Ayushsingh_2001
TF Buzz
It is free but from the app it shows 199+gst for all cards. 3 addons are complimentary and minimum 12 age required if you need to get for kids as well
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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion
Yes, it shows this for all the cards and at the same time it says T&C apply...and the T&C says NIL fee for EPM. Looks like they have created a generic form for all add-on cards...it doesn't fetch the fee based on the card type.
Not just customer care, even branch staff don't know the difference between EPVC and EPM. Many many staffs have told me there is only one emerald and they don't even know as much as we know. Only credit card focussed staff may know some features, that too not fully. They are all focussed on selling the lower variants to the masses.
Icici made infinia killer and then conveniently forgot their other credit cards are worse than hdfc millenia.
Dobbiee
TF Premier
Right.
Thats fun too. Walk in a ICICI branch and show them your EPM. Staff would circle you and everyone would want to touch and feel it.
Your decision was absolutely correct. There is no guarantee that taking Emeralde PVC will be useful in upgradation to EPM in future.
I got EPM PVC for first year through pre approved offer. I thought it will be helpful in getting EPM offer. But it was not the case & I didn't have patience. And waiting for such offer can be a very long wait.
Though exceptions are always there.
Few months later, I used my connection with BM on basis of some professional dealings and trv to get EPM.
So I prefer to always go through BM of any bank for their products or any other financial work. They have the power to do things, but BM should be willing to go extra mile and have good connection with upper management and backend.
I never give importance to any RM, they are mostly useless.
friend of mine want this card so he need to open just a normal ICICI saving account and his ITR is 37L. he can get plastic without saving account but for metal he need to open a saving account.
Did he get it?
shu_sha
TF Ace
How much time it took post raising the SR?
a week .
You case is in a mature stage I feel. Hope CLE helps expedite.
idharkyadekhraha
TF Buzz
Do you mind sharing your RM's contact? I meet the unofficial eligibility but no luck with good RM 🙁 Can't DM bcoz of restrictions here so can you DM?
I tried in two branches of ICICI Bank in Bangalore. While one branch straight away rejected from even taking up the issue of upgrade of Emeralde (plastic) card to Emeralde Private card, another branch asked me to wait 2 days while they cleared up from senior people, and then said that they can only upgrade if I hold an account in ICICI Bank (which I do not) (but didn't clarify exactly how much investments or savings should be in ICICI account) , and said to continue using my Emeralde card and wait for pre-approved offer in ICICI internet banking and imobile app.
You should hv asked some follow-up Qs like just opening account would do or some TRV is required
The bank employee didn't know. Was quoting random numbers like salary account with Rs 20 Lakhs salary per month, which I found hard to believe.
That's a big issue with our banks. Banks folks do not have the right info. that leads to confusion and additional effort for customers.
There are several instances in last few days where I felt ICICI customer folks didn't have the right info about the product and procedures. A good product coupled with good customer experience makes the product great else it goes the other way round.
There is a LTF policy, it’s put on hold for now meaning like a temporary freeze on issue of LTF
Happened with me , absolutely true.Right.
Thats fun too. Walk in a ICICI branch and show them your EPM. Staff would circle you and everyone would want to touch and feel it.
but has anyone even got ltf? or fyf? bcuz i just saw one person on Twitter getting it fyf
