Eligiblity for IDFC wealth credit card

[Gangadhar]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

 

[roshancc]

I think IDFC is the most pathetically unprofessional bank out there worse than even the worst PSU banks in India .

 

[suhailmz]

I think IDFC is the most pathetically unprofessional bank out there worse than even the worst PSU banks in India .

I am seriously thinking of closing the account but sticking around due to good user experience on their app

 

[karanssh]

please share agent number

I applied online. There is no difference between agent and online for IDFC

 

[anirban.choudhuryanirban.choudhury is verified member.]

I am seriously thinking of closing the account but sticking around due to good user experience on their app

I feel idfc app is buggy , not sure about android but iOS definitely have bugs

 

[xiddy]

I feel idfc app is buggy , not sure about android but iOS definitely have bugs

Android app is completely unusable 😂

 

[roshancc]

I feel idfc app is buggy , not sure about android but iOS definitely have bugs

"In December, I made an UPI payment of 2K, but the payment failed. So, I initiated the payment again, and both amounts were debited and credited to the beneficiary. The beneficiary, who was a known person, returned the amount. Despite making other payments with smaller amounts, the same issue repeated multiple times. I sent multiple emails and approached the RM, who also faced a similar problem, so it was escalated, and they managed to fix the problem. The app was working fine until recently when the same thing happened again. I am a Wealth Customer, but it's been 12 days since I sent them an email, and I haven't received a reply. Whenever I approach the bank with a grievance, they claim 'Sir, we are a new bank.' What kind of private bank is this?" 🤣 🤣

 

[Dr. Drake]

I applied today c2c with my 5L card & was shown millenia.
Applied through my Mom card (3Months old apay) with 5L limit & select was showing. This is the third time this is happening. Am I seriously considering to check credit advisory what is wrong with my cibil?

 

[vikasr94]

I was in the same boat.... When I applied via website, it was only showing IDFC Select Card. Went to bank, asked for wealth etc, but nothing really worked out. I didnt want to take select and use it for some time and then get the update.

I upgraded the account to wealth banking. Shifting some money from Axis to IDFC. Once I got onto wealth banking, IDFC Wealth card started showing with 3X more credit limit than select.

What is the eligibility to get a wealth account. I am trying to get the wealth card via wealth account. I have parked 10L in my savings account and my RM is asking me buy an insurance of premium 10k +. Also how long did it take to get wealth card after getting the wealth account ? I don’t own any IDFC card yet.

 

[Wealth is my birth right!]

What is the eligibility to get a wealth account. I am trying to get the wealth card via wealth account. I have parked 10L in my savings account and my RM is asking me buy an insurance of premium 10k +. Also how long did it take to get wealth card after getting the wealth account ? I don’t own any IDFC card yet.

I got wealth card based upon my Amex card without account so account with them not must

 

[jack333]

What is the eligibility to get a wealth account. I am trying to get the wealth card via wealth account. I have parked 10L in my savings account and my RM is asking me buy an insurance of premium 10k +. Also how long did it take to get wealth card after getting the wealth account ? I don’t own any IDFC card yet.

Wait for 3 months. Don't buy any policy. Not sure whether this method will work or not as it has worked for some

 

[jack333]

I was in the same boat.... When I applied via website, it was only showing IDFC Select Card. Went to bank, asked for wealth etc, but nothing really worked out. I didnt want to take select and use it for some time and then get the update.

I upgraded the account to wealth banking. Shifting some money from Axis to IDFC. Once I got onto wealth banking, IDFC Wealth card started showing with 3X more credit limit than select.

How much balance you maintained and for how long?

 

[vaibhav111vaibhav111 is verified member.]

What is the eligibility to get a wealth account. I am trying to get the wealth card via wealth account. I have parked 10L in my savings account and my RM is asking me buy an insurance of premium 10k +. Also how long did it take to get wealth card after getting the wealth account ? I don’t own any IDFC card yet.

if you have any premium card and with limit of 5 lakhs plus and it old than 5 yr then apply for wealth c2c through online. by visiting idfc website if you don't see wealth card then don't apply and try later.

 

[vikasr94]

if you any premium card and with limit of 5 lakhs plus and it old than 5 yr then apply for wealth c2c through online. by visiting idfc website if you don't see wealth card then don't apply and try later.

Yes, I have checked it online and it shows an FD Card. It used to show millenia few months back, disappointed that the wealth or select is not showing up. During this wait I got SC Ult and Magnus. My cibil is 787, will wait and see.

 

[Vickymaster1010]

where is the wealth ard option, i am ok with select also my limit is 5.80 lksh regalia but where to check

 

[Vickymaster1010]

it ask me name number aadhar numnber i enter otp it shows me melania please assist

 

[Venky]

where is the wealth ard option, i am ok with select also my limit is 5.80 lksh regalia but where to check

It gets auto assigned. Once you put your details, it’ll show you which card according to them are you eligible for.

 

[dk619]

Yes, I have checked it online and it shows an FD Card. It used to show millenia few months back, disappointed that the wealth or select is not showing up. During this wait I got SC Ult and Magnus. My cibil is 787, will wait and see.

Same here, even for me, it was showing an FD card.
I have ICICI Platinum, HDFC Regalia, and Axis Magnus all above the 6L limit, and CIBIL 783.

Customer care has the audacity to call and ask me to create an FD to get a secured card.

 

[vikasr94]

I was in the same boat.... When I applied via website, it was only showing IDFC Select Card. Went to bank, asked for wealth etc, but nothing really worked out. I didnt want to take select and use it for some time and then get the update.

I upgraded the account to wealth banking. Shifting some money from Axis to IDFC. Once I got onto wealth banking, IDFC Wealth card started showing with 3X more credit limit than select.

How much time did it take for you to get Wealth ?
I got my account upgraded to wealth last month and maintaining 15L balance.

 

[ashishsinghi]

Online, earlier i used to get select LTF but i wasnt interested in it. Tried again this week, just for the heck of it and voila, Wealth was showing up! 😀an

Online, earlier i used to get select LTF but i wasnt interested in it. Tried again this week, just for the heck of it and voila, Wealth was showing up! 😀

Did you use to cancel the select application every time or use to just leave the page as it is .Even i am getting select variant but not at all interested in that

 

[CardSeeker]

Did you use to cancel the select application every time or use to just leave the page as it is .Even i am getting select variant but not at all interested in that

same doubt