Deleted member 28936
TF Select
Finally did it from app. The mobile notification finally got loaded today.
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
Facing issues while upgrading my HDFC savings account to the Preferred Banking Program.
- Thread starter rvi1990
- Start date
-
- Tags
- hdfc account
How did you ask them for upgrade. My requests are just getting rejected and they take 7 days before giving any response!
Deleted member 28936
TF Select
Just an update - I requested for Imperia by phone notification but even after 1 week it showed preferred, I clicked on the offer link again and now after 2 days, its been upgraded to Imperia and the RM has changed too.
kumars_001
TF Premier
I too got an Email to upgrade to preferred banking. But nothing was mentioned about MAB. I guess this upgrade has some MAB right or it is zero MAB as it's salary account?
Deleted member 28936
TF Select
If you will click on the banner after upgrade or lets say if it says classic, the eligibility menu will state about the MAB but the variant is not downgraded that often. 2 quarters back my MAB was 14k and I got the mail about maintaining MAB after 2 quarters. The RM asked me to ignore the mail but I ignore my RM.
I guess the MAB reminder came cause my salary is not credited to HDFC now. However, its upto the RM for the upgrade/downgrade to happen (they can hold the account at lets say preferred even if you don't maintain 2 lakhs for a savings).
Edit: If you have a salary account and fulfill the salary criteria then you may have been given the upgrade but its hard to tell if you got cause of salary amount or the 1/2 lakh amount in the balance.
Classic: For Salaried Customer, Monthly net salary credit of Rs. 1 lakhs & above in HDFC Bank Corp Salary Account#
Preferred: For Salaried Customer, Monthly net salary credit of Rs. 1.5 lakhs & above in HDFC Bank Corp Salary Account#
Imperia: For Salaried Customer, Monthly net salary credit of Rs. 3 lakhs & above in HDFC Bank Corp Salary Account#
I wrote about my upgrade journey here
Basically it was a combination of a little persistance, a long relationship (and the implied thread to pull that)
techie_space
TF Buzz
Anyone got upgrade offer in October yet. I'm maintaining good balance in corporate salary account opened in July?
Don't wait for auto upgrade. 1st try with iva bot (it didn't work for me but has worked for others ). Else Ask rm/bm to manually upgrade. You can even mail cc.
techie_space
TF Buzz
RM is of no good. Any email id to send request?
You can mail at
support@hdfcbank.com or Preferredbanking@hdfcbank.com.
Or even mail md desk( but please don't.) 😅
AlphaNR
TF Buzz
Well, I reached out to HDFC to understand salary account benefits if I move my account from ICICI to HDFC but the RM did not offer anything more than a Wealth relationship and regalia credit card. In a year I do transactions worth 1cr using the account but HDFC has nothing more to offer.
doctoramar
TF Select
Reach out to the branch manager.Show him ur transactions briefly.
If he doesnt respond try another branch closeby.
If ur looking for a premium hdfc credit card its better u have an account with hdfc but not compulsory.
May i know what benefits u are looking for?
AlphaNR
TF Buzz
Most primarily, I am looking only for an Infinia card !!
MY brother has hdfc saving account since 4 years in which he got regalia cc since last 2 years.
Now he wants to close saving account and keep using Credit card only. But bank saying u cant close saving account alone now as card was issued on the basis of account. You have to close credit card also.
Is this the rule??? How to close account without closing credit card?
Now he wants to close saving account and keep using Credit card only. But bank saying u cant close saving account alone now as card was issued on the basis of account. You have to close credit card also.
Is this the rule??? How to close account without closing credit card?
Not true. Tell him to take out all the money. Then send a mail to customer care /cluster head mentioning he wants to close only the savings ac and keep the credit card active.
