• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Eligiblity for IDFC wealth credit card

How much time did it take for you to get Wealth ?
I got my account upgraded to wealth last month and maintaining 15L balance.
As far as I remember, in my case it took around 15. - 2 months. Wealth card does not show up immediately. My guess is that they run some algos with monthly / quarterly frequency and then if your profiles shows up, card is offered.
 
10L balance is sufficient to get wealth in 1-2 months.

I purchased a health insurance for my mother with the agent and they converted to wealth within 2-3 days of keeping 10L balance.
Thanks! Are you still maintaining 10 L MAB? Actually I too had somewhere around that for select account but the interest rate of IDFC is pathetic and I moved my money to 12% club and mobikwik since then and enjoyed 12% interest instead of mere 4% on IDFC! I earned 3x more interest but yeah missed out on this upgrade. But these ppl r so reluctant and weird. All this while until I parked my money on 12% and Mobikwik, they never cared to upgrade even with the balance maintained 🙁
 
Thanks! Are you still maintaining 10 L MAB? Actually I too had somewhere around that for select account but the interest rate of IDFC is pathetic and I moved my money to 12% club and mobikwik since then and enjoyed 12% interest instead of mere 4% on IDFC! I earned 3x more interest but yeah missed out on this upgrade. But these ppl r so reluctant and weird. All this while until I parked my money on 12% and Mobikwik, they never cared to upgrade even with the balance maintained 🙁
I am actually maintaining close to 20L, I understand that interest rate is low but want to get a pre-approved LTF Wealth Card, will hold for few more days and if I don't see an offer then I will move my balance to a better place.

How long did you keep the balance ? I am hopeful that I would get an offer in max 1-2 months from now assuming IDFC does monthly/quarterly refresh of the pre-approved CC offers.
 
10L balance is sufficient to get wealth in 1-2 months.

I purchased a health insurance for my mother with the agent and they converted to wealth within 2-3 days of keeping 10L balance.
my saving account balance is always above 10 lakhs sometimes even above 50 lakhs and has been consistent like this for last 2.5 years and i only have a select account.
 
Back
Top