Eligiblity for IDFC wealth credit card

[Gangadhar]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

 

[R!ppEr]

So, let’s say I have a 2 months old Magnus with 4 lakhs limit. I’ll probably get IDFC First Wealth cc?

should get it!

 

[Pravnz]

So, let’s say I have a 2 months old Magnus with 4 lakhs limit. I’ll probably get IDFC First Wealth cc?

Not necessarily, I have seen several posts mentioning that even with 8L+ limit and/or with 780+ Cibil were offered 'Select' variant only. I believe apart from the above mentioned criteria they also weigh-in whether you are salaried or business person and even the company you work for (like tiered list for AU CC)

 

[anirban.choudhuryanirban.choudhury is verified member.]

Not necessarily, I have seen several posts mentioning that even with 8L+ limit and/or with 780+ Cibil were offered 'Select' variant only. I believe apart from the above mentioned criteria they also weigh-in whether you are salaried or business person and even the company you work for (like tiered list for AU CC)

Yeah
I have been offered a select card on c2c with 2.14 lakh limit against my icici Sapphiro 23.7 lakhs limit 😀

 

[gurubhai]

Yeah
I have been offered a select card on c2c with 2.14 lakh limit against my icici Sapphiro 23.7 lakhs limit 😀

Did you apply online or offline?
I got select too with my 3L+ sapphiro limit.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Did you apply online or offline?
I got select too with my 3L+ sapphiro limit.

Online

 

[suhailmz]

One of my friend just received his wealth card. While applying, he used his Amex MRCC card which is I believe 4-5 years old & credit limit is 4.5 Lakh.

 

[gurubhai]

Online

Man.. 23.7L limit and still getting Select is sad 🙁
I didn't accept it and I am thinking to apply later again someday. As Select is a mediocre card, I won't be be using it anyway at all.

 

[Vickymaster1010]

but

1. Nope everything was online no connect with anyone apart from vkyc
2. it was a couple of months old

but when i am applying onlline it directly shows me millenia how to get wealth or sleect card option?

 

[Vickymaster1010]

onlin

Applied Online Bro

online drctly gvng me option of millenia i have magnus with 5 laksh limit still getting milelnia any help?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Man.. 23.7L limit and still getting Select is sad 🙁
I didn't accept it and I am thinking to apply later again someday. As Select is a mediocre card, I won't be be using it anyway at all.

Yeah
But I feel select is ok for me , for those railway lounge access , I already have unlimited domestic and international lounge accesses on Eterna and Magnus respectively . I didn’t find much benefits on wealth over and above select .
Anyways I spoke to customer care for an upgrade and they said only after 3 bills , I can place a upgrade request.
But now I m just thinking whether I should really upgrade or not

 

[roshancc]

I wrote a mail to IDFC "upgrade me with Wealth CC or I terminate Account of entire Family Group with high NVR" 🤣

 

[karanssh]

you can ask them to remove the cibil hits. They will approve it in 2-3 weeks and will remove it in 1 week after confirmation. I just removed 4 IDFC inquiries last month

can you please share how you did it?
I just got IDFC select on C2C basis, my card has 8L limit since last 2 years

 

[gurubhai]

I wrote a mail to IDFC "upgrade me with Wealth CC or I terminate Account of entire Family Group with high NVR" 🤣

What was outcome of your email?

I just got IDFC select on C2C basis, my card has 8L limit since last 2 years

As you are not getting it even with 8L limit, I think there must be some other criteria as well which we are not aware off :|

 

[Credit raja]

What was outcome of your email?

As you are not getting it even with 8L limit, I think there must be some other criteria as well which we are not aware off :|

Age of Credit History of credit card which you are entering for C2C basis.

 

[gurubhai]

Age of Credit History of credit card which you are entering for C2C basis.

Any idea how much age of credit history needed.. if we suffice 4L+ limit on existing cc?

 

[Credit raja]

Any idea how much age of credit history needed.. if we suffice 4L+ limit on existing cc?

Try Applying 5 yrs or older card with credit limit more than 4 Lac.

 

[anirban.choudhuryanirban.choudhury is verified member.]

What was outcome of your email?

As you are not getting it even with 8L limit, I think there must be some other criteria as well which we are not aware off :|

I didn’t get wealth even with 23.7 lakhs limit on my icici card 😀

Was offered select

 

[Vickymaster1010]

need idfc select credit card i have magnus , any agent?

 

[Vickymaster1010]

can you please share how you did it?
I just got IDFC select on C2C basis, my card has 8L limit since last 2 years

please share agent number

 

[anirban.choudhuryanirban.choudhury is verified member.]

need idfc select credit card i have magnus , any agent?

Idfc cards are issued only through online . I don’t think any agent would be able to help you on that