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Faced the consequences of card closure LTF trick in HDFC
- Thread starter jaithalal
- Start date
#aniket
TF Ace
It's mentioned that you will receive a call from the bank shorty that's why.
Also, cancelled card can be reactivated again, can't it?
akshayhs
TF Ace
Please helpany way to get it back
D₹V
TF Prestige
Nahi, upar kisine bola ki samjhaya tha
.Also kisi bhi HDFC pe thread pe closure ka dhamki deke LTF nahi karwaya hai kisine
.Just request for LTF & they do if eligible.
True.
But if the op was so patient the whole mess wouldn't happen.
If a person can spend 1 lakh then there is no fee anyway. What's the problem with paying 500 per year? It's a tiny amount compared to the benefits you can get with the card. Surely a person would get at least that much cashback in a year which makes the card free. Why wait for over a year for a card that you are not planning on using and for which you are unwilling to pay even 500 per year? The era of LTF is disappearing and rightly so. If you want some benefits then the bank is also entitled to some fee.
pprakash11
TF Prestige
Millenia is ₹1000+GST
#aniket
TF Ace
Yes bro, 3 mahine me karwane chala gaya bhai fees toh 1 saal ke baad leta hai na, tab tak wait karte toh achaa rehta, even reverse bhi hota hai in some cases.
Though ab toh galti ho gaye, ham log remedy bata sakte, bechara aur stressed ho jayega nahi toh.
Ok. Even that is reasonable. The person was aware of the fee and waiver threshold when he applied.
Theron
TF Premier
Now days, People hold more than 1 card for offers and all. Even 5 to 10 cards. I have 23 cards from almost all banks. mostly LTF. Its not possible to use all cards and waive off the annual fees for each and every card. I personally used this trick and made my Millenia LTF in last month.
#aniket
TF Ace
After how many months of usage? Or just after 3 months of delivery?
Theron
TF Premier
always try after at least 1 year and spending around waiver amount.
#aniket
TF Ace
Exactly but he made a mistake to use the trick just after 3 months.
Millniea is one good card with low reversal criteria
.
varun__goel_
TF Legend
Sunday manane ke liye thread mil gyi bhai logo
varun__goel_
TF Legend
Sabse phle to aapne ghabrana nhi haiView attachment 42131
I got the paid millennia hdfc card 3 months ago and after reading some users trick on this forum, I raised the request for card closure, I went ahead and mailed them to close my card as soon as possible if you are not making it ltf. But the opposite happened, they took my words seriously and without any confirmation or call or sms, they disabled my card completely.
Please helpMy 1500 amazon voucher is about to deliver this month
Mail padh to lo, it is temporarily blocked. You will receive a call, if they don't offer LTF then just ask them to revert the request.
Every bank is not Sarkari Bank of India(SBI)
