Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[hellobois]

i think employees yet to know about ltf offer, same happend with standard chartered

Yes. MITC says it's lifetime free. Customer care agent says it's not. It's better to wait for sometime for clarity. Moreover the card offers nothing attractive.

 

[hellobois]

Yes. They woke up in the morning and came to office. Not aware of the changes effective from today. 🤣🤣

MITC clearly mention, not applicable to card applied after 03April23. Agent may not be aware

Credit Cards MITC

www.federalbank.co.in

 

[card_enthusiast]

Every time I apply, its displaying no offers available. 😐😐. Any reason?

Do you have Fi Account , that may might be the reason.... Will proceed further only if you have Federal Bank Account or NTB customer....

 

[Tarun239]

showing no offers for me as well, got unnecessary cibil inquiry

 

[Gorillaz]

Do you have Fi Account , that may might be the reason.... Will proceed further only if you have Federal Bank Account or NTB customer....

It’s a myth. I hold a Fi account and my card was approved with a decent credit limit.

 

[CardSeeker]

It’s a myth. I hold a Fi account and my card was approved with a decent credit limit.

u uploaded bank statement ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Yes. MITC says it's lifetime free. Customer care agent says it's not. It's better to wait for sometime for clarity. Moreover the card offers nothing attractive.

Customer care are not always updated on tnc .
Most of the time they read out TNC from old un-updated links
.
Also believe MITC that’s more important

 

[vaibhav111vaibhav111 is verified member.]

Read all the comment, since I hold onecard which is issued by federal bank. approval of the card won't happen.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Read all the comment, since I hold onecard which is issued by federal bank. Might not the Card.

Yeah
Fed has 1 card policy

 

[AsB]

How did you upload bank statement, via net banking? I uploaded via pdf and I got no offers.

Same. After that I got call from customer care . They were asking if I had encountered a problem. I told them this. they said that the no. of applications has risen, so there could be some technical issues

 

[iamankit]

Yeah
Fed has 1 card policy

ye pehle batana tha 😂 I applied and unnecessary cibil hit

 

[0xfallup]

Sorry! No offers available 🙁

 

[gowthamselvam]

This was the response after completing the process.

 

[0xfallup]

no alerts found in my cibil score ..alerts are instant right?

 

[Chaitanya-a]

No offers for me as well. Fi holder.

 

[D₹V]

no alerts found in my cibil score ..alerts are instant right?

For most people, CIBIL hit didn't happen, because you might've got no offer banner after entering Pan instantly.

 

[D₹V]

Same. After that I got call from customer care . They were asking if I had encountered a problem. I told them this. they said that the no. of applications has risen, so there could be some technical issues

Hahaha. They're affected now 😜, They didn't announce about LTF offer anywhere & were surprised 😂.

 

[meetprj]

I tried and got Visa Imperio offer. I selected it and went ahead and at vkyc there was some error and got stuck there. now i dont know what to do? Any one knows how to proceed?
Also at the time of card selection it mentioned some charges. I guess thats only because their page i not updated since the web page of CC shows LTF for every card. Please confirm if any one has proceeded for vkyc

 

[V360]

For most people, CIBIL hit didn't happen, because you might've got no offer banner after entering Pan instantly.

Aayega aayega - dont worry.

If you reached that stage that means CIBIL enquiry will be there.

I got an email after 2 hours.

 

[0xfallup]

For most people, CIBIL hit didn't happen, because you might've got no offer banner after entering Pan instantly.

bach gaya...tune kiya apply?