Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[sreddy]

Applied for me, got Imperio with a limit of 2L . Highest limit on CIBIL is 15L, Sal 45L +
For my wife, got Celest with 5L limit.
vkyc is done for both, don't know about the status of card/application.

 

[Dexter]

D

Card variants are visible only after you fill emp details with annual salary and upload bank statement. They do eligibility check then. I also got No offers are available msg after this check. Tried almost 6 times, firstly i was not getting the aadhaar otp and then while uploading statement with both pdf and online statement. I guess my CIBIL score is screwed with multiple attempts.

id you get the offer finally?

 

[Shrinit Padwal]

Card variants are visible only after you fill emp details with annual salary and upload bank statement. They do eligibility check then. I also got No offers are available msg after this check. Tried almost 6 times, firstly i was not getting the aadhaar otp and then while uploading statement with both pdf and online statement. I guess my CIBIL score is screwed with multiple attempts.

For you did CIBIL hit happen? At what stage does it fetch cibil data? If it's showing no offers - then no cibil hit?

 

[SunnyM]

Anyone holding OneCard powered by Federal Bank got the approval?

I have the same question ?

 

[Unleash]

D

id you get the offer finally?

No, i get "No offers are available" msg after every attempt.

 

[Unleash]

For you did CIBIL hit happen? At what stage does it fetch cibil data? If it's showing no offers - then no cibil hit?

I haven't checked Cibil score, no free check available for now. Just an assumption that there could be multiple hits.

 

[Harry1]

How did you know about this?
Did they show you this specific error? Was it shown after entering work details?

I checked my cibil😅.

 

[Dexter]

I haven't checked Cibil score, no free check available for now. Just an assumption that there could be multiple hits.

I think there are not multiple hits as I have cibil membership and I got notification for enquiry only once, though I tried multiple times.

 

[MOhit __]

Anyone holding OneCard powered by Federal Bank got the approval?

this is the reason i havent applies yet😀

 

[Dexter]

this is the reason i havent applies yet😀

@zaid_2913 got approved. Do you hold onecard?

 

[Harry1]

With an annual income of over 40L, a CIBIL score of over 780, and no enquiries in the last 4 months, I am not eligible for any offer! What a joke these people are!

Now i don't feel bad😅.

This year is full of rejections or incomplete applications - Axis My Zone, Citi Cashback, Federal (2x), PNB, IDBI, HDFC Times Platinum.

At least Kotak gave after raising to RBI Ombudsman 😅. And BOB gave 2 pre-approved offers😄.

Now need to stop applying for 6 months to reset everything. (Not much changes in cibil though even with 2 closed cards, which were also first 2 cards).

 

[Unleash]

I think there are not multiple hits as I have cibil membership and I got notification for enquiry only once, though I tried multiple times.

Ok then bach gaye. Has anyone successfully applied it and what even is their eligibility criteria? I even got call from Federal support in middle of application they will call me later for the status.

 

[MOhit __]

@zaid_2913 got approved. Do you hold onecard?

Do you have One card by federal bank and your second card got approved?

 

[Harry1]

For you did CIBIL hit happen? At what stage does it fetch cibil data? If it's showing no offers - then no cibil hit?

Cibil check happens right before "No offers"

 

[ltf4ever]

those buggers at federal bank took my 3 months account statement and then showed 'no offers available'. they could have said that before also.

 

[jd123]

I currently hold the one card powered by federal bank,

Can I apply for the another federal bank card?

 

[Gorillaz]

Just applied and it was a seamless process. Entered my phone number and PAN details and instantly I was shown Celesta card. Clicked on proceed and it asked me for the delivery address. Selected and voila got a text that card has been approved and will be dispatched soon. As far as credit limit is concerned I was offered 7,41,000.

Edit: I hold a Fi account with negligible balance. They did not ask me to upload any documents and no VKYC either. It’s all based on their internal algorithm.

 

[luciferlucifer is verified member.]

Just applied and it was a seamless process. Entered my phone number and PAN details and instantly I was shown Celesta card. Clicked on proceed and it asked me for the deliver address. Selected and voila got a text that card has been approved and will be dispatched soon. As far as credit limit is concerned I was offered 7,41,000

do you hold federal bank account?

 

[Gorillaz]

Anyone who got celesta on the portal, can share what he/her has entered the details in the portal?.
I seeing lot of people mentioning that lost of enquiries has been a rejection reason, i have 6 in last 90 days. Is that fine?

It asked for my PAN details and nothing else

 

[Gorillaz]

do you hold federal bank account?

Nope. Just applied due to the LTF offer haha