Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[gowthamselvam]

Hi, ten days back I got my Indusind legend LTF. Does applying for Federal bank LTF now will affect my CIBIL ?

 

[rj_arora]

It says no offers found for me. Why is it so? How does it check the offers from PAN card and Mobile number?

 

[Akash Topder]

Which card do you suggest among these?

 

[zaid_2913]

Do you have One card by federal bank and your second card got approved?

No, This is first card. have account which is 2 months old

 

[Gorillaz]

Which card do you suggest among these?

You’ll be offered automatically by the system

 

[Gorillaz]

Which card do you suggest among these?

It says no offers found for me. Why is it so? How does it check the offers from PAN card and Mobile number?

It uses your PAN details to fetch your financial information

 

[Patil007]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

View attachment 13318

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:
View attachment 13309
• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

Do we need to have Federal bank's statement or any bank?

 

[Gorillaz]

Do we need to have Federal bank's statement or any bank?

Any bank will do.

 

[federer.reddevil]

Shows No offers are currently available

 

[V360V360 is verified member.]

With an annual income of over 40L, a CIBIL score of over 780, and no enquiries in the last 4 months, I am not eligible for any offer! What a joke these people are!

Same here - its a big joke - However their CC called me few mins back and asked me to wait for sometime.

I dont know for what 🙂

 

[ak93]

Same here - its a big joke - However their CC called me few mins back and asked me to wait for sometime.

I dont know for what 🙂

Same, they said will give feedback to backend team. Not sure what they are going to do.

 

[vn_1]

It uses your PAN details to fetch your financial information

Cibil hit at the same time?

 

[vn_1]

Applied for me, got Imperio with a limit of 2L . Highest limit on CIBIL is 15L, Sal 45L +
For my wife, got Celest with 5L limit.
vkyc is done for both, don't know about the status of card/application.

Can you please post step by step process of application?

 

[good_old_times]

Every time I apply, its displaying no offers available. 😐😐. Any reason?

 

[hellobois]

Same, they said will give feedback to backend team. Not sure what they are going to do.

Customer care agent told me that the card is not lifetime free. You have to spend a certain amount every year to make it free for that particular year. Read MITC document available on their website. I closed the application window. Not going to apply for the card.

 

[dileep]

I applied bank statement and ITR through incometax login but still no offers joke

 

[ak93]

Customer care agent told me that the card is not lifetime free. You have to spend a certain amount every year to make it free for that particular year. Read MITC document available on their website. I closed the application window. Not going to apply for the card.

I think they were testing their card application system 😂

 

[iamankit]

no offer available 😞

Holding onecard issued by federal and 9 enquiries in last 6 months.

 

[MOhit __]

Customer care agent told me that the card is not lifetime free. You have to spend a certain amount every year to make it free for that particular year. Read MITC document available on their website. I closed the application window. Not going to apply for same

i think employees yet to know about ltf offer, same happend with standard chartered

 

[metal_heart]

Customer care agent told me that the card is not lifetime free. You have to spend a certain amount every year to make it free for that particular year.

MITC clearly mention, not applicable to card applied after 03April23. Agent may not be aware

Credit Cards MITC

www.federalbank.co.in