Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[zaid_2913]

2 of my colleagues got no offer available after ekyc and personal and work details shared, both have CIBIL subscription. No CIBIL hit even after 2 hours.

 

[pprakash11]

Check your CIBIL score for free here.

Axis Bank Free monthly CIBIL Score website started working again

Official Axis Bank CIBIL website to refresh CIBIL score once in a month. Check your CIBIL score for FREE. Website Link: https://myscore.cibil.com/CreditView/dashboard.page?enterprise=AXIS

www.technofino.in

Okay. Thanks.

Figuring out whether to apply or not.
In March only 4 inquires are there. SCB, AU, IDFC , INDUSIND.

 

[pprakash11]

2 of my colleagues got no offer available after ekyc and personal and work details shared, both have CIBIL subscription. No CIBIL hit even after 2 hours.

I see. At least no cibil inquiry for jo offer.

 

[Dragon_slayer]

Got the message no offers available. 😡

 

[maverick]

Please clarify those who got approval shared bank statement?

 

[xiddy]

Same issue...but received call from customer care, that it is being processed.

You got a call after getting the no offer message?

 

[kushhh]

Please clarify those who got approval shared bank statement?

I didn't share

 

[noob69]

No offer available :/

 

[falcon007]

Although ITR is not marked as compulsory, it is showing 'ITR Statement not submitted' when clicked on Submit button after uploading Bank Statement.

 

[D₹V]

Although ITR is not marked as compulsory, it is showing 'ITR Statement not submitted' when clicked on Submit button after uploading Bank Statement.

Sad bro

 

[D₹V]

After all, I also applied just now & my location isn't serviceable 😅 but website was smooth 🔥😎.

Hopefully will get in future.

 

[hks789]

Did you get any sms or email conconfirmation

Try logging in to FedMobile app, it will show virtual card

 

[pprakash11]

After all, I also applied just now & my location isn't serviceable 😅 but website was smooth 🔥😎.

Hopefully will get in future.

Kolkata must be serviceable right ?
Btw what was ur city, if u don't mind.

 

[MOhit __]

My CIBIL is 749 now, shall i apply or wait? 🙁

 

[lhgeek]

Try logging in to FedMobile app, it will show virtual card

My app is not able to complete SMS verification for some reason.
Will try again later and check

 

[jainsuk]

No offer available!!! Not sure what's the criteria 😢

 

[Gorillaz]

Fi is under Fintech partnership with Federal Bank. A Fi account number is actually Federal Bank account number and that is the reason for an instant card approval (with a decent credit score of course).

Yeah I agree with you. That was the reason why VKYC wasn’t done.

 

[Gorillaz]

maybe you have any existing relation in their records otherwise they will atleast ask for VKYC if not documents, For me also they issued after pan but already have account with them.

Right. I have a Fi account which backed by Federal bank.

 

[Gorillaz]

Got no offers available. Already have a Fi account and Cibil 791.

It’s not just limited to Cibil and pan. There are many permutations and combinations at the backend which decides whether you’ll get the card or not. It’s something which nobody can decode tbh. Amex approved my card without asking for any details but AU bank rejected it citing internal conditions.

 

[Andy1]

anyone who first got no offer but finally succeeded?