Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[prc1990]

One Card (in association with Fed bank) holders cry at the corner 🥲😢.

 

[Oscar]

Tons of no offer/rejection.. I haven't seen such fast rejection in such a short time to so many of us. ltf card and rupay goes hand in hand within my community.

I have the same message 'No offer...', but later in the evening, received a call from Federal bank and they informed that it is a technical issue and many of them got the same message. They asked me to reapply after two weeks.

 

[onetwo]

Looks like my application glitched out. Got instant approval, selected signet but no variant selection anywhere, confirmed address, virtual card generated screen. Received "card issued, dispatch soon" SMS and email with info on card (Visa Signet (argh!), MITC attached seems old, mentions AMC/Joining). Also, the virtual card is not yet visible on FedMobile - "card not found". Hoping there's some way to try to get it changed to RuPay network. Will confirm LTF status with support once virtual card is visible. 😖

Edit: Virtual card visible after I enabled transaction mode on FedMobile.

 

[pprakash11]

Is there any option of entering Current Residential Address Pincode, state, city or is it directly fetching from AADHAR ?

.

 

[onetwo]

.

Yes, on address confirmation page, you will get option to enter address for card delivery.

But for existing users, there is no option to add current address or income.

I was given three options to pick: Communication address, Permanent address, Enter new address for card delivery

 

[pprakash11]

If you are new to bank customer, you have more fields to add - current address, income etc.
But for existing users, there is no option to add current address or income.

I already hold Fi Money & Jupiter Account, already ETB customer.

Might be picking up the permanent address and then might face rejection.

 

[Dexter]

it will work as i have Fi and got it approved instantly.

I have jupiter and Fi account, no federal onecard, 772 Cibil, still rejected

 

[dataengineer]

I got the Celesta variant with a 5L limit even when I had five inquiries in the last two weeks in Cibil, and none of my cards have that much limit.
I have completed the vKYC. Where can I see the card number? I am new to the bank.

 

[dvprasanth]

They are still completing the procedures. Although I can login, except for my PAN, the rest of the details are junk. The name is displayed as ABC; no email.
There is another cooling-off period for setting the card PIN. Since email is empty, My online transactions are failing(No email associated error is shown)
Wait a couple of days and try again.

I had applied for celest yesterday and completed KYC today. I'm not able to login in Febmobile, as it says number not registered. Could you pls share details on how you were able to login ?

 

[hks789]

I had applied for celest yesterday and completed KYC today. I'm not able to login in Febmobile, as it says number not registered. Could you pls share details on how you were able to login ?

When I entered the phone number and verified it through SMS, There was a screen that was showing like "We found a credit card associated with your number, Two options 1. Login with card details, 2. Login with video verification"

I used second option to take selfie video and I was able to log in.

 

[hks789]

Yes, on address confirmation page, you will get option to enter address for card delivery.



I was given three options to pick: Communication address, Permanent address, Enter new address for card delivery

Op wanted something before card approval to avoid pin code related rejections.

 

[Gorillaz]

Looks like my application glitched out. Got instant approval, selected signet but no variant selection anywhere, confirmed address, virtual card generated screen. Received "card issued, dispatch soon" SMS and email with info on card (Visa Signet (argh!), MITC attached seems old, mentions AMC/Joining). Also, the virtual card is not yet visible on FedMobile - "card not found". Hoping there's some way to try to get it changed to RuPay network. Will confirm LTF status with support once virtual card is visible. 😖

Just call the customer support to confirm. Same thing happened with me and the CS said my card has been approved and I’ll have it within 7 business days

 

[Gorillaz]

When I entered the phone number and verified it through SMS, There was a screen that was showing like "We found a credit card associated with your number, Two options 1. Login with card details, 2. Login with video verification"

I used second option to take selfie video and I was able to log in.

I’m just getting one option which is to enter the account number. CS says this has to do with iOS app. On android it should work fine. Is it so?

 

[meetprj]

Looks like my application glitched out. Got instant approval, selected signet but no variant selection anywhere, confirmed address, virtual card generated screen. Received "card issued, dispatch soon" SMS and email with info on card (Visa Signet (argh!), MITC attached seems old, mentions AMC/Joining). Also, the virtual card is not yet visible on FedMobile - "card not found". Hoping there's some way to try to get it changed to RuPay network. Will confirm LTF status with support once virtual card is visible. 😖

Did you get SMS and email from the bank? I did VKYC on 3rd itself and no update till now.

 

[onetwo]

Did you get SMS and email from the bank? I did VKYC on 3rd itself and no update till now.

Yes, I received card issuance SMS and email with card info (variant, limit) and application form pdf almost immediately. But I didn't have to do any VKYC (pre-existing customer of Federal Bank).

Just call the customer support to confirm. Same thing happened with me and the CS said my card has been approved and I’ll have it within 7 business days

Will do to confirm LTF.

Anybody knows of any instance where Federal were willing to let you change variant after issuance?

 

[Gorillaz]

Yes, I received card issuance SMS and email with card info (variant, limit) and application form pdf almost immediately. But I didn't have to do any VKYC (pre-existing customer of Federal Bank).


Will do to confirm LTF.

Anybody knows of any instance where Federal were willing to let you change variant after issuance?

They confirmed over call that the card is LTF. I did not ask for changing the variant as Celesta has visa and Mastercard only.

 

[wolfdalalstreet]

View attachment 13378

Ducking morons made a CIBIL Inquiry and I received a notification now after two days ! Khaya piya kuch nahi, glass todaa baaraah aana !

 

[jainsuk]

Looks like they are collecting data to spam with loan messages and calls 🤣

 

[iamabhisekagar]

What is the cooling period from previous application for CC in Federal Bank?

 

[sharma]

I had applied for celest yesterday and completed KYC today. I'm not able to login in Febmobile, as it says number not registered. Could you pls share details on how you were able to login ?

What is your cibil score and how many enquiries in last six month