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Facing issues while upgrading my HDFC savings account to the Preferred Banking Program.

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I have classic account with around 1.5L MAB. But suppose if I withdraw that amount and my balance goes below 1L, after how many days/months my account will be downgraded. I will be able to maintain the 1L MAB again but it will take around 2-3 months to reach that amount.
 
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tghige14 said:
I have classic account with around 1.5L MAB. But suppose if I withdraw that amount and my balance goes below 1L, after how many days/months my account will be downgraded. I will be able to maintain the 1L MAB again but it will take around 2-3 months to reach that amount.
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No worries your account won't be downgraded that easily
 
tghige14 said:
I have classic account with around 1.5L MAB. But suppose if I withdraw that amount and my balance goes below 1L, after how many days/months my account will be downgraded. I will be able to maintain the 1L MAB again but it will take around 2-3 months to reach that amount.
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Ask yourself what benefit are you really getting by staying in preferred over classic. In my case, I only didn't have a RM itself so I had upgraded. If you're not going to have to call the bank for any requests soon, don't worry about preferred status being downgraded.
 
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Ash8 said:
Ask yourself what benefit are you really getting by staying in preferred over classic. In my case, I only didn't have a RM itself so I had upgraded. If you're not going to have to call the bank for any requests soon, don't worry about preferred status being downgraded.
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I am not in Preferred. I am in Classic, so if it is downgraded, I won't be having RM. I have no use of RM as of now but maybe in near future will need their help in case I plan to get CC (Regalia Gold/DCP) for LTF.

Also Classic Does have some benefits over their basic 10K MAB or 25K MAB accounts. So don't want to go below Classic.
 
tghige14 said:
I am not in Preferred. I am in Classic, so if it is downgraded, I won't be having RM. I have no use of RM as of now but maybe in near future will need their help in case I plan to get CC (Regalia Gold/DCP) for LTF.

Also Classic Does have some benefits over their basic 10K MAB or 25K MAB accounts. So don't want to go below Classic.
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I m also classic but I see rm is assigned for me
 
tghige14 said:
I am not in Preferred. I am in Classic, so if it is downgraded, I won't be having RM. I have no use of RM as of now but maybe in near future will need their help in case I plan to get CC (Regalia Gold/DCP) for LTF.

Also Classic Does have some benefits over their basic 10K MAB or 25K MAB accounts. So don't want to go below Classic.
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RMs' job is get you invest, they won't, and to a certain degree can't, help you getting CCs if you're not already eligible for one.
 
Here's my experience. I have upgraded to Classic account. Got onoboarding mails too. After few days. The App UI was back to normal savings max account. May be RM has reversed it. And later on I didn't care much about it. 😂
 
This week only received my last onboarding mail. In conclusion I guess there is not much use of RMs, only benefits are LTF Platinum DC and some other charges waived of (not exactly sure). So I guess I can live without Classic for some time even if they downgrade my account to Savings Max or Standard.
 
John123 said:
Here's my experience. I have upgraded to Classic account. Got onoboarding mails too. After few days. The App UI was back to normal savings max account. May be RM has reversed it. And later on I didn't care much about it. 😂
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Download your statement and check

You might have been migrated to Vishesh banking
 
agrprashant said:
RMs' job is get you invest, they won't, and to a certain degree can't, help you getting CCs if you're not already eligible for one.
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My RM knows by now I won't buy any shitty products from him so he doesn't bother anymore. I also didn't go through him for credit card upgrade, found the grievance route much easier.
 
rvi1990 said:
Hello everyone,

I have an HDFC Bank account under the Classic Banking Programme. Last week, while checking the offers section in my net banking account, I received an invitation to the Preferred Banking Programme. However, when I click on the banner for this programme, I encounter an error (403 - Forbidden: Access is denied). I also tried from different browsers but did not work. Does anyone have a solution for this? as My RM is useless

Thank you.
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You can also try using twitter, tagging hdfc bank and hdfc bank care also does works sometimes. Good luck.
 
I am an imperia Customer since 5 years, i have not received any benefits for the same, even though they claim to provide free lockers but lockers are never available and has a huge waitlist, other than that a free platinum debit card, RM are useless and just a salesman with zero knowledge on their own products and keep bothering at odd times to buy insurance.
 
John123 said:
Here's my experience. I have upgraded to Classic account. Got onoboarding mails too. After few days. The App UI was back to normal savings max account. May be RM has reversed it. And later on I didn't care much about it. 😂
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Is your branch in semi urban area. They call the program "vishesh" instead of classic. The UI reverts from classic to savings max account but all benefits of classic remain intact. In your statement next to your account number "vishesh" would be mentioned. I too faced the same issue and then got to know about this.
 
Dark Knight said:
Is your branch in semi urban area. They call the program "vishesh" instead of classic. The UI reverts from classic to savings max account but all benefits of classic remain intact. In your statement next to your account number "vishesh" would be mentioned. I too faced the same issue and then got to know about this.
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You're correct. Thanks!
 
I am getting this when I click on imperia upgrade button.
1722529989026.webp

and I dont want to reach my RM. He is as stupid as my 10 year old cousin ki bhaiya toffee ko paise de do but paani ni dunga.
 
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