Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[hks789]

Did you get any sms or email confirmation?

Nope. Vkyc agent said it will be activated in 24hrs.

 

[Shrinit Padwal]

I was able to complete application and video kyc. Celesta card with ₹5 L limit is approved.. but no confirmation on email or sms. Anyone got any confirmation?

My cibil is 806, salaried employee.. my company was in the drop-down list. I had one cibil enquiry per month for the last 6 months.

Do you already have any other bank cc which has a 5L limit reported in CIBIL?

 

[S.Bewoor]

I just applied from the above link, gave the PAN ,DOB, ADHAR NO, ADRESS VERIFIED,ANNUAL INCOME ,PROFESSION etc were asked,then bank statement was asked. I uploaded everything, then no confirmation/sms neither email. thinking I may receive some message later.

 

[lhgeek]

Do you already have any other bank cc which has a 5L limit reported in CIBIL?

Yes. Multiple Credit Cards with more than 5L
One with 14L, two with 10L and two with 5L

 

[gowthamselvam]

Done. Card approved.

Congratulations !!

 

[Sagar]

I applied for the Federal card today. they offered me the Celesta visa card with 674K limit. during the VKYC I asked them to confirm if it is LTF or not and they asked me to reach out to customer care. Post VKYC I received a call from the bank and they confirmed that all cards are LTF now.

 

[gowthamselvam]

please suggest

Same issue...but received call from customer care, that it is being processed.

 

[pprakash11]

To all those, who received "No offers available", CIBIL inquiry is done or not ?

Those who have subcsription/ fetched cibil report after applying, pls update.

 

[hks789]

To all those, who received "No offers available", CIBIL inquiry is done or not ?

Those who have subcsription/ fetched cibil report after applying, pls update.

Yes there is CIBIL hit but only once.
I tried to apply 2-3 times

 

[kushhh]

Is this card worth taking ? Which one is best

 

[pprakash11]

Yes there is CIBIL hit but only once.
I tried to apply 2-3 times

but urs got approved, right ?

 

[hks789]

but urs got approved, right ?

Mine was rejected. I used one of my family member's PAN to get it approved

 

[pprakash11]

Mine was rejected. I used one of my family member's PAN to get it approved

So yours also CIBIL hit was there, in your rejected case ?

 

[hks789]

Is this card worth taking ? Which one is best

Federal has good instant discount offers in booking websites. Also, if you can get the signet rupay version, thats added bonus.
Card is now LTF too.
But the problem is that there is no way to choose the card variant. They are auto assigning Higher variants 🙁


@pprakash11 Yes

 

[cardcollector]

I was able to complete application and video kyc. Celesta card with ₹5 L limit is approved.. but no confirmation on email or sms. Anyone got any confirmation?

My cibil is 806, salaried employee.. my company was in the drop-down list. I had one cibil enquiry per month for the last 6 months.

did you upload salary slip?

 

[BigdeBigde is verified member.]

I am disappointed to see no offer for me. Already have a Co-branded One card with them and this might be a reason why they refused to provide me this upgrade. Does anyone no how we can change the banking partner for One Card?

 

[D₹V]

Great find on the new LTF. Was it a coincidence that you stumbled on the website post midnight for an offer launched today itself or you must be on the credit card team to know about such an offer in its infancy that even customer care representatives were unaware of this offer.

Kudos on a great share.

Thanks.

I was OMW to find & make the list of RuPay Credit Cards which offered LTF or Non-LTF.

But this came in the way & shared about it ♥️.

 

[lhgeek]

did you upload salary slip?

No

 

[kushhh]

It's showing that" Spend more than ₹20,000/- within first 3 Months and get the AMC of ₹1,500/- waived off for the first year. AMC for the next year will be waived off if the total spends exceed ₹1,50,000/- in the current year."

What do I do now

 

[D₹V]

It's showing that" Spend more than ₹20,000/- within first 3 Months and get the AMC of ₹1,500/- waived off for the first year. AMC for the next year will be waived off if the total spends exceed ₹1,50,000/- in the current year."

What do I do now

It's LTF bro, don't worry.