
I am, that is what I thought but haven't heard anything positive yet from them.
BM seems unaware
Heard similar numbers. But ppop > 50kpm is so difficult to have. Did you ask him how to achieve this ppopSpoke to my branch as well, they confirmed these requirements to me:
- PPOP > 50K
- Net salary credit > 4LPM
Also asked me about existing ICICI CC and the limit on it (9L) before they proceed with application. He told me they've already processed 6 EPM cards this month 😱
Heard similar numbers. But ppop > 50kpm is so difficult to have. Did you ask him how to achieve this ppop
Check the postWhat is ppop ? How it is computed?
As more and more demand increases, they will raise the bars more. Another 1000 people ask for EPM, they will make it 6L per month 😃
5.5 lpa itself is too much... 😀As more and more demand increases, they will raise the bars more. Another 1000 people ask for EPM, they will make it 6L per month 😃
Not just 1.1cr; 1.1 cr in base component, excluding stocks or year end bonus. That is a really big number.5.5 lpa itself is too much... 😀
I wonder how many people now a days are getting > 1.1 Cr... It's become quite common.
If it's business, I understand it's quite common but for salaried, I am quite surprised such high salaried individuals exists.