Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[vn_1]

those buggers at federal bank took my 3 months account statement and then showed 'no offers available'. they could have said that before also.

What is worse? No offers after taking away bank statement or no serviceability after taking away every data point of yours?🙃🤭

 

[mgforce]

I was able to apply for a family member who has just one credit card with 790+ CIBIL

Got Celesta with 5L as Limit. VKYC will be done tomorrow.

VKYC done just now.

Strangely no sms or email received since the application. Where to check status?

 

[bossman]

I think only those who received "No offers available" due to pincode non-serviceability are getting a call from Federal bank customer care & still have chance of getting the card.

 

[WandereR]

Anyone got the card approved without a Federal bank branch in your city?

 

[zaid_2913]

I think only those who received "No offers available" due to pincode non-serviceability are getting a call from Federal bank customer care & still have chance of getting the card.

Yes my collegues also received call today

 

[dvprasanth]

I've applied & I'm able to see celesta card offered with limit of 5 Lacs. But, at the bottom of the page it still mentions as.

Spend more than ₹30,000/- within first 3 Months and get the AMC of ₹3,000/- waived off for the first year. AMC for the next year will be waived off if the total spends exceed ₹3,00,000/- in the current year.​

Federal bank site however mentions -Not applicable for customers onboarded with effect from 3rd April 2023. Hopefully the card is LTF.

 

[vn_1]

Yes my collegues also received call today

What did they say on call?

 

[surajvg]

Logged in to their portal. Gave PAN and phone number. Was pre-approved for Imperio variant (Don't know visa or mastercard) with a limit of 2 L. It didn't ask me any document.

P.S: I have a Fi account which is tied to Federal bank. I feel that could be the reason for this quick approval.

 

[yolofino]

I specifically asked them about OneCard Federal credit card, they replied this -

We regret to inform you that as currently there is no option to hold a Federal bank one card and a organic Federal bank credit card together, due to which the request gets declined automatically.

 

[surajvg]

I am having Jupiter Account with Federal Bank saving account will that work ?

it will work as i have Fi and got it approved instantly.

 

[zaid_2913]

What did they say on call?

They are trying to figure out what is the issue, they are not aware of anything. Finally he said he will get back after checking the details

 

[mgforce]

Applied for me, got Imperio with a limit of 2L . Highest limit on CIBIL is 15L, Sal 45L +
For my wife, got Celest with 5L limit.
vkyc is done for both, don't know about the status of card/application.

Hi - did you get any sms or email? I applied yesterday, got Celest. Today did KYC.

But not even an email or sms from Federal Bank.

@souvikdey2002 - any insights?

 

[prc1990]

I specifically asked them about OneCard Federal credit card, they replied this -

We regret to inform you that as currently there is no option to hold a Federal bank one card and a organic Federal bank credit card together, due to which the request gets declined automatically.

Fed bank ne One Card chipka deke ab cheating kar raha 😁😁.

 

[hks789]

Hi - did you get any sms or email? I applied yesterday, got Celest. Today did KYC.

But not even an email or sms from Federal Bank.

@souvikdey2002 - any insights?

Login to Fedmobile app. You can see and manage virtual card

 

[mgforce]

Login to Fedmobile app. You can see and manage virtual card

I tried that, it says no. not registered at top of the app. This is after sending sms etc

 

[hks789]

I tried that, it says no. not registered at top of the app. This is after sending sms etc

They are still completing the procedures. Although I can login, except for my PAN, the rest of the details are junk. The name is displayed as ABC; no email.
There is another cooling-off period for setting the card PIN. Since email is empty, My online transactions are failing(No email associated error is shown)
Wait a couple of days and try again.

 

[mgforce]

They are still completing the procedures. Although I can login, except for my PAN, the rest of the details are junk. The name is displayed as ABC; no email.
There is another cooling-off period for setting the card PIN. Since email is empty, My online transactions are failing(No email associated error is shown)
Wait a couple of days and try again.

Yes, will do so.

Did you get any email or sms since the time you initiated process of application? In terms like application reference no. or say card approved etc?

 

[pprakash11]

Is there any option of entering Current Residential Address Pincode, state, city or is it directly fetching from AADHAR ?

 

[hks789]

Yes, will do so.

Did you get any email or sms since the time you initiated process of application? In terms like application reference no. or say card approved etc?

Nothing related to application 😅. I got a few SMSes after I updated transaction limits. Also received another one for card Insurance today evening.

 

[hks789]

Is there any option of entering Current Residential Address Pincode, state, city or is it directly fetching from AADHAR ?

If you are new to bank customer, you have more fields to add - current address, income etc.
But for existing users, there is no option to add current address or income.