Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[ujjwal2024]

Federal bank rejected me thrice this year. Everytime there was a credit enquiry on Experian(766) and not on CIBIL(801). I am eligible to apply again. This time I want to be sure before applying that it won't be rejected. Any suggestions.

in my case, there were not any civil inquiry by Federal bank

 

[hellofromkerala]

Federal doesn't do CIBIL check. My card is approved but no CIBIL enquiry

Federal bank uses Experian score

 

[Himanshuch]

Today I received a swiggy voucher for activating federal celesta. I don't recall seeing this offer when I applied. A pleasant surprise 🙂

 

[BhaiyaJi]

Today I received a swiggy voucher for activating federal celesta. I don't recall seeing this offer when I applied. A pleasant surprise 🙂

Voucher worth 600 ?

 

[Himanshuch]

Voucher worth 600 ?

Nono. 600 Rs coupon was of amazon. This is additional 250 Rs swiggy coupon.

 

[BhaiyaJi]

Nono. 600 Rs coupon was of amazon. This is additional 250 Rs swiggy coupon.

Ok, lucky you. I received none. BTW when did you apply for this card?

 

[Himanshuch]

Ok, lucky you. I received none. BTW when did you apply for this card?

I applied for it in September. Maybe your coupon is on the way.

 

[pavan000]

rejected again due to internal policy.

 

[WandereR]

rejected again due to internal policy.

How many loan enquiries in last 3 months?

 

[pavan000]

No loan enquiries. 2 cc enquiries on CIBIL nothing on experian. Experian was checked during application.

 

[Aarav.]

Applied today celesta credit card got application no as well but not getting any msg or email or even not asking to vkyc can anyone facing same problem.

 

[RAMESH BABU N]

Applied today celesta credit card got application no as well but not getting any msg or email or even not asking to vkyc can anyone facing same problem.

Same case here. After authentication of Aadhaar n giving all needed info n uploading (authenticating online generation n collection of data from my own bank's netbanking login n later the ITD's login) for submission of bank statements and ITR - the system throws you out. I sent all of them to their only email id.

Wrote to FB detailing the problem. Got a call from them. As I am traveling, I asked them to call me back tomorrow.

Tried it on laptop, mobile n desktop. Android 15, chromeOS Flex and Windows 11. Same issue.

 

[Aarav.]

Same case here. After authentication of Aadhaar n giving all needed info n uploading (authenticating online generation n collection of data from my own bank's netbanking login n later the ITD's login) for submission of bank statements and ITR - the system throws you out. I sent all of them to their only email id.

Wrote to FB detailing the problem. Got a call from them. As I am traveling, I asked them to call me back tomorrow.

Tried it on laptop, mobile n desktop. Android 15, chromeOS Flex and Windows 11. Same issue.

Same with me they only ask me to bank statement then upload with net banking then got application no but still not getting any msg or email

 

[rohit_]

How can I claim both the 10x offer and the Amazon Pay gift card of 600 on a spend of 10k? Where can I spend without any effort, and most importantly, without spending anything (like gift cards, wallet load, or travel tickets)?

Federal Bank Visa Celesta Credit Card

 

[helloworld]

How can I claim both the 10x offer and the Amazon Pay gift card of 600 on a spend of 10k? Where can I spend without any effort, and most importantly, without spending anything (like gift cards, wallet load, or travel tickets)?

Federal Bank Visa Celesta Credit Card

View attachment 76654

anywhere as you like including the one you mentioned as "without spending"

 

[rohit_]

anywhere as you like including the one you mentioned as "without spending"

means all these : gift cards (gyftr also), wallet load, or travel tickets things calculated for 10x rp and that 600 gc?

 

[rahulj87]

Does the imperio welcome offer of 400 rs Amazon voucher on 5000 spend in 30 days can be fulfilled by buying Amazon pay voucher via gyftr

 

[iscoopicecreams]

Their website is down!

 

[D₹V]

Thread 'Federal Celesta Card Upgrade with LE' https://www.technofino.in/community/threads/federal-celesta-card-upgrade-with-le.35447/

 

[kunal89]

Today I applied, enquiry was hit in Experian. Within 5 min all the details were automatically filled in application and I got Celesta with 10L limit. I got to choose Visa or MC. Now I'm unable to see the card in fed mobile app since I'm already holding Fi account. It is going to saving account route while registering mobile.