Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[silly_putty]

No offer available!!! Not sure what's the criteria 😢

Just applied and got to know that only above 21 are eligible for unsecured cards. Got an unnecessary cibil hit 🙁

 

[Gorillaz]

I think Jupiter account holders are not eligible for this card.

I have both Jupiter and Fi and I got Celesta card. So that shouldn’t be an issue.

 

[MS R]

It didn't ask anything. I just logged with mobile number and OTP. Asked for PAN Number and date of birth. That's all when I submitted it showed I am approved for Celesta with 10 Lakhs limit, I confirmed the address it shown at last page. That's all. I had one Federal, Fi, Jupiter account with them and all are closed not sure if it what was relevant.

other card higest limit & cibil score???

 

[Gorillaz]

I have both Jupiter & Fi account and I got no offers available with no cibil hit but my friends imperio card got approved on the same pin code. He has recently closed his jupiter account. I thought having Jupiter account might be the reason for no offers. btw My cibil has multiple enquiries in the last 3 months, this might be the reason for no offers but they haven't done hard enquiry in my cibil yet.

I guess multiple enquiries are to be blamed here. Having a Jupiter or Fi account should infact help in getting a card with no VKYC

You were pre approved anyway 😉, that's why got instantly.

This is exactly what happened with me

 

[Strange]

I guess multiple enquiries are to be blamed here. Having a Jupiter or Fi account should infact help in getting a card with no VKYC

How did they find out about multiple enquiries without doing hard enquiry in my CIBIL? Are they doing soft enquiry first?

 

[venky2607]

When I'm trying to apply for Visa Celesta after entering my PAN and DOB, it shows No valid offers found. Can someone help?

 

[pprakash11]

When I'm trying to apply for Visa Celesta after entering my PAN and DOB, it shows no offer. Can someone help?

No body will help. Everyone is getting same.

 

[venky2607]

No body will help. Everyone is getting same.

Any reason?

 

[zaid_2913]

Any reason?

You are not on their pre approved list. Most of the people getting same response.

 

[pprakash11]

Any reason?

More number of inquiries in past 3-6 months.
Area Pin code not serviceable.

 

[Seth]

I got this card with Jupiter only.


Nothing is required to be mentioned. It automatically checks from CIBIL

Have you applied from net banking?
Which steps you have done to apply?

 

[Strange]

Have you applied from net banking?
Which steps you have done to apply?

netbanking opens the same apply link.

 

[Gorillaz]

How did they find out about multiple enquiries without doing hard enquiry in my CIBIL? Are they doing soft enquiry first?

As far as I know they are doing a hard check. It’s just that you’ll see the entry little later as there is a delay from the banks end in updating it. In case it’s not then boy you are lucky lol.

 

[D₹V]

As far as I know they are doing a hard check. It’s just that you’ll see the entry little later as there is a delay from the banks end in updating it. In case it’s not then boy you are lucky lol.

For many It didn't bro, even me.

If you get non serviceable or no offers error in 1st step then you won't get enquiry.

If it's after 3rd step then it'll put enquiry in CIBIL.

For many it shows no offers in 1st steps, which is bug 🐛 & they'll call you after that. And for no serviceable area no solution.

And if someone get no offers in last step means he doesn't fit into their automated application criteria & application declined.

 

[D₹V]

Just applied and got to know that only above 21 are eligible for unsecured cards. Got an unnecessary cibil hit 🙁

There was no min. age mentioned on site.

Thanks for confirming 😉, do you have any screenshot?

 

[silly_putty]

There was no min. age mentioned on site.

Thanks for confirming 😉, do you have any screenshot?

For some reason, its way below on the website.

 

[BigdeBigde is verified member.]

This is what the official stand of Federal bank is, if you are already a co-branded card holder.

 

[PavanPavan is verified member.]

For me it's showing no offers 🙁

 

[Gorillaz]

For many It didn't bro, even me.

If you get non serviceable or no offers error in 1st step then you won't get enquiry.

If it's after 3rd step then it'll put enquiry in CIBIL.

For many it shows no offers in 1st steps, which is bug 🐛 & they'll call you after that. And for no serviceable area no solution.

And if someone get no offers in last step means he doesn't fit into their automated application criteria & application declined.

Well, that’s good to hear and honestly this is how CIBIL enquiries should work ideally. I have seen many including folks in this forum whose CIBIL got hit after entering the PAN details. But again I agree with your statement bro

 

[surajvg]

I just got a call from the federal bank support as I was not able to access my card on the app. This issue is for folks like me who are using an iPhone and have an account with Fi. So for now you won’t be able to access your card on their app. The work around is simple.

1. Go to their website
2. Click on net banking
3. Select sign up
4. Use your Fi account details
5. Sent transaction plus view function (the first option)
6. Create a transaction password along with regular sign in password just like we do on SBI
7. Once you’ve logged in, select credit card and voila you’ll be able to view and manage your card from there.

Have fun!!

Thank You man ! I got the card and was not able to access in the app. I have Fi on ios. Your thread helped me and got access to net banking and credit card. 🤝