Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Ak Singh]

What is the minimum limit required to get federal celesta cc? Is there any minimum limit for federal celesta?

 

[CreditCardFino]

What is the minimum limit required to get federal celesta cc? Is there any minimum limit for federal celesta?

What limit you mean?

 

[Ak Singh]

What limit you mean?

Like hdfc infinia requires 10 lakh to get and usually minimum limit for infinia is 10lakh.
Same for asking federal celesta issuing limit, can a person get federal celesta if he has no high limit cc in cibil. Max limit for cc in cibil is 100k.

 

[CreditCardFino]

Like hdfc infinia requires 10 lakh to get and usually minimum limit for infinia is 10lakh.
Same for asking federal celesta issuing limit, can a person get federal celesta if he has no high limit cc in cibil. Max limit for cc in cibil is 100k.

Celesta has no such limit. Infinia was offered even for 40-50k salaried people before. Is this your limit? "Max limit for cc in cibil is 100k."

 

[Ak Singh]

Celesta has no such limit. Infinia was offered even for 40-50k salaried people before. Is this your limit? "Max limit for cc in cibil is 100k."

Yes my max limit cc 100k idfc,ICICI.

 

[CreditCardFino]

Yes my max limit cc 100k idfc,ICICI.

You can try but this card will offer the max limit may be 2 lakh if you are salaried

 

[Himanshuch]

I got celesta with 10L limit, which is slightly below the max cc limit (ICICI for me).

 

[helloworld]

I got celesta with 10L limit, which is slightly below the max cc limit (ICICI for me).

Federal with 10L is great! These are conservative banks, and do not offer higher limits usually.

 

[Himanshuch]

Federal with 10L is great! These are conservative banks, and do not offer higher limits usually.

Indeed. I did not expect 10L limit on celesta at all. Was surprised to be honest 🙂

 

[CreditCardFino]

Indeed. I did not expect 10L limit on celesta at all. Was surprised to be honest 🙂

My limit was close to that

 

[selvaracp]

Hi

i tried to apply for a fed cc… but it says already availing services of credit card from fed bank

 

[MOhit __]

Hi

i tried to apply for a fed cc… but it says already availing services of credit card from fed bank

One card x

 

[selvaracp]

One card x

Yes… I do have One card… It feels insane that Fed Bank considers One card a mon fed card for offers, but it considers otherwise to provide additional card… Sad

 

[CreditCardFino]

Yes… I do have One card… It feels insane that Fed Bank considers One card a mon fed card for offers, but it considers otherwise to provide additional card… Sad

One card from Federal is useless close it

 

[GTSaketh]

One card from Federal is useless close it

What about Bob?

Also why useless if federal?

 

[CreditCardFino]

What about Bob?

Also why useless if federal?

SIB is BBPS enabled
Indian gives RuPay
BOB gave LE multiple times
Federal has no use

 

[pradeepG]

hello all, need your advice by your experience, Federal Imperio pre-approved Offered, 2L .

My Use Case : Interested in federal only for Various Offers & BOGO.

Question :
a. Shall i take or wait for celesta pre-approved?
b. Does federal upgrades this offer if not availed till last date?
c. My many other cards have 5L+ limits, does federal gives low limits?
d. how is federal in limit enhancement offers?

 

[helloworld]

hello all, need your advice by your experience, Federal Imperio pre-approved Offered, 2L .

My Use Case : Interested in federal only for Various Offers & BOGO.

Question :
a. Shall i take or wait for celesta pre-approved?
b. Does federal upgrades this offer if not availed till last date?
c. My many other cards have 5L+ limits, does federal gives low limits?
d. how is federal in limit enhancement offers?

1. Go for it but mind that BoGo upto 100 or 150 only.
2. <Not sure, that depends on their mood>
3. Yes but there are cases with high limit too. Too much credit exposure might reduce the limits. But anycase its based on your bankkng relationship, not CIBIL. So, at this point they dont know your other card limits. Based on Cibil you might get more limit or even rejected.
4. Very very very rare.