Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[ThriftyPlasticPundit]

I was interested in applying but it seems like you can't if already have one card.

 

[EternallyHopeful]

Has anyone of you been able to convert the card variant from celesta visa signature to Mastercard world or vice versa?

What will be the benefit of MasterCard World in stead of VISA?

 

[codenerd]

What will be the benefit of MasterCard World in stead of VISA?

Golf benefit I guess plus better hotel memberships from Mastercard redemptions website

 

[pjain2712]

I have completed 10k spends within one month of card generation for Celesta card, any idea on when can I expect the ₹600 Amazon gv to be sent?

received the Amazon gv today after complaining to cc.

 

[GTSaketh]

Is it same case for BOB? I have an offer for onecard with BOB. If I get it, can I get core BOB card later?

 

[Fini7777]

Is it same case for BOB? I have an offer for onecard with BOB. If I get it, can I get core BOB card later?

U can surely get core card later

 

[kiranjain]

received the Amazon gv today after complaining to cc.

Muje abhi tak nahi mila

 

[maheshspanicker]

Has anyone received an automatic limit enhancement on any of the core Federal cards? Was told by the branch that since an outsorced agency manages the card section for the bank, branch can do not much in this regard. I read here the 1card by Federal Bank has had some LE offers recently...

 

[IKFLRT]

received the Amazon gv today after complaining to cc.

I have also raised a complaint today. How many days do they take to address the complaint and send you the voucher code?

 

[pjain2712]

I have also raised a complaint today. How many days do they take to address the complaint and send you the voucher code?

raised on 16th Aug and received on 26th Aug

 

[the_collector]

I also didnt get the code for amazon pay welcome benefit, had to email them and they manually raised the voucher. Then they sent it to me after a while . This is probably not getting triggered for everyone and they are getting away with it

 

[EternallyHopeful]

I also didnt get the code for amazon pay welcome benefit, had to email them and they manually raised the voucher. Then they sent it to me after a while . This is probably not getting triggered for everyone and they are getting away with it

Looks like I'll have to send the mail as well. I was hoping they would give the voucher once the statement has been generated and the same has been paid.

 

[taskmaster]

Is the rupay card still available?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Is the rupay card still available?

yes, maybe . and not a standalone card.

 

[taskmaster]

yes, maybe . and not a standalone card.

What do you mean by not a standalone card?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

What do you mean by not a standalone card?

I meant it is a floater card. Will be only available for core federal cards.

 

[BhaiyaJi]

Randomly applied for Federal card today, and received celesta just by verifying OTP login with 10L limit 🤣

 

[pradeepG]

Randomly applied for Federal card today, and received celesta just by verifying OTP login with 10L limit 🤣

do you have any previous relationship with federal??
How much is max limit of a card in your CIBIL/EXPERIAN??

 

[BhaiyaJi]

do you have any previous relationship with federal??
How much is max limit of a card in your CIBIL/EXPERIAN??

Yes 3-4 years old Fi & Jupiter bank accounts

Max limit is 12.06L

 

[bossman]

Was getting "No offers" since Apr'23 till Jan'24. Then got rejected twice since then till Sep'24. Was getting "Your application has been rejected since it doesn't meet eligibility criteria" message just after entering mobile number.

Yesterday, for the first time, went till last stage where got to choose the card, did vKYC in the night & just now received the approval message!
Celesta with 7.9lacs limit 🎉