Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[surajvg]

Anyone with Jupiter & FI account or only Jupiter got this card?

Many got it, provided you have a relationship for some time. Have some transactions. You will easily get.

 

[Strange]

Many got it, provided you have a relationship for some time. Have some transactions. You will easily get.

My friend didn't maintain any balance in his Fi/Jupiter account but still got Imperio card.

 

[Seth]

I opened federal net banking via jupitar account, seems they started allowing now.

If I apply from there what is approval chance , my cibil 765 currently and have axis , sbi cc

So I'm good to go?
My Jupiter account is just 7 days old though.

Many got it, provided you have a relationship for some time. Have some transactions. You will easily get.

My friend didn't maintain any balance in his Fi/Jupiter account but still got Imperio card.

 

[Strange]

So I'm good to go?
My Jupiter account is just 7 days old though.

someone mentioned in this thread that your federal account needs to more than 6 months old to become eligible for pre approved credit card offer.

 

[Gorillaz]

Thank You man ! I got the card and was not able to access in the app. I have Fi on ios. Your thread helped me and got access to net banking and credit card. 🤝

Man I had to write several emails and call them many times to get this resolved. I decided that I will write the steps so that my friends here won’t have to suffer haha 😂 I’m glad it helped you. Cheers bro

 

[Seth]

someone mentioned in this thread that your federal account needs to more than 6 months old to become eligible for pre approved credit card offer.

Okay noted👍

 

[Andy1]

Requesting everyone whose federal Bank card was approved recently to kindly vote on the thread attached so people may get clear picture about application.

Vote if your LTF federal Bank credit card approved

Kindly vote if your federal Bank credit card approved,What relationship you had before applying for Federal Bank LTF credit card?

www.technofino.in

 

[punrziq]

This is what the official stand of Federal bank is, if you are already a co-branded card holder.
View attachment 14316

What if we close the co-branded card, did you ask?

 

[surajvg]

My friend didn't maintain any balance in his Fi/Jupiter account but still got Imperio card.

surprising. difficult to analyse the algorithms and internal factors which federal uses to give credit card and credit limit.

 

[Seth]

Requesting everyone whose federal Bank card was approved recently to kindly vote on the thread attached so people may get clear picture about application.

Vote if your LTF federal Bank credit card approved

Kindly vote if your federal Bank credit card approved,What relationship you had before applying for Federal Bank LTF credit card?

www.technofino.in

30 votes and majority not got eventhough having account or not.
Approvel chances are 20% approx can say

 

[Strange]

surprising. difficult to analyse the algorithms and internal factors which federal uses to give credit card and credit limit.

We live in the same pin code but no offers available for me without doing any hard enquiry in my CIBIL.

 

[avis_]

Even I got the same 😕

 

[jack333]

More number of inquiries in past 3-6 months.
Area Pin code not serviceable.

I think it's due to enquiries only 🤣

 

[drshenoy]

indusind or federal bank?

 

[pprakash11]

I think it's due to enquiries only 🤣

Yeah, for me also same "No offers". 🤭

indusind or federal bank?

Federal

 

[drshenoy]

Federal

i got it approved as soon as applied, probably I have a SB acc in federal. i am still waiting for the CC, though it already appeared within 5 min in the federal app

 

[jack333]

Yeah, for me also same "No offers". 🤭

Same here. I have 12 enquiries in last 3 months 🤣

 

[BigdeBigde is verified member.]

What if we close the co-branded card, did you ask?

I am done running after banks, already hold more than 20 cards from different banks and now don't put much effort to get another card. If the bank is interested they can always come running after me otherwise I am content with what I have. Checked with Federal bank, since I already have a co-branded card with them so they denied, so be it I will give my business to some other bank. Nowadays even bank like HDFC has changed their policies and now offering two cards easily, the FOMO of Federal bank wouldn't last long, they will also come after the customer to give their cards.

 

[Seth]

I am done running after banks, already hold more than 20 cards from different banks and now don't put much effort to get another card. If the bank is interested they can always come running after me otherwise I am content with what I have. Checked with Federal bank, since I already have a co-branded card with them so they denied, so be it I will give my business to some other bank. Nowadays even bank like HDFC has changed their policies and now offering two cards easily, the FOMO of Federal bank wouldn't last long, they will also come after the customer to give their cards.

Yeah definitely , Credit card business is lucrative and highly scalable in our country.
Bank are not doing charity by giving us cashback they just fishing people this way and earn hefty interest from them and heavy transection fees from merchant , in short sab bank chor he 🙂😂

 

[punrziq]

Yeah definitely , Credit card business is lucrative and highly scalable in our country.
Bank are not doing charity by giving us cashback they just fishing people this way and earn hefty interest from them and heavy transection fees from merchant , in short sab bank chor he 🙂😂

Yeah, suddenly in last 2 years all banks have started credit card business.