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Faced the consequences of card closure LTF trick in HDFC

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jaithalal said:
Calling them and ask for reactivation is one of the most embarrassing things. I cannot bear the burden of that awful feeling as i'll have to explain everything.

I've sent the mail for reconsidering my cancellation request and now waiting for their reply.
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I agree. But on call they will take request immediately for unblocking, no need to wait for their reply.
 
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Anon1 said:
Could you try for other banks also and let us know the result.

1. HDFC - failed
2. Axis?
3. SBI - works with 1year old and good spends
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Axis is ltf ( neo and my zone ). Will try with Airtel Axis in October month. I got the Airtel Axis card recently with 500 Amazon voucher.

Sbi made my cashback card ltf 2 months ago. I raised the card closure request through sbi app in the morning and got the call back from retention team within 1 hr.

Simply click is 3 months old and haven't made any transaction yet. Will try in October!

Icici issued me Amazon pay card in October month, then Platinum in November via twitter trick and pre- approved coral in December. All of them are LTF.

BoB premier card is ltf already

Kotak league Platinum is also ltf

PNB rupay Platinum is almost ltf ( if i made 1 transaction of ₹500 at least in one quarter ) i wasn't interested in this card but pnb employees sent the card without my consent.

I started my credit card journey recently.
 
Deepak_Shetty said:
I agree. But on call they will take request immediately for unblocking, no need to wait for their reply.
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Ohhhhh ohhh.... I never would have thought that calling them was the easiest thing.

Thanks for the suggestion, I'm going to call them right now. Will revert back to you with an update shortly.
 
jaithalal said:
Calling them and ask for reactivation is one of the most embarrassing things. I cannot bear the burden of that awful feeling as i'll have to explain everything.

I've sent the mail for reconsidering my cancellation request and now waiting for their reply.
Click to expand...
What’s embarrassing in that ? Just call and tell them that you have decided to cancel the card cancellation request and want to keep the card. They will do it. Aur ye sunne ke baad ab main bhi soch raha hu SBI card ke saath ye trick try karu ki nahi 😁
 
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Yes, it feels awkward and may be this behaviour can be recorded by the bank, but you have left with this option only if you want that card. Also, it would have been better to contact directly through phone call to make it fast and furious.

Keep us posted about the update.
jaithalal said:
Calling them and ask for reactivation is one of the most embarrassing things. I cannot bear the burden of that awful feeling as i'll have to explain everything.

I've sent the mail for reconsidering my cancellation request and now waiting for their reply.
Click to expand...
 
romilq said:
What’s embarrassing in that ? Just call and tell them that you have decided to cancel the card cancellation request and want to keep the card. They will do it. Aur ye sunne ke baad ab main bhi soch raha hu SBI card ke saath ye trick try karu ki nahi 😁
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Exactly bro! Card bhi bachana hai aur sharam bhi karna hai toh bas hogya khel khatam😂

Aap bhi 3 mahine me kar rahe ho kya?🤣
 
jaithalal said:
No no 5th month kay statement mey membership fees reflect ho jayeygi then uskay 2nd year mey annual fee waiver ka criteria applicable hoga. Hdfc say baat hue thi iss barey mey tabhi meney ltf ka request diya tha.

I'm extremely sorry itna greedy honey kay liyay. Sbi mey yay trick kam kiya toh I thought hdfc mey bhi kareyga. 😞
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Don't worry bro sab theek hoga, inta stress lene ka nahi 😃

Kya hogya sab pehle se sikh ke nahi aata, experience sikhta hai don't worry card activate ho jayega
 
Tejo said:
You should threaten like ....
I'm imperia customer plus i have 25 lakhs+ or crores networth with HDFC Bank & Securities. If you are not gonna Make My Credit Card LTF, I will close all the relationships.

In response - HDFC Says,
As the case is sensitive, we have upgraded the card to LTF.

Am I correct, @Guidence ???
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Ye badhiya tha guru 😂
 
jaithalal said:
View attachment 42131
I got the paid millennia hdfc card 3 months ago and after reading some users trick on this forum, I raised the request for card closure, I went ahead and mailed them to close my card as soon as possible if you are not making it ltf. But the opposite happened, they took my words seriously and without any confirmation or call or sms, they disabled my card completely.

Please help 🙏 any way to get it back it ? After waiting for 1 year and 4 months, I got this millennia card pre-approved through internet banking. I'm completely locked out😢 My 1500 amazon voucher is about to deliver this month
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Did you in your letter explicitly ask them to close the account?
 
#aniket said:
Firh dubra apply karte same trick with another retention team. May be work kar jata, but card pe bhi depend karta hai.
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Asking for reversal of annual charges is a better idea. Sometimes executives take it seriously and close the card. So reversal request is better option than threatening for LTF.
 
Anon1 said:
Could you try for other banks also and let us know the result.

1. HDFC - failed
2. Axis?
3. SBI - works with 1year old and good spends
Click to expand...
Axis will offer the useless card for LTF upon card clossure, Actually it depends on the agent who you are taking.
 
jaithalal said:
Axis is ltf ( neo and my zone ). Will try with Airtel Axis in October month. I got the Airtel Axis card recently with 500 Amazon voucher.

Sbi made my cashback card ltf 2 months ago. I raised the card closure request through sbi app in the morning and got the call back from retention team within 1 hr.

Simply click is 3 months old and haven't made any transaction yet. Will try in October!

Icici issued me Amazon pay card in October month, then Platinum in November via twitter trick and pre- approved coral in December. All of them are LTF.

BoB premier card is ltf already

Kotak league Platinum is also ltf

PNB rupay Platinum is almost ltf ( if i made 1 transaction of ₹500 at least in one quarter ) i wasn't interested in this card but pnb employees sent the card without my consent.

I started my credit card journey recently.
Click to expand...
Yes try for Airtel card
 
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