Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Ak Singh]

What is the minimum limit required to get federal celesta cc? Is there any minimum limit for federal celesta?

 

[CreditCardFino]

What is the minimum limit required to get federal celesta cc? Is there any minimum limit for federal celesta?

What limit you mean?

 

[Ak Singh]

What limit you mean?

Like hdfc infinia requires 10 lakh to get and usually minimum limit for infinia is 10lakh.
Same for asking federal celesta issuing limit, can a person get federal celesta if he has no high limit cc in cibil. Max limit for cc in cibil is 100k.

 

[CreditCardFino]

Like hdfc infinia requires 10 lakh to get and usually minimum limit for infinia is 10lakh.
Same for asking federal celesta issuing limit, can a person get federal celesta if he has no high limit cc in cibil. Max limit for cc in cibil is 100k.

Celesta has no such limit. Infinia was offered even for 40-50k salaried people before. Is this your limit? "Max limit for cc in cibil is 100k."

 

[Ak Singh]

Celesta has no such limit. Infinia was offered even for 40-50k salaried people before. Is this your limit? "Max limit for cc in cibil is 100k."

Yes my max limit cc 100k idfc,ICICI.

 

[CreditCardFino]

Yes my max limit cc 100k idfc,ICICI.

You can try but this card will offer the max limit may be 2 lakh if you are salaried

 

[Himanshuch]

I got celesta with 10L limit, which is slightly below the max cc limit (ICICI for me).

 

[helloworld]

I got celesta with 10L limit, which is slightly below the max cc limit (ICICI for me).

Federal with 10L is great! These are conservative banks, and do not offer higher limits usually.

 

[Himanshuch]

Federal with 10L is great! These are conservative banks, and do not offer higher limits usually.

Indeed. I did not expect 10L limit on celesta at all. Was surprised to be honest 🙂